Featured Savings Rates
Featured Accounts

First Source Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.80%1-year CD12 Month Share Certificate
0.25%SavingsSpecial Purpose Account
1.70%4-year CD48 Month Share Certificate

Overview / Commentary
800-735-8571
4451 Commercial Dr
New Hartford, NY 13413-6207

First Source Federal Credit Union is headquartered in New Hartford and is the 28th largest credit union in the state of New York. It is also the 530th largest credit union in the nation. It was established in 1938 and as of June of 2017, it had grown to 128 employees and 44,183 members at 5 locations. First Source Federal Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Oneida or Herkimer County
See current membership details

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Health

Health Grade Components

Overall
NCUA #2658
Year Chartered1938
Employees128
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD9.81%
Annual Interest Income$10.7MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$498.9MM$459.2MM
LoansQ2 2017vs Q2 2016$442.7MM$400.9MM
DepositsQ2 2017vs Q2 2016$445.6MM$407.3MM
Equity CapitalQ2 2017vs Q2 2016$48.8MM$43.4MM
Loan Loss AllowanceQ2 2017vs Q2 2016$5.1MM$3.9MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$4.1MM$1.9MM
Real Estate OwnedQ2 2017vs Q2 2016$65.00K$15.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Source Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Regular Share
0.25%--IRA Share
0.25%--Business Regular Share
0.25%--Special Purpose Account
0.25%--Business Special Purpose Account

First Source Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Money Market Account
OTHER TIERS: 0.25% Up to $5k | 0.30% $5k - $10k | 0.40% $10k - $25k | 0.45% $25k - $50k
0.50%*$50k*-Business Money Market Account
OTHER TIERS: 0.25% Up to $5k | 0.30% $5k - $10k | 0.40% $10k - $25k | 0.45% $25k - $50k

First Source Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Only One Checking
OTHER TIERS: 0.10% $2,500 - $5k | 0.15% $5k - $7,500 | 0.20% $7,500 - $10k
0.25%*$10k*-Business Only One Checking
OTHER TIERS: 0.10% $2,500 - $5k | 0.15% $5k - $7,500 | 0.20% $7,500 - $10k

First Source Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$1k-48 Month Share Certificate
1.70%$1k-Business 48 Month Share Certificate
1.35%$1k-36 Month Share Certificate
1.35%$1k-Business 36 Month Share Certificate
1.05%$1k-24 Month Share Certificate
1.05%$500-24 Month Kirby Kangaroo Share Certificate
1.05%$500-24 Month CU Succeed Share Certificate
1.05%$1k-Business 24 Month Share Certificate
0.80%$1k-12 Month Share Certificate
0.80%$500-12 Month Kirby Kangaroo Share Certificate
0.80%$500-12 Month CU Succeed Share Certificate
0.80%$1k-Business 12 Month Share Certificate
0.50%$1k-6 Month Share Certificate
0.50%$500-6 Month Kirby Kangaroo Share Certificate
0.50%$500-6 Month CU Succeed Share Certificate
0.50%$1k-Business 6 Month Share Certificate
0.25%$1k-3 Month Share Certificate
0.25%$1k-Business 3 Month Share Certificate

First Source Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$1k-48 Month IRA Certificate
1.35%$1k-36 Month IRA Certificate
1.05%$1k-24 Month IRA Certificate
0.80%$1k-12 Month IRA Certificate
Locations


First Source Federal Credit Union Locations
Branch Office50 Auert AveUtica, NY 13502
Branch Office4451 Commercial DrNew Hartford, NY 13413-6207
Branch Office510 W State StHerkimer, NY 13350-2240
Branch Office1822 Black River Blvd NRome, NY 13440
Branch Office1634 Genesee StUtica, NY 13502-5428