First Piedmont


Overview / Commentary
864-489-6046
1229 W Floyd Baker Blvd
Gaffney, SC 29341

First Piedmont is headquartered in GAFFNEY and is the 23rd largest bank in the state of South Carolina. It is also the 1,587th largest bank in the nation. It was established in 1933 and as of September of 2023, it had grown to 85 employees at 7 locations. First Piedmont 's savings rates are 3X the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #28859
Year Established1933
Employees85
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.84%
Return on Equity - YTD7.47%
Annual Interest Income$20.1MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$569.2MM$580.8MM
LoansQ3 2023vs Q3 2022$493.3MM$385.8MM
DepositsQ3 2023vs Q3 2022$409.8MM$440.2MM
Equity CapitalQ3 2023vs Q3 2022$143.1MM$135.3MM
Loan Loss AllowanceQ3 2023vs Q3 2022$6MM$2.3MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$2.1MM$1.2MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Piedmont ; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Piedmont Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.77%$150-Statement Savings
0.50%$25-Christmas Club
0.50%$25-Custodial Savings
0.50%$150-Health Savings Account

First Piedmont Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$1k-Money Market

First Piedmont Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$5k-Platinum
1.21%*$50k*-High Yield
OTHER TIERS: 1.11% $2.5k - $15k | 1.16% $15k - $50k
0.75%$500-NOW
0.50%$1k-Investment

First Piedmont CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.77%$100-182 Day Fixed CD
1.77%$100-182 Day Variable CD
1.21%$100-2 Year Fixed CD
0.30%$100-9 Month Fixed CD
0.30%$100-1 Year Fixed CD
0.30%$100-13 Month Fixed CD
0.30%$100-18 Month Fixed CD
0.30%$100-30 Month Fixed CD
0.30%$100-3 Year Fixed CD
0.30%$100-4 Year Fixed CD
0.30%$100-5 Year Fixed CD
0.20%$100-91 Day Fixed CD
0.20%$100-91 Day Variable CD

First Piedmont IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$100-2 Year IRA
0.30%$100-18 Month Variable IRA
Locations


First Piedmont Locations
First Piedmont Federal Savings and Loan Associatio1229 W Floyd Baker BlvdGaffney, SC 29341
1510 John B White Blvd1510 John B White Blvd.Spartanburg, SC 29301
210 S Limestone St Branch210 S Limestone StGaffney, SC 29340
Boiling Springs Branch2101 Boiling Springs RdBoiling Springs, SC 29316
503 N Granard St Branch503 N Granard StGaffney, SC 29340
901 E Main St Branch901 E Main StSpartanburg, SC 29304
Duncan Branch1908 E. Main St.Duncan, SC 29334

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