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First Piedmont


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.firstpiedmont.com
864-489-6046
1229 W Floyd Baker Blvd
Gaffney, SC 29341

First Piedmont is headquartered in GAFFNEY and is the 22nd largest bank in the state of South Carolina. It is also the 1,632nd largest bank in the nation. It was established in 1933 and as of December of 2024, it had grown to 87 employees at 7 locations. First Piedmont 's savings rates are 3X the national average, and it has an A health rating.

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28859
Year Established1933
Employees87
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.9%
Return on Equity - YTD7.12%
Annual Interest Income$28.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$567.6MM$572.8MM
LoansQ4 2024vs Q4 2023$478.1MM$486.6MM
DepositsQ4 2024vs Q4 2023$406.6MM$402.6MM
Equity CapitalQ4 2024vs Q4 2023$155.3MM$144.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$6MM$6MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$3MM$2.2MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Piedmont Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.77%$150-Statement Savings
0.50%$25-Christmas Club
0.50%$25-Custodial Savings
0.50%$150-Health Savings Account

First Piedmont Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$1k-Money Market

First Piedmont Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$5k-Platinum
1.21%*$50k*-High Yield
OTHER TIERS: 1.11% → $2.5k - $15k | 1.16% → $15k - $50k
0.75%$500-NOW
0.50%$1k-Investment

First Piedmont CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.77%$100-182 Day Fixed CD
1.77%$100-182 Day Variable CD
1.21%$100-2 Year Fixed CD
0.30%$100-9 Month Fixed CD
0.30%$100-1 Year Fixed CD
0.30%$100-13 Month Fixed CD
0.30%$100-18 Month Fixed CD
0.30%$100-30 Month Fixed CD
0.30%$100-3 Year Fixed CD
0.30%$100-4 Year Fixed CD
0.30%$100-5 Year Fixed CD
0.20%$100-91 Day Fixed CD
0.20%$100-91 Day Variable CD

First Piedmont IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$100-2 Year IRA
0.30%$100-18 Month Variable IRA
Locations


First Piedmont Locations
First Piedmont Federal Savings and Loan Associatio1229 W Floyd Baker BlvdGaffney, SC 29341
1510 John B White Blvd1510 John B White Blvd.Spartanburg, SC 29301
210 S Limestone St Branch210 S Limestone StGaffney, SC 29340
Boiling Springs Branch2101 Boiling Springs RdBoiling Springs, SC 29316
503 N Granard St Branch503 N Granard StGaffney, SC 29340
901 E Main St Branch901 E Main StSpartanburg, SC 29304
Duncan Branch1908 E. Main St.Duncan, SC 29334

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