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First Source Federal Credit Union

Overview | Eligibility Requirements | Receive alerts for this credit union

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CURRENT TOP RATE

48 Month Share Certificate

Overview / Commentary

www.fsource.org

315-735-8571

4451 Commercial Dr
New Hartford, NY 13413

First Source Federal Credit Union is headquartered in New Hartford and is the 25^th largest credit union in the state of New York. It is also the 473^rd largest credit union in the nation. It was established in 1938 and as of December of 2019, it had grown to 164 employees and 51,113 members at 5 locations. First Source Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

First Source Federal Credit Union is open to those who live, work, worship, or attend school in the New York counties of Herkimer or Oneida.
See current membership details

Related Posts

First Source (NY) Offers Competitive 12-Month CD - 1/28/2020

First Source (Mohawk Valley, NY) is currently offering a 12-month Share Certificate, which earns 2.25% APY. $1k minimum opening deposit. Also available as an IRA.

First Source (NY) Offers 48-Month CD Earning 2.75% APY - 12/19/2019

First Source (NY) has competitive longer term CDs: 24-month (2.50% APY), 36-month (2.70% APY), and 48-month (2.75% APY). Minimum $1k deposit. Also as IRAs.

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Health

A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #	2658
Year Chartered	1938
Employees	164
Primary Regulator

Profit Margin
Return on Assets - YTD	1.12%
Return on Equity - YTD	10.93%
Annual Interest Income	$32.4MM

Assets and Liabilities
Assets	Q4 2019vs Q4 2018	$656.3MM$588.0MM
Loans	Q4 2019vs Q4 2018	$600.9MM$544.4MM
Deposits	Q4 2019vs Q4 2018	$569.5MM$504.0MM
Equity Capital	Q4 2019vs Q4 2018	$66.1MM$58.8MM
Loan Loss Allowance	Q4 2019vs Q4 2018	$10.7MM$8.1MM
Unbacked Noncurrent Loans	Q4 2019vs Q4 2018	$7.9MM$4.2MM
Real Estate Owned	Q4 2019vs Q4 2018	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not First Source Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Source Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	-	-	Regular Share
0.25%	-	-	IRA Share
0.25%	-	-	Business Regular Share
0.25%	-	-	Special Purpose Account
0.25%	-	-	Business Special Purpose Account

First Source Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.01%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.50% → Up to $5k \| 0.55% → $5k - $10k \| 0.70% → $10k - $25k \| 0.75% → $25k - $50k \| 0.90% → $50k - $100k
1.01%^*	$100k^*	-	Business Money Market Account
OTHER TIERS: 0.50% → Up to $5k \| 0.55% → $5k - $10k \| 0.70% → $10k - $25k \| 0.90% → $25k - $100k

First Source Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$2.5k	-	Only One Checking
0.05%	$2.5k	-	Business Only One Checking

First Source Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.60%	$1k	-	48 Month Share Certificate
1.60%	$1k	-	Business 48 Month Share Certificate
1.55%	$1k	-	36 Month Share Certificate
1.55%	$1k	-	Business 36 Month Share Certificate
1.50%	$1k	-	24 Month Share Certificate
1.50%	$500	-	24 Month Investeroo Share Certificate
1.50%	$1k	-	Business 24 Month Share Certificate
1.50%	$500	-	24 Month My Terms Share Certificate
1.30%	$1k	-	12 Month Share Certificate
1.30%	$500	-	12 Month Investeroo Share Certificate
1.30%	$1k	-	Business 12 Month Share Certificate
1.30%	$500	-	12 Month My Terms Share Certificate
0.76%	$1k	-	6 Month Share Certificate
0.76%	$500	-	6 Month Investeroo Share Certificate
0.76%	$1k	-	Business 6 Month Share Certificate
0.76%	$500	-	6 Month My Terms Share Certificate
0.50%	$1k	-	3 Month Share Certificate
0.50%	$1k	-	Business 3 Month Share Certificate

First Source Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.60%	$1k	-	48 Month IRA Certificate
1.55%	$1k	-	36 Month IRA Certificate
1.50%	$1k	-	24 Month IRA Certificate
1.30%	$1k	-	12 Month IRA Certificate

Locations

First Source Federal Credit Union Locations
Branch Office	50 Auert Ave	Utica, NY 13502
Branch Office	4451 Commercial Dr	New Hartford, NY 13413-6207
Branch Office	510 W State St	Herkimer, NY 13350-2240
Branch Office	1822 Black River Blvd N	Rome, NY 13440
Branch Office	1634 Genesee St	Utica, NY 13502-5428

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