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First Shore Federal Savings and Loan Association


Overview / Commentary
www.firstshorefederal.com
410-546-1101
106 S. Division Street
Salisbury, MD 21801

First Shore Federal Savings and Loan Association is headquartered in Salisbury and is the 29th largest bank in the state of Maryland. It is also the 2,115th largest bank in the nation. It was established in 1953 and as of September of 2019, it had grown to 72 employees at 8 locations. First Shore Federal Savings and Loan Association has an A health rating.

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Health
A

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #30680
Year Established1953
Employees72
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD4.81%
Annual Interest Income$10.1MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$314.9MM$299.6MM
LoansQ3 2019vs Q3 2018$251.2MM$245.6MM
DepositsQ3 2019vs Q3 2018$260.0MM$247.2MM
Equity CapitalQ3 2019vs Q3 2018$48.7MM$46.1MM
Loan Loss AllowanceQ3 2019vs Q3 2018$2.4MM$2.5MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$3.2MM$3.1MM
Real Estate OwnedQ3 2019vs Q3 2018$0$137.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Shore Federal Savings and Loan Association; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Shore Federal Savings and Loan Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$200-Statement Savings
0.15%$100-Christmas Club

First Shore Federal Savings and Loan Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Gold Money Market
OTHER TIERS: 0.15% → $2.5k - $25k | 0.20% → $25k - $100k
0.20%*$2.5k*-Money Market
OTHER TIERS: 0.15% → $1k - $2.5k

First Shore Federal Savings and Loan Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Super NOW Account
OTHER TIERS: 0.05% → $2.5k - $5k
0.10%*$5k*-Non Profit NOW Checking
OTHER TIERS: 0.05% → $2.5k - $5k
0.05%$2.5k-NOW Account

First Shore Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$10k-24 Month Rising Rate CD
1.50%$500-60 Month Rising Rate CD
1.50%$500-36-47 Month CD
1.50%$500-60 Month CD
1.50%$500-24-35 Month CD
1.50%$500-48-59 Month CD
1.25%$500-18 Month Rising Rate CD
1.25%$500-18-23 Month CD
0.75%$500-6-11 Month CD
0.75%$500-12-17 Month CD
0.50%$200-12 Month Add To CD
0.15%$500-3-5 Month CD
0.10%$500-10 Month Freedom CD

First Shore Federal Savings and Loan Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.54%$25-18 Month Variable Rate IRA
1.50%$10k-24 Month Rising Rate IRA
1.50%$250-60 Month Rising Rate IRA
1.50%$250-24-35 Month IRA
1.50%$250-36-47 Month IRA
1.50%$250-48-59 Month IRA
1.50%$250-60 Month IRA
1.25%$250-18 Month Rising Rate IRA
1.25%$250-18-23 Month IRA
0.75%$250-6-11 Month IRA
0.75%$250-12-17 Month IRA
0.15%$250-3-5 Month IRA
0.10%$250-10 Month Freedom IRA
Locations


First Shore Federal Savings and Loan Association Locations
First Shore Federal Savings and Loan Association106 S. Division StreetSalisbury, MD 21801
107 Green Street Branch107 Green StreetSnow Hill, MD 21863
Ocean Pines Branch11029 Racetrack RoadBerlin, MD 21811
Corner Of Mt Hermon Branch1116 Mt. Hermon RoadSalisbury, MD 21804
1315 Market St Branch1315 Market StreetPocomoke City, MD 21851
North Main Street Branch310 Franklin AvenueBerlin, MD 21811
Atlantic Avenue BranchRt 26 Atlantic AvenueOcean View, DE 19970
Millsboro Branch220 Washington StMillsboro, DE 19966

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