First NRV Federal Credit Union is headquartered in Radford and is the 72nd largest credit union in the state of Virginia. It is also the 3,120th largest credit union in the nation. It was established in 1937 and as of June of 2019, it had grown to 7 employees and 2,687 members at 2 locations. First NRV Federal Credit Union's CD rates are 96% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership with First NRV Federal Credit Union is open to those who attend school, worship, work and live in Carroll, Floyd, Pulaski and Wythe County or the cities of Galax and Radford.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2263 |
| Year Chartered | 1937 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.51% |
| Return on Equity - YTD | 6.26% |
| Annual Interest Income | $721.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $24.6MM$22.9MM |
| Loans | Q2 2019vs Q2 2018 | $16.2MM$14.3MM |
| Deposits | Q2 2019vs Q2 2018 | $22.5MM$20.3MM |
| Equity Capital | Q2 2019vs Q2 2018 | $2.0MM$1.7MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $119.00K$40.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $98.00K$133.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First NRV Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First NRV Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50% | - | - | IRA | ||
| 0.50%* | $25k* | - | Regular Shares | ||
| OTHER TIERS: 0.25% → $500 - $25k | |||||
| 0.25% | - | - | Christmas Club | ||
First NRV Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $100 | - | Checking |
First NRV Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.53% | - | - | 5 Year Share Certificate | |
| 2.27% | - | - | 4 Year Share Certificate | |
| 2.12% | - | - | 3 Year Share Certificate | |
| 2.02% | - | - | 2 Year Share Certificate | |
| 1.76% | - | - | 1 Year Share Certificate |
| First NRV Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 900 W Main St | Radford, VA 24141-1597 |
| Branch Office | 205 Oak St | Hillsville, VA 24343 |