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First Shore Federal Savings and Loan Association


Overview / Commentary
www.firstshorefederal.com
410-546-1101
106 S. Division Street
Salisbury, MD 21801

First Shore Federal Savings and Loan Association is headquartered in Salisbury and is the 27th largest bank in the state of Maryland. It is also the 2,089th largest bank in the nation. It was established in 1953 and as of December of 2019, it had grown to 71 employees at 8 locations. First Shore Federal Savings and Loan Association has an A+ health rating.

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Health
A+

Data as of Q4 2019

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Health Grade Components

Overall
FDIC Certificate #30680
Year Established1953
Employees71
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD4.4%
Annual Interest Income$13.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$319.3MM$302.4MM
LoansQ4 2019vs Q4 2018$249.8MM$248.0MM
DepositsQ4 2019vs Q4 2018$265.9MM$249.3MM
Equity CapitalQ4 2019vs Q4 2018$49.0MM$46.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$2.5MM$2.4MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.9MM$4.0MM
Real Estate OwnedQ4 2019vs Q4 2018$0$127.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Shore Federal Savings and Loan Association; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Shore Federal Savings and Loan Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$200-Statement Savings
0.15%$100-Christmas Club

First Shore Federal Savings and Loan Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Gold Money Market
OTHER TIERS: 0.15% → $2.5k - $25k | 0.20% → $25k - $100k
0.20%*$2.5k*-Money Market
OTHER TIERS: 0.15% → $1k - $2.5k

First Shore Federal Savings and Loan Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Super NOW Account
OTHER TIERS: 0.05% → $2.5k - $5k
0.10%*$5k*-Non Profit NOW Checking
OTHER TIERS: 0.05% → $2.5k - $5k
0.05%$2.5k-NOW Account

First Shore Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-60 Month Rising Rate CD
0.75%$500-60 Month CD
0.50%$10k-24 Month Rising Rate CD
0.50%$500-36-47 Month CD
0.50%$500-24-35 Month CD
0.50%$500-48-59 Month CD
0.40%$500-18 Month Rising Rate CD
0.40%$500-18-23 Month CD
0.20%$500-12-17 Month CD
0.15%$500-6-11 Month CD
0.15%$200-12 Month Add To CD
0.15%$500-3-5 Month CD
0.10%$500-10 Month Freedom CD

First Shore Federal Savings and Loan Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$250-60 Month Rising Rate IRA
0.75%$250-60 Month IRA
0.50%$10k-24 Month Rising Rate IRA
0.50%$250-24-35 Month IRA
0.50%$250-36-47 Month IRA
0.50%$250-48-59 Month IRA
0.40%$250-18 Month Rising Rate IRA
0.40%$250-18-23 Month IRA
0.20%$250-12-17 Month IRA
0.17%$25-18 Month Variable Rate IRA
0.15%$250-3-5 Month IRA
0.15%$250-6-11 Month IRA
0.10%$250-10 Month Freedom IRA
Locations


First Shore Federal Savings and Loan Association Locations
First Shore Federal Savings and Loan Association106 S. Division StreetSalisbury, MD 21801
107 Green Street Branch107 Green StreetSnow Hill, MD 21863
Ocean Pines Branch11029 Racetrack RoadBerlin, MD 21811
Corner Of Mt Hermon Branch1116 Mt. Hermon RoadSalisbury, MD 21804
1315 Market St Branch1315 Market StreetPocomoke City, MD 21851
North Main Street Branch310 Franklin AvenueBerlin, MD 21811
Atlantic Avenue BranchRt 26 Atlantic AvenueOcean View, DE 19970
Millsboro Branch220 Washington StMillsboro, DE 19966

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