Overview / Commentary
First Savings Bank (SD) is headquartered in BERESFORD and is the 14th largest bank in the state of South Dakota. It is also the 772nd largest bank in the nation. It was established in 1989 and as of September of 2024, it had grown to 205 employees at 24 locations. First Savings Bank (SD) has an A+ health rating.
Health
A+
Data as of Q3 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 32629 |
| Year Established | 1989 |
| Employees | 205 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.35% |
| Return on Equity - YTD | 14.32% |
| Annual Interest Income | $99.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2024vs Q3 2023 | $1.44B$1.36B |
| Loans | Q3 2024vs Q3 2023 | $1.03B$1.01B |
| Deposits | Q3 2024vs Q3 2023 | $1.18B$1.1B |
| Equity Capital | Q3 2024vs Q3 2023 | $245.4MM$206.2MM |
| Loan Loss Allowance | Q3 2024vs Q3 2023 | $75MM$74.8MM |
| Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $9MM$7.7MM |
| Real Estate Owned | Q3 2024vs Q3 2023 | $0$422K |
