Overview / Commentary
106 S. Division Street
Salisbury, MD 21801

First Shore Federal Savings and Loan Association is headquartered in Salisbury and is the 31st largest bank in the state of Maryland. It is also the 2,194th largest bank in the nation. It was established in 1953 and as of September of 2018, it had grown to 72 employees at 8 locations. First Shore Federal Savings and Loan Association's CD rates are 2X the national average, and it has an A health rating.

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Health Grade Components

FDIC Certificate #30680
Year Established1953
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD4.59%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$299.6MM$300.0MM
LoansQ3 2018vs Q3 2017$245.6MM$241.9MM
DepositsQ3 2018vs Q3 2017$247.2MM$249.2MM
Equity CapitalQ3 2018vs Q3 2017$46.1MM$44.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.5MM$2.5MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$3.1MM$6.7MM
Real Estate OwnedQ3 2018vs Q3 2017$137.00K$201.00K
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Always verify rates and promotions with the bank or credit union. We are not First Shore Federal Savings and Loan Association; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Shore Federal Savings and Loan Association Savings Account Rates

0.15%$200-Statement Savings
0.15%$100-Christmas Club

First Shore Federal Savings and Loan Association Money Market Rates

0.25%*$100k*-Gold Money Market
OTHER TIERS: 0.15% $2.5k - $25k | 0.20% $25k - $100k
0.20%*$2.5k*-Money Market
OTHER TIERS: 0.15% $1k - $2.5k

First Shore Federal Savings and Loan Association Checking Account Rates

0.10%*$5k*-Super NOW Account
OTHER TIERS: 0.05% $2.5k - $5k
0.10%*$5k*-Non Profit NOW Checking
OTHER TIERS: 0.05% $2.5k - $5k
0.05%$2.5k-NOW Account

First Shore Federal Savings and Loan Association CD Rates

2.75%$500-60 Month CD
2.25%$500-60 Month Rising Rate CD
2.25%$500-36-47 Month CD
2.25%$500-48-59 Month CD
2.00%$500-12-17 Month CD
1.74%$200-12 Month Add To CD
1.10%$500-24-35 Month CD
1.00%$500-18 Month Rising Rate CD
1.00%$10k-24 Month Rising Rate CD
0.25%$500-18-23 Month CD
0.15%$500-6-11 Month CD
0.15%$500-3-5 Month CD
0.10%$500-10 Month Freedom CD

First Shore Federal Savings and Loan Association IRA Rates

2.75%$250-60 Month IRA
2.51%$25-18 Month Variable Rate IRA
2.25%$250-60 Month Rising Rate IRA
2.25%$250-36-47 Month IRA
2.25%$250-48-59 Month IRA
2.00%$250-12-17 Month IRA
1.10%$250-24-35 Month IRA
1.00%$250-18 Month Rising Rate IRA
1.00%$10k-24 Month Rising Rate IRA
0.25%$250-18-23 Month IRA
0.15%$250-3-5 Month IRA
0.15%$250-6-11 Month IRA
0.10%$250-10 Month Freedom IRA

First Shore Federal Savings and Loan Association Locations
Atlantic Avenue BranchRt 26 Atlantic AvenueOcean View, DE 19970
Millsboro Branch220 Washington StMillsboro, DE 19966
First Shore Federal Savings and Loan Association106 S. Division StreetSalisbury, MD 21801
107 Green Street Branch107 Green StreetSnow Hill, MD 21863
Ocean Pines Branch11029 Racetrack RoadBerlin, MD 21811
Corner Of Mt Hermon Branch1116 Mt. Hermon RoadSalisbury, MD 21804
1315 Market St Branch1315 Market StreetPocomoke City, MD 21851
North Main Street Branch310 Franklin AvenueBerlin, MD 21811

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