Featured Savings Rates
Featured Accounts

First New York Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%5-year CD60 Month Share Certificate
0.15%1-year CD12 Month Lucky Savers Share Certificate
0.10%SavingsSecondary Share Savings

Overview / Commentary
800-734-7375
2 Wall St
Albany, NY 12205-3828

First New York Federal Credit Union is headquartered in Albany and is the 38th largest credit union in the state of New York. It is also the 766th largest credit union in the nation. It was established in 1937 and as of September of 2016, it had grown to 98 employees and 30,937 members at 10 locations. First New York Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Albany, Schenectady, Saratoga, Rensselaer or Schoharie county. Membership is also open to immediate family of existing members and those eligible.
See current membership details

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Health

Health Grade Components

Overall
NCUA #2440
Year Chartered1937
Employees98
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD3.81%
Annual Interest Income$6.7MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$297.2MM$283.2MM
LoansQ3 2016vs Q3 2015$177.0MM$166.5MM
DepositsQ3 2016vs Q3 2015$265.2MM$252.4MM
Equity CapitalQ3 2016vs Q3 2015$28.6MM$27.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$716.00K$712.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$453.00K$204.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First New York Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Primary Share Savings
0.10%--Secondary Share Savings

First New York Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$150k*-Premium Money Market Savings
OTHER TIERS: 0.25% $75k - $150k
0.20%*$50k*-Money Market Savings
OTHER TIERS: 0.10% $2,500 - $25k | 0.15% $25k - $50k

First New York Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Choice Checking Account

First New York Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month Share Certificate
0.90%$500-48 Month Share Certificate
0.70%$500-36 Month Share Certificate
0.50%$500-30 Month Share Certificate
0.45%$500-24 Month Share Certificate
0.25%$500-18 Month Share Certificate
0.15%$500-12 Month Share Certificate
0.15%$25-12 Month Lucky Savers Share Certificate
0.12%$500-6 Month Share Certificate
0.10%$500-3 Month Share Certificate

First New York Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$250-60 Month IRA Share Certificate
0.90%$250-48 Month IRA Share Certificate
0.70%$250-36 Month IRA Share Certificate
0.50%$250-30 Month IRA Share Certificate
0.45%$250-24 Month IRA Share Certificate
0.25%$250-18 Month IRA Share Certificate
0.15%$250-12 Month IRA Share Certificate
0.12%$250-6 Month IRA Share Certificate
Locations


First New York Federal Credit Union Locations
Branch Office1879 Altamont AveSchenectady, NY 12303
Branch Office795 E Main St Ste 1Cobleskill, NY 12043-1263
Branch Office19 Glenridge RdScotia, NY 12302
Branch Office163 School RdDelanson, NY 12053
Branch Office818 Central AveAlbany, NY 12206-1543
Branch Office2 Wall StAlbany, NY 12205-3845
Branch Office1776 Union StSchenectady, NY 12309
Branch Office424 Maple AveSaratoga Springs, NY 12866-5506
Branch Office700 Washington AveAlbany, NY 12203
Branch Office1 Tartan WayScotia, NY 12302