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First Service Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.firstcu.com
614-836-0100
100 Main St
Groveport, OH 43125

First Service Federal Credit Union is headquartered in Groveport and is the 42nd largest credit union in the state of Ohio. It is also the 1,214th largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 38 employees and 14,766 members at 5 locations. First Service Federal Credit Union's savings rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in First Service Federal Credit Union is open to those who live, work, worship, or attend school in the Ohio counties of Fairfield, Franklin, Delaware, Licking, Madison, Morrow, Pickaway, or Union.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #11170
Year Chartered1956
Employees38
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD7.32%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$221.6MM$214.8MM
LoansQ1 2025vs Q1 2024$140.7MM$136.7MM
DepositsQ1 2025vs Q1 2024$198MM$192.9MM
Equity CapitalQ1 2025vs Q1 2024$21.8MM$20.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$929K$874K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$348K$152K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Service Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Service Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.63%$25k-Super Share Savings
0.15%$5-Regular Share Savings
0.15%$50-Holiday Saver
0.15%$50-Dollar Dog Savings Club

First Service Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.22%$2.5k-Money Market

First Service Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-First Choice VIP Checking

First Service Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.86%$500-6 Month Share Certificate
3.76%$500-60 Month Share Certificate
3.66%$500-12 Month Share Certificate
3.55%$500-24 Month Share Certificate
3.45%$500-36 Month Share Certificate
3.45%$500-48 Month Share Certificate
3.04%$500-15 Month Share Certificate
1.71%$500-3 Month Share Certificate

First Service Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.86%$500-6 Month IRA Certificate
3.76%$500-60 Month IRA Certificate
3.66%$500-12 Month IRA Certificate
3.55%$500-24 Month IRA Certificate
3.45%$500-36 Month IRA Certificate
3.45%$500-48 Month IRA Certificate
3.04%$500-15 Month IRA Certificate
0.15%$50-IRA Share Savings Account
Locations


First Service Federal Credit Union Locations
Branch Office7610 E Main StReynoldsburg, OH 43068-7264
Branch Office100 Main StGroveport, OH 43125-1198
Branch Office255 E Main StColumbus, OH 43215-5222
Branch Office1660 Holt RdColumbus, OH 43228-3649
Branch Office2164 Hilliard Rome RdHilliard, OH 43026

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