First Priority FCU is headquartered in Barboursville and is the 16th largest credit union in the state of West Virginia. It is also the 2,276th largest credit union in the nation. It was established in 1925 and as of June of 2019, it had grown to 21 employees and 8,930 members at 3 locations. First Priority FCU has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Cabell or Wayne County, West Virginia or Lawrence County, Ohio. Membership is also open to employees of the United States Postal Service who work in select post offices in West Virginia, Kentucky and Ohio.
See current membership details
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First Priority Federal Credit Union
I joined this bank over 10 years ago. I had a savings and checking account. I only have a savings now. At that time the fee for each account was 12 dollars. I never had any trouble and customer service was great. I knew most everyone by name. I didn't have a lot of interest on my savings but there were other options besides just a savings account that i did not take advantage of then. There was a change counter machine in the lobby you could use with no charge. They would just deposit it into your account. That was pretty awesome. They had great interest rates on their loans but were more difficult to get than somewhere else. The online banking site for them has come a long way since 10 years ago. Its a very small town bank
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24649 |
| Year Chartered | 1925 |
| Employees | 21 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.03% |
| Return on Equity - YTD | 0.21% |
| Annual Interest Income | $886.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $53.4MM$55.5MM |
| Loans | Q2 2019vs Q2 2018 | $31.2MM$32.8MM |
| Deposits | Q2 2019vs Q2 2018 | $46.4MM$48.5MM |
| Equity Capital | Q2 2019vs Q2 2018 | $6.6MM$6.6MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $485.00K$571.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $139.00K$468.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First Priority FCU; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Priority FCU Savings Account Rates
First Priority FCU Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → $1k - $10k | 0.25% → $10k - $25k | |||||
First Priority FCU Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.00% | $100 | - | Share Draft Account |
First Priority FCU CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $5k | - | 36 Month CD | |
| 0.65% | $5k | - | 24 Month CD | |
| 0.55% | $5k | - | 12 Month CD | |
| 0.45% | $5k | - | 6 Month CD |
| First Priority FCU Locations | ||
|---|---|---|
| Branch Office | 1140 Carter Ave | Ashland, KY 41101 |
| Branch Office | 3570 US Route 60 E | Barboursville, WV 25504 |
| Branch Office | 500 Virginia Ave | Huntington, WV 25701 |