First National Community Bank (GA) Reviews and Rates

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Member FDIC

up to $300

Our Rating

4.2 / 5

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Overview / Commentary

www.fncbank.com

706-695-9646

701 North 3rd Avenue
Chatsworth, GA 30705

First National Community Bank (GA) is headquartered in CHATSWORTH and is the 24^th largest bank in the state of Georgia. It is also the 1,413^th largest bank in the nation. It was established in 1975 and as of March of 2025, it had grown to 112 employees at 11 locations. First National Community Bank (GA) has an A+ health rating.

Reviews

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Health

A+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	22092
Year Established	1975
Employees	112
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.86%
Return on Equity - YTD	14.07%
Annual Interest Income	$10.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$678.6MM$610.9MM
Loans	Q1 2025vs Q1 2024	$505.8MM$461.2MM
Deposits	Q1 2025vs Q1 2024	$585.5MM$530.1MM
Equity Capital	Q1 2025vs Q1 2024	$89.1MM$77.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$6.3MM$5.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.6MM$1.9MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for First National Community Bank (GA).

Locations

Cities: Adairsville, Calhoun, Cartersville, Chatsworth, Dalton, Eton, Rome

Adairsville Branches
Northside Bank Branch	7741 Adairsville Highway	Adairsville, GA 30103

Calhoun Branches
Calhoun Branch	1300 Lovers Lane Road	Calhoun, GA 30701

Cartersville Branches
Cartersville Branch	325 Cherokee Place	Cartersville, GA 30121

Chatsworth Branches
First National Community Bank	701 N 3rd Ave	Chatsworth, GA 30705

Dalton Branches
Dalton Office	362 Northgate Drive	Dalton, GA 30721
Dalton Branch	415 South Thornton Ave	Dalton, GA 30720

Eton Branches
The Eton Branch	3400 Hwy 411 North	Eton, GA 30724

Rome Branches
Armuchee Branch	2950 Martha Berry Boulevard Ne	Rome, GA 30165
West Rome Branch	2211 Shorter Avenue Southwest	Rome, GA 30165
Heritage First Main Office Branch	501 Broad Street	Rome, GA 30161

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