First Service CU (TX)


Overview / Commentary
713-676-7777
16430 Park Ten Pl
Houston, TX 77084

First Service CU (TX) is headquartered in Houston and is the 25th largest credit union in the state of Texas. It is also the 346th largest credit union in the nation. It was established in 1977 and as of September of 2024, it had grown to 267 employees and 99,478 members at 15 locations. First Service CU (TX)'s CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in First Service Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Austin, Brazoria, Chambers, Fort Bend, Galveston, Grimes, Harris, Liberty, Matagorda, Montgomery, San Jacinto, Walker, Waller or, Wharton, or the Conroe ISD or Magnolia ISD. Membership is also open to employees of Halliburton, KBR, NRG, CenterPoint, Kinder Morgan, Baker Hughes and other Select Employer Groups, and to the family of current members.
See current membership details

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Health

Health Grade Components

Overall
NCUA #68605
Year Chartered1977
Employees267
Primary Regulator
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD1.63%
Annual Interest Income$48.5MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$1.36B$1.34B
LoansQ3 2024vs Q3 2023$1.03B$1.01B
DepositsQ3 2024vs Q3 2023$1.19B$1.04B
Equity CapitalQ3 2024vs Q3 2023$150.2MM$136.5MM
Loan Loss AllowanceQ3 2024vs Q3 2023$8.3MM$9.1MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$8.7MM$12.4MM
Real Estate OwnedQ3 2024vs Q3 2023$107K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Service CU (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-IRA Share
OTHER TIERS: 0.30% $100 - $50k
0.60%*$50k*-Coverdell ESA Share
OTHER TIERS: 0.30% $100 - $50k
0.30%$5-Holiday Club
0.10%$5-Health Savings Account (HSA)
0.05%$100-Primary Savings Account
0.05%$100-Discovery Youth Savings Account
0.05%$100-Business Savings
0.05%$100-Non Profit Organization Savings
0.05%$100-Secondary Savings Account

First Service CU (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$500k*-Money Market Account
OTHER TIERS: 0.10% $0 - $2.5k | 1.00% $2.5k - $25k | 1.05% $25k - $50k | 1.10% $50k - $100k | 1.15% $100k - $250k | 1.20% $250k - $500k
1.25%*$500k*-Business Money Market Account
OTHER TIERS: 0.10% $0 - $2.5k | 1.00% $2.5k - $25k | 1.05% $25k - $50k | 1.10% $50k - $100k | 1.15% $100k - $250k | 1.20% $250k - $500k

First Service CU (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$50k-12 Month Jumbo Certificate
4.25%$50k-12 Month Bump Up Jumbo Certificate
4.20%$50k-6 Month Jumbo Certificate
4.15%$1k$50k12 Month Certificate
4.15%$100$50m12 Month Smart Growth Certificate
4.15%$1k$50k12 Month Bump Up Certificate
4.10%$1k$50k6 Month Certificate
4.05%$50k-18 Month Jumbo Certificate
4.05%$50k-18 Month Bump Up Jumbo Certificate
3.95%$1k$50k18 Month Certificate
3.95%$1k$50k18 Month Bump Up Certificate
3.80%$50k-24 Month Jumbo Certificate
3.75%$50k-36 Month Jumbo Certificate
3.70%$1k$50k24 Month Certificate
3.65%$1k$50k36 Month Certificate
3.60%$50k-60 Month Jumbo Certificate
3.50%$1k$50k60 Month Certificate
3.50%$50k-48 Month Jumbo Certificate
3.40%$1k$50k48 Month Certificate

First Service CU (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$1k-12 Month IRA Certificate
4.20%$1k-6 Month IRA Certificate
4.05%$1k-18 Month IRA Certificate
3.80%$1k-24 Month IRA Certificate
3.75%$1k-36 Month IRA Certificate
3.60%$1k-60 Month IRA Certificate
3.50%$1k-48 Month IRA Certificate
Locations

Availability



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