First Neighborhood Bank


Overview / Commentary
304-927-1750
216 Market Street
Spencer, WV 25276

First Neighborhood Bank is headquartered in Spencer and is the 34th largest bank in the state of West Virginia. It is also the 3,415th largest bank in the nation. It was established in 1912 and as of June of 2022, it had grown to 37 employees at 5 locations. First Neighborhood Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #6800
Year Established1912
Employees37
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD2.82%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$158.6MM$151.0MM
LoansQ2 2022vs Q2 2021$83.0MM$85.0MM
DepositsQ2 2022vs Q2 2021$145.2MM$133.1MM
Equity CapitalQ2 2022vs Q2 2021$11.9MM$16.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.0MM$1.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$0$35.00K
Real Estate OwnedQ2 2022vs Q2 2021$725.00K$725.00K
Rates

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Locations


First Neighborhood Bank Locations
First Neighborhood Bank216 Market StSpencer, WV 25276
Drive-In Branch334 Main StreetSpencer, WV 25276
Parkersburg Branch4416 Emerson AvenueParkersburg, WV 26104
South Parkersburg Office Branch500 Division StreetParkersburg, WV 26103
Ripley Branch245 Church St SRipley, WV 25271

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