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Overview / Commentary
216 Market Street
Spencer, WV 25276

First Neighborhood Bank is headquartered in Spencer and is the 38th largest bank in the state of West Virginia. It is also the 3,677th largest bank in the nation. It was established in 1912 and as of June of 2016, it had grown to 42 employees at 4 locations. First Neighborhood Bank has an A health rating.


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Health Grade Components

FDIC Certificate #6800
Year Established1912
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD5.24%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$142.2MM$138.6MM
LoansQ2 2016vs Q2 2015$99.4MM$96.7MM
DepositsQ2 2016vs Q2 2015$125.3MM$122.5MM
Equity CapitalQ2 2016vs Q2 2015$15.7MM$14.8MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.2MM$1.0MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$185.00K$188.00K
Real Estate OwnedQ2 2016vs Q2 2015$20.00K$70.00K

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First Neighborhood Bank Locations
First Neighborhood Bank216 Market StreetSpencer, WV 25276
Drive-In Branch334 Main StreetSpencer, WV 25276
Parkersburg Branch4416 Emerson AvenueParkersburg, WV 26104
South Parkersburg Office Branch500 Division StreetParkersburg, WV 26103