First Shore Federal Savings and Loan Association

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LOCATIONS

Overview / Commentary

www.firstshorefederal.com

410-546-1101

106 S. Division Street
Salisbury, MD 21801

First Shore Federal Savings and Loan Association is headquartered in SALISBURY and is the 22^nd largest bank in the state of Maryland. It is also the 2,207^th largest bank in the nation. It was established in 1953 and as of June of 2024, it had grown to 70 employees at 7 locations. First Shore Federal Savings and Loan Association has an A+ health rating.

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Health

A+

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #	30680
Year Established	1953
Employees	70
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.74%
Return on Equity - YTD	4.65%
Annual Interest Income	$8.8MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$359.1MM$330.6MM
Loans	Q2 2024vs Q2 2023	$277.6MM$259.8MM
Deposits	Q2 2024vs Q2 2023	$297.4MM$275.7MM
Equity Capital	Q2 2024vs Q2 2023	$57.3MM$54.4MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$4.1MM$4.4MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$655K$1.2MM
Real Estate Owned	Q2 2024vs Q2 2023	$0$349K

Locations

First Shore Federal Savings and Loan Association Locations
First Shore Federal Savings and Loan Association	106 S Division St	Salisbury, MD 21801
Ocean Pines Branch	11029 Racetrack Road	Berlin, MD 21811
Corner Of Mt Hermon Branch	1116 Mt. Hermon Road	Salisbury, MD 21804
1315 Market St Branch	1315 Market Street	Pocomoke City, MD 21851
North Main Street Branch	310 Franklin Avenue	Berlin, MD 21811
Atlantic Avenue Branch	Rt 26 Atlantic Avenue	Ocean View, DE 19970
Millsboro Branch	220 Washington St	Millsboro, DE 19966

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