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First Service CU (TX)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fscu.com
713-676-7777
16430 Park Ten Pl
Houston, TX 77084

First Service CU (TX) is headquartered in Houston and is the 21st largest credit union in the state of Texas. It is also the 294th largest credit union in the nation. It was established in 1977 and as of December of 2024, it had grown to 256 employees and 101,296 members at 16 locations. First Service CU (TX)'s CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in First Service Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Austin, Brazoria, Chambers, Fort Bend, Galveston, Grimes, Harris, Liberty, Matagorda, Montgomery, San Jacinto, Walker, Waller or, Wharton, or the Conroe ISD or Magnolia ISD. Membership is also open to employees of Halliburton, KBR, NRG, CenterPoint, Kinder Morgan, Baker Hughes and other Select Employer Groups, and to the family of current members.
See current membership details

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68605
Year Chartered1977
Employees256
Primary Regulator
Profit Margin
Return on Assets - YTD0.08%
Return on Equity - YTD0.81%
Annual Interest Income$66.4MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.61B$1.33B
LoansQ4 2024vs Q4 2023$1.06B$1.01B
DepositsQ4 2024vs Q4 2023$1.19B$1.06B
Equity CapitalQ4 2024vs Q4 2023$146.4MM$142MM
Loan Loss AllowanceQ4 2024vs Q4 2023$11.1MM$9MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$8.7MM$13.4MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Service CU (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Coverdell ESA Share
OTHER TIERS: 0.30% → $100 - $50k
0.30%$5-Holiday Club
0.10%$5-Health Savings Account (HSA)
0.05%$100-Primary Savings Account
0.05%$100-Bongo Youth Savings Account
0.05%$100-Business Savings
0.05%$100-Non Profit Organization Savings
0.05%$100-Secondary Savings Account

First Service CU (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$500k*-Money Market Account
OTHER TIERS: 0.10% → $0 - $2.5k | 1.00% → $2.5k - $25k | 1.05% → $25k - $50k | 1.10% → $50k - $100k | 1.15% → $100k - $250k | 1.20% → $250k - $500k
1.25%*$500k*-Business Money Market Account
OTHER TIERS: 0.10% → $0 - $2.5k | 1.00% → $2.5k - $25k | 1.05% → $25k - $50k | 1.10% → $50k - $100k | 1.15% → $100k - $250k | 1.20% → $250k - $500k

First Service CU (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$50k-12 Month Jumbo Certificate
4.25%$50k-12 Month Bump Up Jumbo Certificate
4.20%$50k-6 Month Jumbo Certificate
4.15%$1k$50k12 Month Certificate
4.15%$100$50m12 Month Smart Growth Certificate
4.15%$1k$50k12 Month Bump Up Certificate
4.10%$1k$50k6 Month Certificate
4.05%$50k-18 Month Jumbo Certificate
4.05%$50k-18 Month Bump Up Jumbo Certificate
3.95%$1k$50k18 Month Certificate
3.95%$1k$50k18 Month Bump Up Certificate
3.80%$50k-24 Month Jumbo Certificate
3.75%$50k-36 Month Jumbo Certificate
3.70%$1k$50k24 Month Certificate
3.65%$1k$50k36 Month Certificate
3.65%$50k-48 Month Jumbo Certificate
3.60%$50k-60 Month Jumbo Certificate
3.55%$1k$50k48 Month Certificate
3.50%$1k$50k60 Month Certificate

First Service CU (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$1k-12 Month IRA Certificate
4.20%$1k-6 Month IRA Certificate
4.05%$1k-18 Month IRA Certificate
3.80%$1k-24 Month IRA Certificate
3.75%$1k-36 Month IRA Certificate
3.65%$1k-48 Month IRA Certificate
3.60%$1k-60 Month IRA Certificate
0.60%*$50k*-IRA Share
OTHER TIERS: 0.30% → $100 - $50k
Locations

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