First PREMIER Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.73% | 5-year CD | |
| 0.81% | 1-year CD | |
| 0.11% | Savings |
First PREMIER Bank is headquartered in Sioux Falls and is the 8th largest bank in the state of South Dakota. It is also the 464th largest bank in the nation. It was established in 1914 and as of June of 2018, it had grown to 352 employees at 17 locations. First PREMIER Bank's money market rates are 3X the national average, and it boasts an A+ health rating.
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Poor Online Service
Extremely slow online banking. It will usually take several days (as much as a week) for debit card purchases to appear, and when they do the dates will be wrong and the entries will be out of order. Most banks will show these transactions near-instantly, although as pending or pre-authorized. This is very weak considering it is 2012.
The bank uses fiserv.com to provide online banking, but billpaysite.com for bill pay, and some third service for pdf statements. The three services use separated enrollment/log in systems and present inconsistent interface.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6085 |
| Year Established | 1914 |
| Employees | 352 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.72% |
| Return on Equity - YTD | 11.97% |
| Annual Interest Income | $33.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $1.75B$1.55B |
| Loans | Q2 2018vs Q2 2017 | $1.18B$1.05B |
| Deposits | Q2 2018vs Q2 2017 | $1.49B$1.26B |
| Equity Capital | Q2 2018vs Q2 2017 | $253.0MM$240.6MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $18.0MM$16.0MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $2.2MM$1.6MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $268.00K$574.00K |
Always verify rates and promotions with the bank or credit union. We are not First PREMIER Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First PREMIER Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.24% | - | - | IRA Savings | |
| 0.24% | - | - | Education Savings | |
| 0.11% | $50 | - | Regular Savings | |
| 0.11% | $50 | - | Buck-A-Moo U Kids Savings |
First PREMIER Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.23%* | $1m* | - | PREMIER Money Market | ||
| OTHER TIERS: 0.16% → Up to $10k | 0.26% → $10k - $25k | 0.39% → $25k - $50k | 0.59% → $50k - $100k | 0.81% → $100k - $250k | 1.04% → $250k - $500k | 1.14% → $500k - $1m | |||||
First PREMIER Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.24%* | $100k* | - | Reward Checking | ||
| OTHER TIERS: 0.08% → Up to $10k | 0.10% → $10k - $25k | 0.14% → $25k - $50k | 0.19% → $50k - $100k | |||||
| 0.08% | $500 | - | Free+ Checking | ||
First PREMIER Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.60% | $10k | - | 56 Month CD Special | |
| 2.31% | $5k | - | 28 Month CD Special | |
| 2.05% | $5k | - | 14 Month CD Special | |
| 2.01% | $500 | - | 60 Months to <72 Months CD - Reward Rate | |
| 1.81% | $500 | - | 48 Months to <60 Months CD - Reward Rate | |
| 1.73% | $500 | - | 60 Months to <72 Months CD | |
| 1.61% | $500 | - | 36 Months to <48 Months CD - Reward Rate | |
| 1.53% | $500 | - | 48 Months to <60 Months CD | |
| 1.41% | $500 | - | 24 Months to <36 Months CD - Reward Rate | |
| 1.33% | $500 | - | 36 Months to <48 Months CD | |
| 1.18% | $500 | - | 24 Months to <36 Months CD | |
| 1.11% | $500 | - | 12 Months to <24 Months CD - Reward Rate | |
| 0.81% | $500 | - | 12 Months to <24 Months CD | |
| 0.61% | $500 | - | 6 Months to <12 Months CD - Reward Rate | |
| 0.39% | $500 | - | 6 Months to <12 Months CD | |
| 0.26% | $500 | - | 30 Days to < 6 months CD - Reward Rate | |
| 0.20% | $500 | - | 30 Days to < 6 months CD |
First PREMIER Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.60% | $500 | - | 56 Month IRA Special | |
| 2.31% | $500 | - | 28 Month IRA Special | |
| 2.05% | $500 | - | 14 Month IRA Special | |
| 2.01% | $500 | - | 60 Months to <72 Months IRA - Reward Rate | |
| 1.81% | $500 | - | 48 Months to <60 Months IRA - Reward Rate | |
| 1.73% | $500 | - | 60 Months to <72 Months IRA | |
| 1.61% | $500 | - | 36 Months to <48 Months IRA - Reward Rate | |
| 1.53% | $500 | - | 48 Months to <60 Months IRA | |
| 1.41% | $500 | - | 24 Months to <36 Months IRA - Reward Rate | |
| 1.33% | $500 | - | 36 Months to <48 Months IRA | |
| 1.18% | $500 | - | 24 Months to <36 Months IRA | |
| 1.11% | $500 | - | 12 Months to <24 Months IRA - Reward Rate | |
| 0.81% | $500 | - | 12 Months to <24 Months IRA | |
| 0.61% | $500 | - | 6 Months to <12 Months IRA - Reward Rate | |
| 0.39% | $500 | - | 6 Months to <12 Months IRA | |
| 0.26% | $500 | - | 30 Days to < 6 months IRA - Reward Rate | |
| 0.20% | $500 | - | 30 Days to < 6 months IRA |
