Featured Savings Rates
Featured Accounts

First Shore Federal Savings and Loan Association

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.75%5-year CD60 Month Rising Rate CD
0.15%SavingsStatement Savings
0.10%1-year CD10 Month Freedom CD

Overview / Commentary
410-546-1101
106 S. Division Street
Salisbury, MD 21801

First Shore Federal Savings and Loan Association is headquartered in Salisbury and is the 33rd largest bank in the state of Maryland. It is also the 2,149th largest bank in the nation. It was established in 1953 and as of March of 2016, it had grown to 78 employees at 9 locations. First Shore Federal Savings and Loan Association has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #30680
Year Established1953
Employees78
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD3.96%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$305.3MM$301.6MM
LoansQ1 2016vs Q1 2015$244.8MM$244.9MM
DepositsQ1 2016vs Q1 2015$252.6MM$250.5MM
Equity CapitalQ1 2016vs Q1 2015$42.3MM$41.0MM
Loan Loss AllowanceQ1 2016vs Q1 2015$2.4MM$2.5MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$3.9MM$4.5MM
Real Estate OwnedQ1 2016vs Q1 2015$334.00K$425.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Shore Federal Savings and Loan Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$200-Statement Savings
0.15%$100-Christmas Club

First Shore Federal Savings and Loan Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Gold Money Market
OTHER TIERS: 0.05% $2,500 - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k
0.10%*$2,500*-Money Market
OTHER TIERS: 0.05% $1k - $2,500

First Shore Federal Savings and Loan Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Super NOW Account
OTHER TIERS: 0.05% $2,500 - $5k
0.05%$2,500-NOW Account

First Shore Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month CD
0.75%$500-60 Month Rising Rate CD
0.75%$500-48-59 Month CD
0.60%$500-36-47 Month CD
0.50%$500-24-35 Month CD
0.30%$10k-24 Month Rising Rate CD
0.25%$500-18-23 Month CD
0.20%$500-18 Month Rising Rate CD
0.15%$500-12-17 Month CD
0.10%$500-6-11 Month CD
0.10%$200-12 Month Add To CD
0.10%$500-10 Month Freedom CD
0.02%$500-3-5 Month CD

First Shore Federal Savings and Loan Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month IRA
0.75%$500-60 Month Rising Rate IRA
0.75%$500-48-59 Month IRA
0.60%$500-36-47 Month IRA
0.50%$500-24-35 Month IRA
0.41%$25-18 Month Variable Rate IRA
0.30%$10k-24 Month Rising Rate IRA
0.25%$500-18-23 Month IRA
0.20%$500-18 Month Rising Rate IRA
0.15%$500-12-17 Month IRA
0.10%$500-6-11 Month IRA
0.10%$500-10 Month Freedom IRA
0.02%$500-3-5 Month IRA
Locations


First Shore Federal Savings and Loan Association Locations
Atlantic Avenue BranchRt 26 Atlantic AvenueOcean View, DE 19970
Millsboro Branch220 Washington StMillsboro, DE 19966
Cedar Lane Branch101 West Cedar LaneFruitland, MD 21826
First Shore Federal Savings and Loan Association106 S. Division StreetSalisbury, MD 21801
107 Green Street Branch107 Green StreetSnow Hill, MD 21863
Ocean Pines Branch11029 Racetrack RoadBerlin, MD 21811
Corner Of Mt Hermon Branch1116 Mt. Hermon RoadSalisbury, MD 21804
1315 Market St Branch1315 Market StreetPocomoke City, MD 21851
North Main Street Branch310 Franklin AvenueBerlin, MD 21811