First Piedmont Federal Savings and Loan Association of Gaffney

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.15%	5-year CD	5 Year Fixed CD 2.35% - Synchrony Bank 60 Month CD
0.03%	1-year CD	1 Year Jumbo CD 1.50% - Ally Bank No Penalty 11-Month CD
0.00%	Savings	Statement Savings 1.15% - CIT Bank Spring Savings

View all First Piedmont Federal Savings and Loan Association of Gaffney rates »

Overview / Commentary

www.firstpiedmont.com

864-489-6046

1229 West Floyd Baker Boulevard
Gaffney, SC 29340

First Piedmont Federal Savings and Loan Association of Gaffney is headquartered in Gaffney and is the 23^rd largest bank in the state of South Carolina. It is also the 1,815^th largest bank in the nation. It was established in 1933 and as of March of 2017, it had grown to 76 employees at 6 locations. First Piedmont Federal Savings and Loan Association of Gaffney has an A+ health rating.

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Health

A+

Data as of Q1 2017

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Health Grade Components

Overall
FDIC Certificate #	28859
Year Established	1933
Employees	76
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.23%
Return on Equity - YTD	4.62%
Annual Interest Income	$3.5MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$379.7MM$351.4MM
Loans	Q1 2017vs Q1 2016	$273.3MM$254.0MM
Deposits	Q1 2017vs Q1 2016	$276.1MM$254.8MM
Equity Capital	Q1 2017vs Q1 2016	$100.1MM$94.4MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.9MM$2.0MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$1.4MM$783.00K
Real Estate Owned	Q1 2017vs Q1 2016	$881.00K$561.00K

Rates

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First Piedmont Federal Savings and Loan Association of Gaffney Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.00%	$150	-	Statement Savings
0.00%	$25	-	Christmas Club
0.00%	$25	-	Custodial Savings
0.00%	$150	-	Health Savings Account

First Piedmont Federal Savings and Loan Association of Gaffney Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$1k	-	Money Market

First Piedmont Federal Savings and Loan Association of Gaffney Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.01%	$500	-	NOW
0.01%	$1k	-	Investment
0.01%	$5k	-	Platinum
0.01%^*	$50k^*	-	High Yield
OTHER TIERS: 0.00% → $2,500 - $50k

First Piedmont Federal Savings and Loan Association of Gaffney CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$100	-	3 Year Fixed CD
0.15%	$100	-	4 Year Fixed CD
0.15%	$100	-	5 Year Fixed CD
0.10%	$100	-	2 Year Fixed CD
0.10%	$100	-	30 Month Fixed CD
0.03%	$100	-	1 Year Fixed CD
0.03%	$100	-	13 Month Fixed CD
0.03%	$100	-	18 Month Fixed CD
0.03%	$100k	-	1 Year Jumbo CD
0.02%	$100	-	182 Day Fixed CD
0.02%	$100	-	9 Month Fixed CD
0.02%	$100	-	182 Day Variable CD
0.02%	$100k	-	182 Day Jumbo CD
0.01%	$100	-	91 Day Fixed CD
0.01%	$2,500	-	7-31 Day Fixed CD
0.01%	$100	-	91 Day Variable CD
0.01%	$100k	-	30 Day Jumbo CD
0.01%	$100k	-	60 Day Jumbo CD
0.01%	$100k	-	91 Day Jumbo CD

First Piedmont Federal Savings and Loan Association of Gaffney IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$100	-	2 Year IRA
0.03%	$100	-	18 Month Variable IRA

Locations

First Piedmont Federal Savings and Loan Association of Gaffney Locations
First Piedmont Federal Savings and Loan Associatio	1229 West Floyd Baker Boulevard	Gaffney, SC 29340
1510 John B White Blvd	1510 John B White Blvd.	Spartanburg, SC 29301
210 S Limestone St Branch	210 S Limestone St	Gaffney, SC 29340
Boiling Springs Branch	2101 Boiling Springs Rd	Boiling Springs, SC 29316
503 N Granard St Branch	503 N Granard St	Gaffney, SC 29340
901 E Main St Branch	901 E Main St	Spartanburg, SC 29304