First New York Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 5-year CD | 60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD |
| 0.15% | 1-year CD | 12 Month Lucky Savers Share Certificate 1.05% - Ally Bank High Yield 12-Month CD |
| 0.10% | Savings | Secondary Share Savings 1.00% - Ally Bank Online Savings Account |
First New York Federal Credit Union is headquartered in Albany and is the 38th largest credit union in the state of New York. It is also the 743rd largest credit union in the nation. It was established in 1937 and as of June of 2016, it had grown to 99 employees and 30,781 members at 10 locations. First New York Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Albany, Schenectady, Saratoga, Rensselaer or Schoharie county. Membership is also open to immediate family of existing members and those eligible.
See current membership details
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2440 |
| Year Chartered | 1937 |
| Employees | 99 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.34% |
| Return on Equity - YTD | 3.59% |
| Annual Interest Income | $4.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $306.3MM$294.6MM |
| Loans | Q2 2016vs Q2 2015 | $173.9MM$164.4MM |
| Deposits | Q2 2016vs Q2 2015 | $274.9MM$264.4MM |
| Equity Capital | Q2 2016vs Q2 2015 | $28.4MM$26.9MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $674.00K$711.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $308.00K$182.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First New York Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First New York Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Primary Share Savings | |
| 0.10% | - | - | Secondary Share Savings |
First New York Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $150k* | - | Premium Money Market Savings | ||
| OTHER TIERS: 0.25% → $75k - $150k | |||||
| 0.20%* | $50k* | - | Money Market Savings | ||
| OTHER TIERS: 0.10% → $2,500 - $25k | 0.15% → $25k - $50k | |||||
First New York Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Choice Checking Account |
First New York Federal Credit Union CD Rates
First New York Federal Credit Union IRA Rates
| First New York Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1879 Altamont Ave | Schenectady, NY 12303 |
| Branch Office | 795 E Main St Ste 1 | Cobleskill, NY 12043-1263 |
| Branch Office | 19 Glenridge Rd | Scotia, NY 12302 |
| Branch Office | 163 School Rd | Delanson, NY 12053 |
| Branch Office | 818 Central Ave | Albany, NY 12206-1543 |
| Branch Office | 2 Wall St | Albany, NY 12205-3845 |
| Branch Office | 1776 Union St | Schenectady, NY 12309 |
| Branch Office | 424 Maple Ave | Saratoga Springs, NY 12866-5506 |
| Branch Office | 700 Washington Ave | Albany, NY 12203 |
| Branch Office | 1 Tartan Way | Scotia, NY 12302 |