First Northern Credit Union

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Advantage Checking

Overview / Commentary

312-332-6357

230 W Monroe St Suite 2850
Chicago, IL 60606

First Northern Credit Union is headquartered in Chicago and is the 27^th largest credit union in the state of Illinois. It is also the 852^nd largest credit union in the nation. It was established in 1944 and as of December of 2021, it had grown to 76 employees and 23,157 members at 4 locations. First Northern Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Boone, Dekalb, DuPage, Grundy, Lee, McHenry, Ogle, Stephenson, Will, Winnebago, Kane or Kendall counties in Illinois, the City of Evanston, employees of Exelon and subsidiaries, and employees or members of other select employer groups.
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Related Posts

View all posts from:

2010
2009
2007
Earlier

2/9 - This Is Not A "Regular" Checking Account

2/24 - 3.10% 18-Month CD at First Northern Credit Union in Illinois

12/31 - 5.55% 36-Month CD at an Illinois CU (First Northern).

11/24/06 - 6.25% 36-Month CD at an Illinois CU - Coverdell (First Northern)

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Health

A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #	66359
Year Chartered	1944
Employees	76
Primary Regulator

Profit Margin
Return on Assets - YTD	0.25%
Return on Equity - YTD	3.49%
Annual Interest Income	$8.7MM

Assets and Liabilities
Assets	Q4 2021vs Q4 2020	$376.8MM$349.0MM
Loans	Q4 2021vs Q4 2020	$181.6MM$165.2MM
Deposits	Q4 2021vs Q4 2020	$345.5MM$317.6MM
Equity Capital	Q4 2021vs Q4 2020	$26.9MM$27.4MM
Loan Loss Allowance	Q4 2021vs Q4 2020	$2.0MM$2.0MM
Unbacked Noncurrent Loans	Q4 2021vs Q4 2020	$734.00K$931.00K
Real Estate Owned	Q4 2021vs Q4 2020	$0$0

Rates

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Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Northern Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$25k^*	-	Share Savings
OTHER TIERS: 0.05% → $5 - $2.5k \| 0.10% → $2.5k - $25k
0.15%^*	$25k^*	-	Holiday Club
OTHER TIERS: 0.05% → $5 - $2.5k \| 0.10% → $2.5k - $25k
0.15%^*	$25k^*	-	Vacation Club
OTHER TIERS: 0.05% → $5 - $2.5k \| 0.10% → $2.5k - $25k
0.15%^*	$25k^*	-	Moola Moose Club
OTHER TIERS: 0.05% → $5 - $2.5k \| 0.10% → $2.5k - $25k
0.15%^*	$25k^*	-	Compass Club
OTHER TIERS: 0.05% → $5 - $2.5k \| 0.10% → $2.5k - $25k
0.15%^*	$25k^*	-	IRA Savings
OTHER TIERS: 0.05% → Up to $2.5k \| 0.10% → $2.5k - $25k

First Northern Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$100k^*	-	Money Market - Market Yield
OTHER TIERS: 0.05% → Up to $25k \| 0.25% → $25k - $50k \| 0.30% → $50k - $100k
0.20%^*	$25k^*	-	Money Market - Market Demand
OTHER TIERS: 0.05% → Up to $2.5k \| 0.15% → $2.5k - $25k

First Northern Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$750^*	$7.5k	Advantage Checking
OTHER TIERS: 0.01% → $7.5k+
0.05%	-	-	Preferred Checking

First Northern Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%^*	$50k^*	-	60 Month Share Certificate
OTHER TIERS: 0.55% → $2.5k - $25k \| 0.60% → $25k - $50k
0.55%^*	$50k^*	-	36 Month Share Certificate
OTHER TIERS: 0.45% → $2.5k - $25k \| 0.50% → $25k - $50k
0.40%^*	$50k^*	-	24 Month Share Certificate
OTHER TIERS: 0.30% → $2.5k - $25k \| 0.35% → $25k - $50k
0.35%^*	$50k^*	-	18 Month Share Certificate
OTHER TIERS: 0.25% → $2.5k - $25k \| 0.30% → $25k - $50k
0.30%^*	$50k^*	-	12 Month Share Certificate
OTHER TIERS: 0.20% → $2.5k - $25k \| 0.25% → $25k - $50k
0.25%^*	$50k^*	-	6 Month Share Certificate
OTHER TIERS: 0.15% → $2.5k - $25k \| 0.20% → $25k - $50k

First Northern Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%^*	$50k^*	-	60 Month IRA Share Certificate
OTHER TIERS: 0.55% → $2.5k - $25k \| 0.60% → $25k - $50k
0.55%	$500	-	60 Month CESA Certificate
0.55%^*	$50k^*	-	36 Month IRA Share Certificate
OTHER TIERS: 0.45% → $2.5k - $25k \| 0.50% → $25k - $50k
0.45%	$500	-	36 Month CESA Certificate
0.40%^*	$50k^*	-	24 Month IRA Share Certificate
OTHER TIERS: 0.30% → $2.5k - $25k \| 0.35% → $25k - $50k
0.35%^*	$50k^*	-	18 Month IRA Share Certificate
OTHER TIERS: 0.25% → $2.5k - $25k \| 0.30% → $25k - $50k
0.30%	$500	-	24 Month CESA Certificate
0.30%^*	$50k^*	-	12 Month IRA Share Certificate
OTHER TIERS: 0.20% → $2.5k - $25k \| 0.25% → $25k - $50k
0.25%	$500	-	18 Month CESA Certificate
0.25%^*	$50k^*	-	6 Month IRA Share Certificate
OTHER TIERS: 0.15% → $2.5k - $25k \| 0.20% → $25k - $50k
0.20%	$500	-	12 Month CESA Certificate
0.15%	$500	-	6 Month CESA Certificate

Locations

First Northern Credit Union Locations
Branch Office	104 N Show Place Dr	Rockford, IL 61107
Branch Office	230 W Monroe St Suite 2850	Chicago, IL 60606
Branch Office	541 N Fairbanks Ct	Chicago, IL 60611
Branch Office	1705 Sherman Ave	Evanston, IL 60201

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