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First Piedmont


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.firstpiedmont.com
864-489-6046
1229 W Floyd Baker Blvd
Gaffney, SC 29341

First Piedmont is headquartered in GAFFNEY and is the 23rd largest bank in the state of South Carolina. It is also the 1,650th largest bank in the nation. It was established in 1933 and as of March of 2025, it had grown to 89 employees at 7 locations. First Piedmont 's savings rates are 3X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28859
Year Established1933
Employees89
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.75%
Return on Equity - YTD6.28%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$563.5MM$556.8MM
LoansQ1 2025vs Q1 2024$485.9MM$487.5MM
DepositsQ1 2025vs Q1 2024$399.7MM$395.5MM
Equity CapitalQ1 2025vs Q1 2024$159.1MM$146.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$6MM$6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.1MM$2.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Piedmont Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.77%$150-Statement Savings
0.50%$25-Christmas Club
0.50%$25-Custodial Savings
0.50%$150-Health Savings Account

First Piedmont Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$1k-Money Market

First Piedmont Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$5k-Platinum
1.21%*$50k*-High Yield
OTHER TIERS: 1.11% → $2.5k - $15k | 1.16% → $15k - $50k
0.75%$500-NOW
0.50%$1k-Investment

First Piedmont CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.77%$100-182 Day Fixed CD
1.77%$100-182 Day Variable CD
1.21%$100-2 Year Fixed CD
0.30%$100-9 Month Fixed CD
0.30%$100-1 Year Fixed CD
0.30%$100-13 Month Fixed CD
0.30%$100-18 Month Fixed CD
0.30%$100-30 Month Fixed CD
0.30%$100-3 Year Fixed CD
0.30%$100-4 Year Fixed CD
0.30%$100-5 Year Fixed CD
0.20%$100-91 Day Fixed CD
0.20%$100-91 Day Variable CD

First Piedmont IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$100-2 Year IRA
0.30%$100-18 Month Variable IRA
Locations


First Piedmont Locations
First Piedmont Federal Savings and Loan Associatio1229 W Floyd Baker BlvdGaffney, SC 29341
1510 John B White Blvd1510 John B White Blvd.Spartanburg, SC 29301
210 S Limestone St Branch210 S Limestone StGaffney, SC 29340
Boiling Springs Branch2101 Boiling Springs RdBoiling Springs, SC 29316
503 N Granard St Branch503 N Granard StGaffney, SC 29340
901 E Main St Branch901 E Main StSpartanburg, SC 29304
Duncan Branch1908 E. Main St.Duncan, SC 29334

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