First National Community Bank

Overview / Commentary
109 E 2nd St
New Richmond, WI 54017

First National Community Bank is headquartered in NEW RICHMOND and is the 85th largest bank in the state of Wisconsin. It is also the 2,292nd largest bank in the nation. It was established in 1919 and as of September of 2023, it had grown to 54 employees at 5 locations. First National Community Bank's money market rates are 3X the national average, and it has a B health rating.

Reviews (1)

Bank Website Incorrect

Posted by: |

FNCB's website show an Apply Now button to sign up for Wise Rewards checking.  But it is NOT a complete online process.  The form is reviewed by bank staff, they call you for further info and you MUST visit New Richmond, WI personally to finish the account sign up!


Health Grade Components

FDIC Certificate #5357
Year Established1919
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD16.29%
Annual Interest Income$9.4MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$333MM$296.2MM
LoansQ3 2023vs Q3 2022$188.5MM$164MM
DepositsQ3 2023vs Q3 2022$286.2MM$283.9MM
Equity CapitalQ3 2023vs Q3 2022$14.2MM$10.7MM
Loan Loss AllowanceQ3 2023vs Q3 2022$2.2MM$2.3MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$1.7MM$1.3MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not First National Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Community Bank Savings Account Rates

0.48%*$150k*-Wise Savings
OTHER TIERS: 0.09% Up to $25k | 0.21% $25k - $50k | 0.30% $50k - $75k | 0.40% $75k - $150k
0.48%*$150k*-Business Wise Savings
OTHER TIERS: 0.09% Up to $25k | 0.21% $25k - $50k | 0.30% $50k - $75k | 0.40% $75k - $150k
0.05%$200-Regular share
0.05%--WUTMA/Youth Savings
0.05%$200-Business Savings

First National Community Bank Money Market Rates

1.50%*$250k*-Money Market Checking
OTHER TIERS: 0.09% Up to $25k | 0.30% $25k - $75k | 0.40% $75k - $150k | 0.70% $150k+
1.50%*$250k*-Business Money Market
OTHER TIERS: 0.09% Up to $25k | 0.30% $25k - $75k | 0.40% $75k - $150k | 0.70% $150k - $250k

First National Community Bank Checking Account Rates

0.75%-$15kWise Rewards Checking
0.03%--First Choice - Small Business with Interest
0.03%--Business Checking with Interest

First National Community Bank Locations
First National Community Bank109 E 2nd StNew Richmond, WI 54017
Somerset Financial Center Branch531 Main StreetSomerset, WI 54025
Hudson Financial Center Branch744 Ryan DriveHudson, WI 54016
Dresser Branch111 State Road 35 NorthDresser, WI 54009

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