2. First Priority FCU

First Priority FCU


Overview / Commentary
www.firstpriorityfcu.org
304-733-9450
3570 US Route 60 E
Barboursville, WV 25504

First Priority FCU is headquartered in Barboursville and is the 16th largest credit union in the state of West Virginia. It is also the 2,259th largest credit union in the nation. It was established in 1925 and as of December of 2018, it had grown to 21 employees and 8,900 members at 3 locations. First Priority FCU has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Cabell or Wayne County, West Virginia or Lawrence County, Ohio. Membership is also open to employees of the United States Postal Service who work in select post offices in West Virginia, Kentucky and Ohio.
See current membership details

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Reviews (1)

First Priority Federal Credit Union

Posted by: kiahopkins0 | Feb 20, 2018

I joined this bank over 10 years ago. I had a savings and checking account. I only have a savings now. At that time the fee for each account was 12 dollars. I never had any trouble and customer service was great. I knew most everyone by name. I didn't have a lot of interest on my savings but there were other options besides just a savings account that i did not take advantage of then. There was a change counter machine in the lobby you could use with no charge. They would just deposit it into your account. That was pretty awesome. They had great interest rates on their loans but were more difficult to get than somewhere else. The online banking site for them has come a long way since 10 years ago. Its a very small town bank

1


Health
B+

Data as of Q4 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Priority FCU has a relatively low asset base.

Health Grade Components

Overall
NCUA #24649
Year Chartered1925
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.42%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$53.4MM$55.0MM
LoansQ4 2018vs Q4 2017$32.5MM$31.5MM
DepositsQ4 2018vs Q4 2017$46.1MM$48.2MM
Equity CapitalQ4 2018vs Q4 2017$6.6MM$6.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$536.00K$579.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$276.00K$376.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates

Sorry, we do not have rate data for First Priority FCU.

Locations


First Priority FCU Locations
Branch Office1140 Carter AveAshland, KY 41101
Branch Office3570 US Route 60 EBarboursville, WV 25504
Branch Office500 Virginia AveHuntington, WV 25701

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