First Port City Bank

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstportcity.com

229-246-6200

400 West Shotwell Street
Bainbridge, GA 39818

First Port City Bank is headquartered in BAINBRIDGE and is the 34^th largest bank in the state of Georgia. It is also the 1,654^th largest bank in the nation. It was established in 1974 and as of March of 2025, it had grown to 84 employees at 5 locations. First Port City Bank has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	21784
Year Established	1974
Employees	84
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.38%
Return on Equity - YTD	15.57%
Annual Interest Income	$9.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$562.1MM$520.3MM
Loans	Q1 2025vs Q1 2024	$451MM$390.7MM
Deposits	Q1 2025vs Q1 2024	$507.8MM$472.4MM
Equity Capital	Q1 2025vs Q1 2024	$50.7MM$44.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5.9MM$5.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.2MM$358K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Port City Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$0	-	Port City High Interest Savings

First Port City Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.00%^*	$0	$25k	Port City Rewards Interest Checking
OTHER TIERS: 1.00% → $25k+

Locations

First Port City Bank Locations
Southside Branch	1410 Tallahassee Highway	Bainbridge, GA 39819
First Port City Bank	400 W Shotwell St	Bainbridge, GA 39819
Yulee Branch	463781 State Road 200	Yulee, FL 32097
Amelia Island Branch	1890 S 14th St	Fernandina Beach, FL 32034
Donalsonville Branch	208 E. 3rd Street	Donalsonville, GA 39845

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