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Overview / Commentary
216 Market Street
Spencer, WV 25276

First Neighborhood Bank is headquartered in Spencer and is the 36th largest bank in the state of West Virginia. It is also the 3,614th largest bank in the nation. It was established in 1912 and as of December of 2017, it had grown to 38 employees at 4 locations. First Neighborhood Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #6800
Year Established1912
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD2.96%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$141.4MM$147.9MM
LoansQ4 2017vs Q4 2016$98.9MM$98.8MM
DepositsQ4 2017vs Q4 2016$124.2MM$131.1MM
Equity CapitalQ4 2017vs Q4 2016$15.9MM$15.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$846.00K$1.0MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$732.00K$214.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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First Neighborhood Bank Locations
First Neighborhood Bank216 Market StreetSpencer, WV 25276
Drive-In Branch334 Main StreetSpencer, WV 25276
Parkersburg Branch4416 Emerson AvenueParkersburg, WV 26104
South Parkersburg Office Branch500 Division StreetParkersburg, WV 26103