Overview / Commentary
First Savings Bank (SD) is headquartered in Beresford and is the 13th largest bank in the state of South Dakota. It is also the 767th largest bank in the nation. It was established in 1989 and as of March of 2022, it had grown to 202 employees at 24 locations. First Savings Bank (SD) has an A+ health rating.
Health
A+
Data as of Q1 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 32629 |
| Year Established | 1989 |
| Employees | 202 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.55% |
| Return on Equity - YTD | 17.69% |
| Annual Interest Income | $24.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2022vs Q1 2021 | $1.35B$1.15B |
| Loans | Q1 2022vs Q1 2021 | $861.4MM$721.1MM |
| Deposits | Q1 2022vs Q1 2021 | $1.13B$962.9MM |
| Equity Capital | Q1 2022vs Q1 2021 | $190.7MM$158.8MM |
| Loan Loss Allowance | Q1 2022vs Q1 2021 | $48.5MM$49.1MM |
| Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $4.5MM$4.0MM |
| Real Estate Owned | Q1 2022vs Q1 2021 | $747.00K$1.8MM |
