First Savings Bank (SD)


Overview / Commentary
605-763-2009
201 North Third Street
Beresford, SD 57004-0431

First Savings Bank (SD) is headquartered in BERESFORD and is the 13th largest bank in the state of South Dakota. It is also the 753rd largest bank in the nation. It was established in 1989 and as of March of 2025, it had grown to 213 employees at 24 locations. First Savings Bank (SD) has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #32629
Year Established1989
Employees213
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.32%
Return on Equity - YTD13.32%
Annual Interest Income$33.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.49B$1.4B
LoansQ1 2025vs Q1 2024$1.04B$1.03B
DepositsQ1 2025vs Q1 2024$1.22B$1.14B
Equity CapitalQ1 2025vs Q1 2024$260.3MM$231.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$70.9MM$73.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5.9MM$7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations

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