First Peoples Community Federal Credit Union is headquartered in CUMBERLAND and is the 15th largest credit union in the state of Maryland. It is also the 627th largest credit union in the nation. It was established in 1959 and as of December of 2021, it had grown to 139 employees and 32,400 members at 20 locations. First Peoples Community Federal Credit Union's savings rates are 44% higher than the national average, and it boasts an A+ health rating.
Membership in First Peoples Community Federal Credit Union is open to those who live, work, worship, or attend school in Allegany, Garrett, or Washington Counties, Maryland; Bedford, Fulton, or Somerset Counties, Pennsylvania; or Hampshire, Mineral, or Morgan Counties, West Virginia.
See current membership details
First People's has become my new credit union after they bought out the one I was using before. They handled the transfer of accounts very well, with mailers welcoming me as a new customer. I've had some questions about the takeover and every time I call they've been able to answer my questions and any concerns I've had. Their online banking interface works very well and I've been quite happy with the number of branches available to me and their ATM services, which I mainly use after hours. I haven't needed to open a loan or use any other financial instrument but both my checking account and savings accounts transferred from my old credit union with no issues and other people who use First People's have told me that being a member helps when looking at loans.
Overall | |
---|---|
NCUA # | 13345 |
Year Chartered | 1959 |
Employees | 139 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.52% |
Return on Equity - YTD | 4.84% |
Annual Interest Income | $15.9MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2021vs Q4 2020 | $589.1MM$534.5MM |
Loans | Q4 2021vs Q4 2020 | $384.2MM$389.2MM |
Deposits | Q4 2021vs Q4 2020 | $507.3MM$453.4MM |
Equity Capital | Q4 2021vs Q4 2020 | $62.9MM$60.0MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $5.4MM$5.1MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $2.4MM$6.0MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $946.00K$1.1MM |
Always verify rates and promotions with the bank or credit union. We are not First Peoples Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.40%* | $250k* | - | Money Market Deposit Account | ||
OTHER TIERS: 0.10% → $100 - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k | 0.30% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | - | $25k | eFirst Checking - Qualifying | ||
OTHER TIERS: 0.10% → $25k+ | |||||
1.10% | $100 | - | Non-Profit Checking |