First Security Bank (AR)

Overview / Commentary
314 North Spring Street
Searcy, AR 72143

First Security Bank (AR) is headquartered in Searcy and is the 5th largest bank in the state of Arkansas. It is also the 183rd largest bank in the nation. It was established in 1932 and as of June of 2022, it had grown to 855 employees at 80 locations. First Security Bank (AR) has an A+ health rating.

Fantastic Bank Loaning Experience

Great bank to work with, very prompt on answering the phone and making sure everything goes smoothly. I would highly recommend their construction loans.

Outstanding Bank Experience

I have had experience with several banks in my home town and area, however First Security Bank (unique to Arkansas) is one of the most pleasant, professional banks I have ever dealt with in my life. I currently have a free checking account with this company and I could not be happier with it. I am very pleased that here are no fees whatsoever associated with my account. I have only done business inside on a couple of occasions and was greeted with friendliness and professionalism each time. Most other times I make deposits or withdrawals at the drive-through window. No place is perfect, however I have never had a negative experience at First Security Bank. I can't speak to other areas of business such as Savings or IRAs, but the checking account experiences I have had I would recommend to anyone. It would be great if this company went national as courteous and professional as each employee has been every time I have done business there.

An okay local bank from the 20th century

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I have a checking account with First Security, a regional bank that has many locations spread throughout the state of Arkansas. I've had this account for about a decade; fees associated with it are typical when compared to similar local checking accounts, and the interest rates are fairly minimal. My experience with First Security has been generally good. Their phone customer service line has solid hours and low wait times; one of my issues with my statement was resolved over the line in under three minutes. Their other offerings in terms of accounts and investments tend to be fairly mediocre.

The only unfortunate quality that First Security has is their online account features. Their website is somewhat slow to use, and their Android application feels like a slower version of their website. Other local banks offer more tracking of accounts online than they do, as well. While First Security is a good bank overall don't use them if you highly value the online experience.

Fix This Asap Please!!

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Turns out if you leave you account empty for 5 days THEY LITERALLY DELETE IT WITHOUT ANY WARNING. A fair warning should be mandatory. I may leave them entirely just because of this. It was my business account tied to my LLC. So all the paperwork and everything *poof* I will be know shifting everything to Lily. I just found this out. And I’m still fuming. But I’m dead serious. Just like my account…poof. I’m gone.



Health Grade Components

FDIC Certificate #5633
Year Established1932
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.7%
Return on Equity - YTD11.91%
Annual Interest Income$123.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$7.99B$7.89B
LoansQ2 2022vs Q2 2021$3.31B$3.06B
DepositsQ2 2022vs Q2 2021$6.65B$6.05B
Equity CapitalQ2 2022vs Q2 2021$1.03B$1.28B
Loan Loss AllowanceQ2 2022vs Q2 2021$95.0MM$89.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$4.8MM$4.9MM
Real Estate OwnedQ2 2022vs Q2 2021$4.4MM$4.6MM

Sorry, we do not have rate data for First Security Bank (AR).



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