Overview / Commentary
4451 Commercial Dr
New Hartford, NY 13413-6207

First Source Federal Credit Union is headquartered in New Hartford and is the 26th largest credit union in the state of New York. It is also the 513th largest credit union in the nation. It was established in 1938 and as of June of 2018, it had grown to 132 employees and 46,938 members at 5 locations. First Source Federal Credit Union has an A health rating.

Field of Membership Restrictions

First Source Federal Credit Union is open to those who attend school, live, work, or worship in Herkimer and Oneida counties in New York.
See current membership details


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Health Grade Components

NCUA #2658
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD9.2%
Annual Interest Income$12.5MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$552.2MM$498.9MM
LoansQ2 2018vs Q2 2017$506.8MM$442.7MM
DepositsQ2 2018vs Q2 2017$488.1MM$445.6MM
Equity CapitalQ2 2018vs Q2 2017$54.0MM$48.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$7.6MM$5.1MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$3.4MM$4.1MM
Real Estate OwnedQ2 2018vs Q2 2017$30.00K$65.00K

Rates for First Source Federal Credit Union are currently being reviewed.


First Source Federal Credit Union Locations
Branch Office50 Auert AveUtica, NY 13502
Branch Office4451 Commercial DrNew Hartford, NY 13413-6207
Branch Office510 W State StHerkimer, NY 13350-2240
Branch Office1822 Black River Blvd NRome, NY 13440
Branch Office1634 Genesee StUtica, NY 13502-5428

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