First National Community Bank (GA)

First National Community Bank (GA)

Overview / Commentary
701 North 3rd Avenue
Chatsworth, GA 30705

First National Community Bank (GA) is headquartered in Chatsworth and is the 95th largest bank in the state of Georgia. It is also the 3,240th largest bank in the nation. It was established in 1975 and as of June of 2019, it had grown to 42 employees at 4 locations. First National Community Bank (GA) has a B+ health rating.


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Health Grade Components

FDIC Certificate #22092
Year Established1975
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD7.12%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$162.7MM$165.7MM
LoansQ2 2019vs Q2 2018$115.4MM$112.2MM
DepositsQ2 2019vs Q2 2018$138.6MM$143.5MM
Equity CapitalQ2 2019vs Q2 2018$23.4MM$21.6MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.6MM$1.5MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$948.00K$1.1MM
Real Estate OwnedQ2 2019vs Q2 2018$1.2MM$829.00K

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First National Community Bank (GA) Locations
Dalton Office362 Northgate DriveDalton, GA 30721
First National Community Bank701 North 3rd AvenueChatsworth, GA 30705
The Eton Branch3400 Hwy 411 NorthEton, GA 30724
Dalton Branch415 South Thornton AveDalton, GA 30720
Northside Bank Branch7741 Adairsville HighwayAdairsville, GA 30103
Cartersville Branch325 Cherokee PlaceCartersville, GA 30121
Calhoun Branch1300 Lovers Lane RoadCalhoun, GA 30701

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