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First Source Federal Credit Union


Overview / Commentary
www.fsource.org
315-735-8571
4451 Commercial Dr
New Hartford, NY 13413

First Source Federal Credit Union is headquartered in New Hartford and is the 25th largest credit union in the state of New York. It is also the 484th largest credit union in the nation. It was established in 1938 and as of June of 2022, it had grown to 212 employees and 55,644 members at 5 locations. First Source Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

First Source Federal Credit Union is open to those who live, work, worship, or attend school in the New York counties of Herkimer or Oneida.
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Health
A

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #2658
Year Chartered1938
Employees212
Primary Regulator
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD9.1%
Annual Interest Income$17.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$853.2MM$806.3MM
LoansQ2 2022vs Q2 2021$749.6MM$632.3MM
DepositsQ2 2022vs Q2 2021$764.0MM$726.1MM
Equity CapitalQ2 2022vs Q2 2021$81.7MM$73.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$18.4MM$15.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$6.8MM$5.7MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Source Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Source Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Regular Share
0.25%--IRA Share
0.25%--Business Regular Share
0.25%--Special Purpose Account
0.25%--Business Special Purpose Account

First Source Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-Money Market Account
OTHER TIERS: 0.60% → Up to $10k | 0.80% → $10k - $50k
1.00%*$50k*-Business Money Market Account
OTHER TIERS: 0.60% → Up to $10k | 0.80% → $10k - $50k

First Source Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Only One Checking
0.05%$2.5k-Business Only One Checking

First Source Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%$1k-48 Month Share Certificate
2.40%$1k-Business 48 Month Share Certificate
2.20%$1k-36 Month Share Certificate
2.20%$1k-Business 36 Month Share Certificate
2.10%$1k-24 Month Share Certificate
2.10%$500-24 Month Investeroo Share Certificate
2.10%$1k-Business 24 Month Share Certificate
2.10%$500-24 Month My Terms Share Certificate
1.50%$1k-12 Month Share Certificate
1.50%$500-12 Month Investeroo Share Certificate
1.50%$1k-Business 12 Month Share Certificate
1.50%$500-12 Month My Terms Share Certificate
1.00%$1k-6 Month Share Certificate
1.00%$500-6 Month Investeroo Share Certificate
1.00%$1k-Business 6 Month Share Certificate
1.00%$500-6 Month My Terms Share Certificate
0.70%$1k-3 Month Share Certificate
0.70%$1k-Business 3 Month Share Certificate

First Source Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%$1k-48 Month IRA Certificate
2.20%$1k-36 Month IRA Certificate
2.10%$1k-24 Month IRA Certificate
1.50%$1k-12 Month IRA Certificate
Locations


First Source Federal Credit Union Locations
Branch Office50 Auert AveUtica, NY 13502
Branch Office4451 Commercial DrNew Hartford, NY 13413-6207
Branch Office510 W State StHerkimer, NY 13350-2240
Branch Office1822 Black River Blvd NRome, NY 13440
Branch Office1634 Genesee StUtica, NY 13502-5428

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