First National Community Bank (GA)

First National Community Bank (GA)

Overview / Commentary
701 North 3rd Avenue
Chatsworth, GA 30705

First National Community Bank (GA) is headquartered in Chatsworth and is the 55th largest bank in the state of Georgia. It is also the 2,228th largest bank in the nation. It was established in 1975 and as of June of 2021, it had grown to 65 employees at 7 locations. First National Community Bank (GA) has an A+ health rating.


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Health Grade Components

FDIC Certificate #22092
Year Established1975
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD9.09%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$353.9MM$305.0MM
LoansQ2 2021vs Q2 2020$226.0MM$218.9MM
DepositsQ2 2021vs Q2 2020$312.0MM$266.4MM
Equity CapitalQ2 2021vs Q2 2020$41.5MM$37.0MM
Loan Loss AllowanceQ2 2021vs Q2 2020$2.4MM$2.3MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$580.00K$1.3MM
Real Estate OwnedQ2 2021vs Q2 2020$1.0MM$2.4MM

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Cities: Adairsville, Calhoun, Cartersville, Chatsworth, Dalton, Eton, Rome

Adairsville Branches
Northside Bank Branch7741 Adairsville HighwayAdairsville, GA 30103

Calhoun Branches
Calhoun Branch1300 Lovers Lane RoadCalhoun, GA 30701

Cartersville Branches
Cartersville Branch325 Cherokee PlaceCartersville, GA 30121

Chatsworth Branches
First National Community Bank701 N 3rd AveChatsworth, GA 30705

Dalton Branches
Dalton Office362 Northgate DriveDalton, GA 30721
Dalton Branch415 South Thornton AveDalton, GA 30720

Eton Branches
The Eton Branch3400 Hwy 411 NorthEton, GA 30724

Rome Branches
Armuchee Branch2950 Martha Berry Boulevard NeRome, GA 30165
West Rome Branch2211 Shorter Avenue SouthwestRome, GA 30165
Heritage First Main Office Branch501 Broad StreetRome, GA 30161

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