Overview / Commentary
800-734-7375
2 Wall St
Albany, NY 12205-3828

First New York Federal Credit Union is headquartered in Albany and is the 37th largest credit union in the state of New York. It is also the 750th largest credit union in the nation. It was established in 1937 and as of June of 2018, it had grown to 109 employees and 32,061 members at 10 locations. First New York Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Albany, Schenectady, Saratoga, Rensselaer or Schoharie county. Membership is also open to immediate family of existing members and those eligible.
See current membership details

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Health

Health Grade Components

Overall
NCUA #2440
Year Chartered1937
Employees109
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD6.39%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$336.4MM$325.1MM
LoansQ2 2018vs Q2 2017$207.3MM$188.6MM
DepositsQ2 2018vs Q2 2017$301.4MM$292.7MM
Equity CapitalQ2 2018vs Q2 2017$30.5MM$29.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.5MM$1.1MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$658.00K$685.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First New York Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First New York Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5-Share Savings
0.10%--Secondary Share Savings

First New York Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$150k*-Premium Money Market Savings
OTHER TIERS: 0.25% $75k - $150k
0.20%*$50k*-Money Market Savings
OTHER TIERS: 0.10% $2.5k - $25k | 0.15% $25k - $50k

First New York Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Choice Checking Account

First New York Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month Share Certificate
0.90%$500-48 Month Share Certificate
0.70%$500-36 Month Share Certificate
0.50%$500-30 Month Share Certificate
0.45%$500-24 Month Share Certificate
0.25%$500-18 Month Share Certificate
0.15%$500-12 Month Share Certificate
0.15%$25-12 Month Lucky Savers Share Certificate
0.12%$500-6 Month Share Certificate
0.10%$500-3 Month Share Certificate

First New York Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$250-60 Month IRA Share Certificate
0.90%$250-48 Month IRA Share Certificate
0.70%$250-36 Month IRA Share Certificate
0.50%$250-30 Month IRA Share Certificate
0.45%$250-24 Month IRA Share Certificate
0.25%$250-18 Month IRA Share Certificate
0.15%$250-12 Month IRA Share Certificate
0.12%$250-6 Month IRA Share Certificate
Locations


Cities: Albany, Cobleskill, Delanson, Saratoga Springs, Schenectady, Scotia

Albany Branches
Branch Office818 Central AveAlbany, NY 12206-1543
Branch Office2 Wall StAlbany, NY 12205-3845
Branch Office700 Washington AveAlbany, NY 12203

Cobleskill Branches
Branch Office795 E Main St Ste 1Cobleskill, NY 12043-1263

Delanson Branches
Branch Office163 School RdDelanson, NY 12053

Saratoga Springs Branches
Branch Office424 Maple AveSaratoga Springs, NY 12866-5506

Schenectady Branches
Branch Office1879 Altamont AveSchenectady, NY 12303
Branch Office1776 Union StSchenectady, NY 12309

Scotia Branches
Branch Office19 Glenridge RdScotia, NY 12302
Branch Office1 Tartan WayScotia, NY 12302

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