First Shore Federal Savings and Loan Association


Overview / Commentary
410-546-1101
106 S. Division Street
Salisbury, MD 21801

First Shore Federal Savings and Loan Association is headquartered in Salisbury and is the 31st largest bank in the state of Maryland. It is also the 2,178th largest bank in the nation. It was established in 1953 and as of December of 2018, it had grown to 70 employees at 8 locations. First Shore Federal Savings and Loan Association has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #30680
Year Established1953
Employees70
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD4.66%
Annual Interest Income$12.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$302.4MM$294.2MM
LoansQ4 2018vs Q4 2017$248.0MM$241.4MM
DepositsQ4 2018vs Q4 2017$249.3MM$243.1MM
Equity CapitalQ4 2018vs Q4 2017$46.7MM$44.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$2.4MM$2.4MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.0MM$5.5MM
Real Estate OwnedQ4 2018vs Q4 2017$127.00K$214.00K
Rates

Rates for First Shore Federal Savings and Loan Association are currently being reviewed.

Locations


First Shore Federal Savings and Loan Association Locations
Atlantic Avenue BranchRt 26 Atlantic AvenueOcean View, DE 19970
Millsboro Branch220 Washington StMillsboro, DE 19966
First Shore Federal Savings and Loan Association106 S. Division StreetSalisbury, MD 21801
107 Green Street Branch107 Green StreetSnow Hill, MD 21863
Ocean Pines Branch11029 Racetrack RoadBerlin, MD 21811
Corner Of Mt Hermon Branch1116 Mt. Hermon RoadSalisbury, MD 21804
1315 Market St Branch1315 Market StreetPocomoke City, MD 21851
North Main Street Branch310 Franklin AvenueBerlin, MD 21811

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