First NRV Federal Credit Union

Overview / Commentary
900 W Main St
Radford, VA 24141

First NRV Federal Credit Union is headquartered in Radford and is the 65th largest credit union in the state of Virginia. It is also the 2,654th largest credit union in the nation. It was established in 1937 and as of September of 2023, it had grown to 10 employees and 2,977 members at 2 locations. First NRV Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in First NRV Federal Credit Union is open to those who lve, work, worship, or attend school in the Virginia counties of Carroll, Floyd, Pulaski, or Wythe, or the Virginia cities of Galax or Radford.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First NRV Federal Credit Union has a low asset base.

Health Grade Components

NCUA #2263
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD9.21%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$40.5MM$40.9MM
LoansQ3 2023vs Q3 2022$27.4MM$24.7MM
DepositsQ3 2023vs Q3 2022$37.3MM$37.1MM
Equity CapitalQ3 2023vs Q3 2022$3MM$2.9MM
Loan Loss AllowanceQ3 2023vs Q3 2022$368K$232K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$234K$399K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First NRV Federal Credit Union Savings Account Rates

0.50%*$25k*-Regular Shares
OTHER TIERS: 0.05% $5 - $500 | 0.25% $1k - $25k
0.35%--Christmas Club
0.35%--Vacation Club

First NRV Federal Credit Union CD Rates

2.40%--5 Year Share Certificate
2.35%--4 Year Share Certificate
2.30%--3 Year Share Certificate
2.25%--2 Year Share Certificate
2.00%--1 Year Share Certificate

First NRV Federal Credit Union Locations
Branch Office900 W Main StRadford, VA 24141-1597
Branch Office205 Oak StHillsville, VA 24343

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