First NRV Federal Credit Union


Overview / Commentary
540-639-0885
900 W Main St
Radford, VA 24141

First NRV Federal Credit Union is headquartered in Radford and is the 64th largest credit union in the state of Virginia. It is also the 2,670th largest credit union in the nation. It was established in 1937 and as of December of 2022, it had grown to 10 employees and 3,004 members at 2 locations. First NRV Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in First NRV Federal Credit Union is open to those who lve, work, worship, or attend school in the Virginia counties of Carroll, Floyd, Pulaski, or Wythe, or the Virginia cities of Galax or Radford.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First NRV Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #2263
Year Chartered1937
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD14.42%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$41.7MM$38.8MM
LoansQ4 2022vs Q4 2021$25.2MM$19.1MM
DepositsQ4 2022vs Q4 2021$38.7MM$36.1MM
Equity CapitalQ4 2022vs Q4 2021$2.8MM$2.6MM
Loan Loss AllowanceQ4 2022vs Q4 2021$0$148.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$265.00K$145.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First NRV Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%--IRA
0.50%*$25k*-Regular Shares
OTHER TIERS: 0.05% $5 - $500 | 0.25% $1k - $25k
0.35%--Christmas Club
0.35%--Vacation Club

First NRV Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%--5 Year Share Certificate
2.35%--4 Year Share Certificate
2.30%--3 Year Share Certificate
2.25%--2 Year Share Certificate
2.00%--1 Year Share Certificate
Locations


First NRV Federal Credit Union Locations
Branch Office900 W Main StRadford, VA 24141-1597
Branch Office205 Oak StHillsville, VA 24343

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