First Source Federal Credit Union


Overview / Commentary
315-735-8571
4451 Commercial Dr
New Hartford, NY 13413

First Source Federal Credit Union is headquartered in New Hartford and is the 24th largest credit union in the state of New York. It is also the 433rd largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 231 employees and 62,775 members at 6 locations. First Source Federal Credit Union has an A health rating.

Field of Membership Restrictions

First Source Federal Credit Union is open to those who live, work, worship, or attend school in the New York counties of Herkimer or Oneida.
See current membership details

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Health

Health Grade Components

Overall
NCUA #2658
Year Chartered1938
Employees231
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD6.95%
Annual Interest Income$16.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.07B$1.03B
LoansQ1 2025vs Q1 2024$993MM$971.1MM
DepositsQ1 2025vs Q1 2024$960MM$892.3MM
Equity CapitalQ1 2025vs Q1 2024$103.1MM$95.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$22.7MM$20.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$6.2MM$9.7MM
Real Estate OwnedQ1 2025vs Q1 2024$324K$0
Rates

Sorry, we do not have rate data for First Source Federal Credit Union.

Locations


First Source Federal Credit Union Locations
Branch Office50 Auert AveUtica, NY 13502
Branch Office4451 Commercial DrNew Hartford, NY 13413-6207
Branch Office510 W State StHerkimer, NY 13350-2240
Branch Office1822 Black River Blvd NRome, NY 13440
Branch Office1634 Genesee StUtica, NY 13502-5428
Branch Office8 Kellogg RdNew Hartford, NY 13413-2825

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