First Sentinel Bank


Overview / Commentary
276-963-3000
315 Railroad Avenue
Richlands, VA 24641

First Sentinel Bank is headquartered in RICHLANDS and is the 40th largest bank in the state of Virginia. It is also the 2,097th largest bank in the nation. It was established in 1978 and as of March of 2025, it had grown to 83 employees at 9 locations. First Sentinel Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #31928
Year Established1978
Employees83
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD9.27%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$396.7MM$394MM
LoansQ1 2025vs Q1 2024$331.5MM$323.8MM
DepositsQ1 2025vs Q1 2024$347.6MM$351MM
Equity CapitalQ1 2025vs Q1 2024$37.2MM$35MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.6MM$3.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$707K$360K
Real Estate OwnedQ1 2025vs Q1 2024$198K$253K
Rates

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Locations


First Sentinel Bank Locations
Claypool Hill Branch12678 Governor George C Peery HighwayPounding Mill, VA 24637
Tazewell Branch200 Valley View StreetNorth Tazewell, VA 24630
First Sentinel Bank315 Railroad AveRichlands, VA 24641
Lebanon Branch66 Townview DriveLebanon, VA 24266
Bluefield Branch801 S. College Ave., Ste. 5Bluefield, VA 24605
Wytheville Branch1104 North Fourth StreetWytheville, VA 24382
Bland Branch427 Main StreetBland, VA 24315
Princeton Branch329 Ingleside RoadPrinceton, WV 24740
Abingdon Branch968 West Main StreetAbingdon, VA 24210

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