First Piedmont

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.07%	5-year CD	5 Year Fixed CD 2.80% - Barclays 60 Month Online CD
0.03%	1-year CD	1 Year Jumbo CD 2.20% - Barclays 12 Month Online CD
0.00%	Savings	Statement Savings 1.65% - Synchrony Bank High Yield Savings

View all First Piedmont rates »

Overview / Commentary

www.firstpiedmont.com

864-489-6046

1229 W. Floyd Baker Blvd.
Gaffney, SC 29340

First Piedmont is headquartered in Gaffney and is the 23^rd largest bank in the state of South Carolina. It is also the 1,795^th largest bank in the nation. It was established in 1933 and as of December of 2017, it had grown to 76 employees at 6 locations. First Piedmont has an A+ health rating.

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Health

A+

Data as of Q4 2017

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Health Grade Components

Overall
FDIC Certificate #	28859
Year Established	1933
Employees	76
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.25%
Return on Equity - YTD	4.69%
Annual Interest Income	$14.7MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$387.9MM$365.2MM
Loans	Q4 2017vs Q4 2016	$286.1MM$267.9MM
Deposits	Q4 2017vs Q4 2016	$275.2MM$261.9MM
Equity Capital	Q4 2017vs Q4 2016	$103.6MM$98.8MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$1.9MM$1.9MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$258.00K$1.7MM
Real Estate Owned	Q4 2017vs Q4 2016	$423.00K$1.0MM

Rates

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Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Piedmont Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.00%	$150	-	Statement Savings
0.00%	$25	-	Christmas Club
0.00%	$25	-	Custodial Savings
0.00%	$150	-	Health Savings Account

First Piedmont Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$1k	-	Money Market

First Piedmont Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.01%	$500	-	NOW
0.01%	$1k	-	Investment
0.01%	$5k	-	Platinum
0.01%^*	$50k^*	-	High Yield
OTHER TIERS: 0.00% → $2,500 - $50k

First Piedmont CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.07%	$100	-	2 Year Fixed CD
0.07%	$100	-	30 Month Fixed CD
0.07%	$100	-	3 Year Fixed CD
0.07%	$100	-	4 Year Fixed CD
0.07%	$100	-	5 Year Fixed CD
0.03%	$100	-	1 Year Fixed CD
0.03%	$100	-	13 Month Fixed CD
0.03%	$100	-	18 Month Fixed CD
0.03%	$100k	-	1 Year Jumbo CD
0.02%	$100	-	182 Day Fixed CD
0.02%	$100	-	9 Month Fixed CD
0.02%	$100	-	182 Day Variable CD
0.02%	$100k	-	182 Day Jumbo CD
0.01%	$100	-	91 Day Fixed CD
0.01%	$2,500	-	7-31 Day Fixed CD
0.01%	$100	-	91 Day Variable CD
0.01%	$100k	-	30 Day Jumbo CD
0.01%	$100k	-	60 Day Jumbo CD
0.01%	$100k	-	91 Day Jumbo CD

First Piedmont IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$100	-	2 Year IRA
0.03%	$100	-	18 Month Variable IRA

Locations

First Piedmont Locations
First Piedmont Federal Savings and Loan Associatio	1229 West Floyd Baker Boulevard	Gaffney, SC 29340
1510 John B White Blvd	1510 John B White Blvd.	Spartanburg, SC 29301
210 S Limestone St Branch	210 S Limestone St	Gaffney, SC 29340
Boiling Springs Branch	2101 Boiling Springs Rd	Boiling Springs, SC 29316
503 N Granard St Branch	503 N Granard St	Gaffney, SC 29340
901 E Main St Branch	901 E Main St	Spartanburg, SC 29304

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