First National Community Bank (GA)

First National Community Bank (GA)

Overview / Commentary
701 North 3rd Avenue
Chatsworth, GA 30705

First National Community Bank (GA) is headquartered in Chatsworth and is the 52nd largest bank in the state of Georgia. It is also the 2,289th largest bank in the nation. It was established in 1975 and as of December of 2019, it had grown to 69 employees at 7 locations. First National Community Bank (GA) has an A health rating.


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Health Grade Components

FDIC Certificate #22092
Year Established1975
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD5.58%
Annual Interest Income$9.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$285.9MM$164.1MM
LoansQ4 2019vs Q4 2018$196.3MM$115.1MM
DepositsQ4 2019vs Q4 2018$250.3MM$141.1MM
Equity CapitalQ4 2019vs Q4 2018$34.7MM$22.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.7MM$1.6MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.0MM$1.9MM
Real Estate OwnedQ4 2019vs Q4 2018$2.5MM$699.00K

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First National Community Bank (GA) Locations
Dalton Office362 Northgate DriveDalton, GA 30721
First National Community Bank701 North 3rd AvenueChatsworth, GA 30705
The Eton Branch3400 Hwy 411 NorthEton, GA 30724
Dalton Branch415 South Thornton AveDalton, GA 30720
Northside Bank Branch7741 Adairsville HighwayAdairsville, GA 30103
Cartersville Branch325 Cherokee PlaceCartersville, GA 30121
Calhoun Branch1300 Lovers Lane RoadCalhoun, GA 30701

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