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First Shore Federal Savings and Loan Association


Overview / Commentary
www.firstshorefederal.com
410-546-1101
106 S. Division Street
Salisbury, MD 21801

First Shore Federal Savings and Loan Association is headquartered in Salisbury and is the 26th largest bank in the state of Maryland. It is also the 2,283rd largest bank in the nation. It was established in 1953 and as of June of 2021, it had grown to 71 employees at 8 locations. First Shore Federal Savings and Loan Association has an A health rating.

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Health
A

Data as of Q2 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #30680
Year Established1953
Employees71
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD3.82%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$341.5MM$324.4MM
LoansQ2 2021vs Q2 2020$239.2MM$244.7MM
DepositsQ2 2021vs Q2 2020$290.0MM$270.4MM
Equity CapitalQ2 2021vs Q2 2020$51.3MM$49.8MM
Loan Loss AllowanceQ2 2021vs Q2 2020$2.6MM$2.5MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$2.9MM$3.0MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Shore Federal Savings and Loan Association; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Shore Federal Savings and Loan Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Christmas Club
0.10%$200-Statement Savings

First Shore Federal Savings and Loan Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$25k*-Gold Money Market
OTHER TIERS: 0.05% → $2.5k - $25k
0.05%$1k-Money Market

First Shore Federal Savings and Loan Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Super NOW Account
OTHER TIERS: 0.05% → $2.5k - $5k
0.10%*$5k*-Non Profit NOW Checking
OTHER TIERS: 0.05% → $2.5k - $5k
0.05%$2.5k-NOW Account

First Shore Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-60 Month CD
0.40%$500-60 Month Rising Rate CD
0.40%$500-36-47 Month CD
0.40%$500-24-35 Month CD
0.40%$500-48-59 Month CD
0.30%$10k-24 Month Rising Rate CD
0.30%$500-18-23 Month CD
0.20%$500-18 Month Rising Rate CD
0.15%$500-6-11 Month CD
0.15%$500-12-17 Month CD
0.15%$200-12 Month Add To CD
0.10%$500-10 Month Freedom CD
0.10%$500-3-5 Month CD

First Shore Federal Savings and Loan Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$250-60 Month IRA
0.40%$250-60 Month Rising Rate IRA
0.40%$250-24-35 Month IRA
0.40%$250-36-47 Month IRA
0.40%$250-48-59 Month IRA
0.30%$10k-24 Month Rising Rate IRA
0.30%$250-18-23 Month IRA
0.20%$250-18 Month Rising Rate IRA
0.15%$250-6-11 Month IRA
0.15%$250-12-17 Month IRA
0.10%$250-3-5 Month IRA
0.10%$250-10 Month Freedom IRA
0.05%$25-18 Month Variable Rate IRA
Locations


First Shore Federal Savings and Loan Association Locations
First Shore Federal Savings and Loan Association106 S. Division StreetSalisbury, MD 21801
107 Green Street Branch107 Green StreetSnow Hill, MD 21863
Ocean Pines Branch11029 Racetrack RoadBerlin, MD 21811
Corner Of Mt Hermon Branch1116 Mt. Hermon RoadSalisbury, MD 21804
1315 Market St Branch1315 Market StreetPocomoke City, MD 21851
North Main Street Branch310 Franklin AvenueBerlin, MD 21811
Atlantic Avenue BranchRt 26 Atlantic AvenueOcean View, DE 19970
Millsboro Branch220 Washington StMillsboro, DE 19966

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