First Service Bank


Overview / Commentary
501-679-7300
134 South Broadview
Greenbrier, AR 72058

First Service Bank is headquartered in Greenbrier and is the 33rd largest bank in the state of Arkansas. It is also the 1,909th largest bank in the nation. It was established in 1962 and as of June of 2020, it had grown to 97 employees at 10 locations. First Service Bank has an A health rating.

Reviews (2)

First Service Checking

Posted by: |

I have been a customer of First Service Bank for years. They have grown and opened new branches across Arkansas throughout the years. I love that they have such great service I never have any problems with my account they are always super helpful when I need them. I love that I can use any atm in their name or the moneypass name and not be charged any fees by either bank. They have low rate credit cards and free checking accounts that do not deny you based on your checksystems report or EWS report. They base their relationship with you not your credit score or bank balance and that's the way it should be. Customer service is good. I do not like the mobile banking app as much because it doesn't have a quick sign in option and you cannot deposit checks with your phone (2 features I am very used to having from other banks) and if you ever overdraw your account they will start hitting you with extended overdraft fees if you do not pay it back quickly but with their very low rate credit cards and the ability to open an account online from anywhere in the USA; with their good customer service and huge atm network, and you can get interest checking or cashback rewards checking (both are FREE) I usually get back about 100.00 a year in cash back and i just use my debit card to pay bills. And i wouldn't make that much off the little bit of savings I have so it really pays to bank with them for me in the long run and doesn't ever cost me anything. They also have customer service hours of 7-9pm so you can speak to someone even after normal banking hours about your account.

Good Bank If You Are Careful

Posted by: |

I have been with First Service for years. Overall I have been satisfied with their policies but have noticed some changes recently and wanted to write a review to really lay out my experience with them so far. First Service doesn't use chexsystems or deny people based on credit score which I really like. They have friendly and knowledgeable tellers and staff and they have even started introducing higher rates and rewards on some of their accounts and all of these things are good. But they have recently added and increased fees on their accounts (Checking) and you have to be careful not to rack up charges with them. They have no telephone banking but they do have 7am-9pm customer service line; however they now charge you to find out what your balance is over the phone and for a bank with no telephone banking I think this is a dumb move on their part. They also have high overdraft fees should you ever overdraw your account and very high extended overdraft fees that continue to charge your account until you bring your account balance positive again. I have been lucky to never overdraw my accounts with them but you really have to be careful because this bank has a lot of fees if you make a mistake or should you not have access to the internet for account information. I was hoping to continue my relationship with them but I have found a better bank that doesn't have all the fees. They are still a good choice if your near them and need an account, just be careful of their fees and policies.



Health

Health Grade Components

Overall
FDIC Certificate #18519
Year Established1962
Employees97
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD13.44%
Annual Interest Income$9.9MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$402.0MM$337.5MM
LoansQ2 2020vs Q2 2019$338.1MM$279.8MM
DepositsQ2 2020vs Q2 2019$355.7MM$293.3MM
Equity CapitalQ2 2020vs Q2 2019$33.5MM$31.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$4.1MM$2.7MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.0MM$807.00K
Real Estate OwnedQ2 2020vs Q2 2019$985.00K$434.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Service Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$20k*-Savings Account
OTHER TIERS: 0.25% Up to $20k

First Service Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$20kEarn 50+ Checking
OTHER TIERS: 0.35% $20k - $100k | 0.45% $100k+
0.75%*-$20kEarn Checking Account
OTHER TIERS: 0.20% $20k - $100k | 0.30% $100k+
Locations


Cities: Clinton, Conway, Dermott, Flippin, Greenbrier, Little Rock, Marshall, Mountain View, Yellville

Clinton Branches
Clinton Branch486 Highway 65Clinton, AR 72031

Conway Branches
Conway Branch2475 Washington AvenueConway, AR 72032
Conway South Branch540 United DriveConway, AR 72033

Dermott Branches
Dermott Branch114 E. PeddicordDermott, AR 71638

Flippin Branches
Flippin Branch311 North 1st StreetFlippin, AR 72634

Greenbrier Branches
First Service Bank134 South BroadviewGreenbrier, AR 72058

Little Rock Branches
Little Rock700 Hardin Rd.Little Rock, AR 72211

Marshall Branches
Marshall Branch500 Highway 65Marshall, AR 72650

Mountain View Branches
Mountain View - Branch410 Sylamore AvenueMountain View, AR 72560

Yellville Branches
Yellville Branch425 Hwy 62 EastYellville, AR 72687

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