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First Source Federal Credit Union


Overview / Commentary
www.fsource.org
315-735-8571
4451 Commercial Dr
New Hartford, NY 13413

First Source Federal Credit Union is headquartered in New Hartford and is the 25th largest credit union in the state of New York. It is also the 473rd largest credit union in the nation. It was established in 1938 and as of December of 2019, it had grown to 164 employees and 51,113 members at 5 locations. First Source Federal Credit Union's money market rates are 59% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

First Source Federal Credit Union is open to those who live, work, worship, or attend school in the New York counties of Herkimer or Oneida.
See current membership details

Related Posts

First Source (NY) Offers Competitive 12-Month CD - 1/28/2020

First Source (Mohawk Valley, NY) is currently offering a 12-month Share Certificate, which earns 2.25% APY. $1k minimum opening deposit. Also available as an IRA.

First Source (NY) Offers 48-Month CD Earning 2.75% APY - 12/19/2019

First Source (NY) has competitive longer term CDs: 24-month (2.50% APY), 36-month (2.70% APY), and 48-month (2.75% APY). Minimum $1k deposit. Also as IRAs.

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Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #2658
Year Chartered1938
Employees164
Primary Regulator
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD10.93%
Annual Interest Income$32.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$656.3MM$588.0MM
LoansQ4 2019vs Q4 2018$600.9MM$544.4MM
DepositsQ4 2019vs Q4 2018$569.5MM$504.0MM
Equity CapitalQ4 2019vs Q4 2018$66.1MM$58.8MM
Loan Loss AllowanceQ4 2019vs Q4 2018$10.7MM$8.1MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$7.9MM$4.2MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Source Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Source Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Regular Share
0.25%--IRA Share
0.25%--Business Regular Share
0.25%--Special Purpose Account
0.25%--Business Special Purpose Account

First Source Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$100k*-Money Market Account
OTHER TIERS: 0.35% → Up to $10k | 0.40% → $10k - $25k | 0.45% → $25k - $50k | 0.50% → $50k - $100k
0.70%*$100k*-Business Money Market Account
OTHER TIERS: 0.35% → Up to $10k | 0.40% → $10k - $25k | 0.45% → $25k - $50k | 0.50% → $50k - $100k

First Source Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Only One Checking
0.05%$2.5k-Business Only One Checking

First Source Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-48 Month Share Certificate
1.00%$1k-Business 48 Month Share Certificate
0.95%$1k-36 Month Share Certificate
0.95%$1k-Business 36 Month Share Certificate
0.85%$1k-24 Month Share Certificate
0.85%$500-24 Month Investeroo Share Certificate
0.85%$1k-Business 24 Month Share Certificate
0.85%$500-24 Month My Terms Share Certificate
0.80%$1k-12 Month Share Certificate
0.80%$500-12 Month Investeroo Share Certificate
0.80%$1k-Business 12 Month Share Certificate
0.80%$500-12 Month My Terms Share Certificate
0.40%$1k-3 Month Share Certificate
0.40%$1k-6 Month Share Certificate
0.40%$500-6 Month Investeroo Share Certificate
0.40%$1k-Business 3 Month Share Certificate
0.40%$1k-Business 6 Month Share Certificate
0.40%$500-6 Month My Terms Share Certificate

First Source Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-48 Month IRA Certificate
0.95%$1k-36 Month IRA Certificate
0.85%$1k-24 Month IRA Certificate
0.80%$1k-12 Month IRA Certificate
Locations


First Source Federal Credit Union Locations
Branch Office50 Auert AveUtica, NY 13502
Branch Office4451 Commercial DrNew Hartford, NY 13413-6207
Branch Office510 W State StHerkimer, NY 13350-2240
Branch Office1822 Black River Blvd NRome, NY 13440
Branch Office1634 Genesee StUtica, NY 13502-5428

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