First Service Bank

Overview / Commentary
134 South Broadview
Greenbrier, AR 72058

First Service Bank is headquartered in GREENBRIER and is the 28th largest bank in the state of Arkansas. It is also the 1,478th largest bank in the nation. It was established in 1962 and as of March of 2023, it had grown to 115 employees at 9 locations. First Service Bank's money market rates are 14X the national average, and it has an A health rating.

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Personal Premier MMA In Arkansas 6.04% APY Up To $20K - 8/13/2023

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Reviews (3)

Great Bank

Posted by: |

This bank has great customer service and they are open longer than most local banks. The new digital services they are offering on accounts is long awaited and makes banking with them easier very grateful they have updated their systems to offer these valuable features. They have decent rates and account options and really good CD rates. A+

First Service Checking

Posted by: |

I have been a customer of First Service Bank for years. They have grown and opened new branches across Arkansas throughout the years. I love that they have such great service I never have any problems with my account they are always super helpful when I need them. I love that I can use any atm in their name or the moneypass name and not be charged any fees by either bank. They have low rate credit cards and free checking accounts that do not deny you based on your checksystems report or EWS report. They base their relationship with you not your credit score or bank balance and that's the way it should be. Customer service is good. I do not like the mobile banking app as much because it doesn't have a quick sign in option and you cannot deposit checks with your phone (2 features I am very used to having from other banks) and if you ever overdraw your account they will start hitting you with extended overdraft fees if you do not pay it back quickly but with their very low rate credit cards and the ability to open an account online from anywhere in the USA; with their good customer service and huge atm network, and you can get interest checking or cashback rewards checking (both are FREE) I usually get back about 100.00 a year in cash back and i just use my debit card to pay bills. And i wouldn't make that much off the little bit of savings I have so it really pays to bank with them for me in the long run and doesn't ever cost me anything. They also have customer service hours of 7-9pm so you can speak to someone even after normal banking hours about your account.

Good Bank If You Are Careful

Posted by: |

I have been with First Service for years. Overall I have been satisfied with their policies but have noticed some changes recently and wanted to write a review to really lay out my experience with them so far. First Service doesn't use chexsystems or deny people based on credit score which I really like. They have friendly and knowledgeable tellers and staff and they have even started introducing higher rates and rewards on some of their accounts and all of these things are good. But they have recently added and increased fees on their accounts (Checking) and you have to be careful not to rack up charges with them. They have no telephone banking but they do have 7am-9pm customer service line; however they now charge you to find out what your balance is over the phone and for a bank with no telephone banking I think this is a dumb move on their part. They also have high overdraft fees should you ever overdraw your account and very high extended overdraft fees that continue to charge your account until you bring your account balance positive again. I have been lucky to never overdraw my accounts with them but you really have to be careful because this bank has a lot of fees if you make a mistake or should you not have access to the internet for account information. They also do not offer many of the digital services most banks offer today such as external transfers and person to person payments. Besides the little drawbacks they are an overall great bank and their customer service is amazingly good.


Health Grade Components

FDIC Certificate #18519
Year Established1962
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD11.66%
Annual Interest Income$7.7MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$606.9MM$482.7MM
LoansQ1 2023vs Q1 2022$470.1MM$376.2MM
DepositsQ1 2023vs Q1 2022$533.2MM$428.2MM
Equity CapitalQ1 2023vs Q1 2022$54.9MM$52.0MM
Loan Loss AllowanceQ1 2023vs Q1 2022$6.7MM$6.0MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$377.00K$117.00K
Real Estate OwnedQ1 2023vs Q1 2022$1.4MM$1.2MM
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Always verify rates and promotions with the bank or credit union. We are not First Service Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Service Bank Savings Account Rates

0.85%*-$20kSavings Account
OTHER TIERS: 0.65% $20k+

First Service Bank Money Market Rates

6.04%*-$20kPremier Money Market Account
OTHER TIERS: 1.00% $250k+ | 2.00% $50k - $250k | 4.00% $20k - $50k
6.04%*-$20kBusiness Premier Money Market Account
OTHER TIERS: 1.00% $250k+ | 2.00% $50k - $250k | 4.00% $20k - $50k

First Service Bank Checking Account Rates

0.40%*-$20kEarn 50+ Checking
OTHER TIERS: 0.17% $20k - $100k | 0.27% $100k+
0.40%*-$20kEarn Checking Account
OTHER TIERS: 0.10% $20k - $100k | 0.15% $100k+

First Service Bank CD Rates

5.00%$10k-10 Month CD
4.00%$10k-20 Month CD
3.00%$10k-30 Month CD

First Service Bank Locations
Dermott Branch114 E. PeddicordDermott, AR 71638
First Service Bank134 S Broadview StGreenbrier, AR 72058
Conway Branch2475 Washington AvenueConway, AR 72032
Flippin Branch311 North 1st StreetFlippin, AR 72634
Mountain View - Branch410 Sylamore AvenueMountain View, AR 72560
Yellville Branch425 Hwy 62 EastYellville, AR 72687
Clinton Branch486 Highway 65Clinton, AR 72031
Conway South Branch540 United DriveConway, AR 72033
Little Rock700 Hardin Rd.Little Rock, AR 72211

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