First Service Bank is headquartered in GREENBRIER and is the 26th largest bank in the state of Arkansas. It is also the 1,319th largest bank in the nation. It was established in 1962 and as of December of 2024, it had grown to 128 employees at 10 locations. First Service Bank has an A health rating.
Incredibly High Banking Standards
I have banked with several credit unions and banks in my lifetime and have much experience with banking products with value and great customer service and just based on my own experience, with so many large and small institutions, First Service Bank is the best. They have higher money market rates than any credit union and they offer 5 star customer service. They offer free checking and savings accounts and wonderful loan rates if you need a loan. Throughout the last 10 years now they have been there anytime i needed anything and were able to always resolve any issues I was dealing with. I am just very impressed with how higher their standards are compared to both local and nationwide credit unions and large banks. Thank you so much FSB for being what a credit union is supposed to be, while being a bank instead. Amazing personal experience over the years so far.
Great Bank
This bank has great customer service and they are open longer than most local banks. The new digital services they are offering on accounts is long awaited and makes banking with them easier very grateful they have updated their systems to offer these valuable features. They have decent rates and account options and really good CD rates. A+
New Accounts
Spoke with a CSR and she stated that at this time they are only opening new accounts for Arkansas residents.
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 18519 |
| Year Established | 1962 |
| Employees | 128 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.76% |
| Return on Equity - YTD | 8.84% |
| Annual Interest Income | $49.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $743MM$665.7MM |
| Loans | Q4 2024vs Q4 2023 | $625.1MM$556.6MM |
| Deposits | Q4 2024vs Q4 2023 | $670.5MM$577.5MM |
| Equity Capital | Q4 2024vs Q4 2023 | $66.7MM$56.9MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $8.7MM$7.5MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $5.6MM$3.8MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $1.6MM$894K |