First Peoples Community Federal Credit Union


Overview / Commentary
301-784-3000
153 Baltimore St
Cumberland, MD 21502

First Peoples Community Federal Credit Union is headquartered in CUMBERLAND and is the 15th largest credit union in the state of Maryland. It is also the 636th largest credit union in the nation. It was established in 1959 and as of March of 2019, it had grown to 144 employees and 32,003 members at 17 locations. First Peoples Community Federal Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in First Peoples Community Federal Credit Union is open to those who live, work, worship, or attend school in Washington, Garrett, and Allegany counties, Maryland; Bedford, Fulton, and Somerset counties, Pennsylvania; or Hampshire, Morgan, and Mineral counties, West Virginia.
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Reviews (1)

Very satisfied so far

Posted by: Intcattara | Dec 2, 2017

First People's has become my new credit union after they bought out the one I was using before. They handled the transfer of accounts very well, with mailers welcoming me as a new customer. I've had some questions about the takeover and every time I call they've been able to answer my questions and any concerns I've had. Their online banking interface works very well and I've been quite happy with the number of branches available to me and their ATM services, which I mainly use after hours. I haven't needed to open a loan or use any other financial instrument but both my checking account and savings accounts transferred from my old credit union with no issues and other people who use First People's have told me that being a member helps when looking at loans.



Health

Health Grade Components

Overall
NCUA #13345
Year Chartered1959
Employees144
Primary Regulator
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD4.13%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$433.5MM$411.8MM
LoansQ1 2019vs Q1 2018$371.2MM$346.5MM
DepositsQ1 2019vs Q1 2018$339.7MM$334.5MM
Equity CapitalQ1 2019vs Q1 2018$54.2MM$50.5MM
Loan Loss AllowanceQ1 2019vs Q1 2018$4.2MM$5.4MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$2.5MM$6.2MM
Real Estate OwnedQ1 2019vs Q1 2018$1.4MM$2.3MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Peoples Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First Peoples Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%*$250k*-Thrift Savings Account
OTHER TIERS: 0.10% $100 - $500 | 0.35% $500 - $5k | 0.65% $5k - $25k | 1.25% $25k - $75k | 1.55% $75k - $150k | 1.85% $150k - $250k
1.00%$100-Payroll Holiday Account
0.65%$100-IRA Shares
0.10%$100-Regular Shares
0.10%$100-Club Shares
0.10%$100-Secondary Shares
0.10%$100-Christmas Club Shares
0.10%$5-Star Savers
0.10%$5-Teen Savers
0.10%$100-Business Share

First Peoples Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-Money Market Deposit Account
OTHER TIERS: 0.10% $100 - $1k | 0.20% $1k - $10k | 0.25% $10k - $25k | 0.35% $25k - $50k | 0.50% $50k - $100k | 0.65% $100k - $250k

First Peoples Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$25keFirst Checking - Qualifying
OTHER TIERS: 0.10% $25k+
1.10%$100-Non-Profit Checking

First Peoples Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%$500-60 Month CD Promotional Rate
3.00%$500-39 Month CD Promotional Rate
2.85%$500-21 Month CD Promotional Rate
2.60%$500-9 Month CD Promotional Rate
1.80%$500-72 Month Share Certificate
1.25%$500-48 Month Share Certificate
1.25%$500-48 Month Step-up Share Certificate
1.00%$500-36 Month Share Certificate
0.90%$500-24 Month Share Certificate
0.75%$500-18 Month Share Certificate
0.65%$500-12 Month Share Certificate
0.35%$500-6 Month Share Certificate
0.10%$500-91 Day Share Certificate

First Peoples Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%$500-60 Month IRA Promotional Rate
3.00%$500-39 Month IRA Promotional Rate
2.85%$500-21 Month IRA Promotional Rate
1.80%$500-72 Month IRA Share Certificate
1.25%$500-48 Month IRA Share Certificate
1.25%$500-48 Month Step-up IRA Share Certificate
1.00%$500-36 Month IRA Share Certificate
0.90%$500-24 Month IRA Share Certificate
0.75%$500-18 Month IRA Share Certificate
0.65%$500-12 Month IRA Share Certificate
Locations

Availability

Pittsburgh Area

Interactive local rates map


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