Overview / Commentary
800-735-8571
4451 Commercial Dr
New Hartford, NY 13413-6207

First Source Federal Credit Union is headquartered in New Hartford and is the 25th largest credit union in the state of New York. It is also the 506th largest credit union in the nation. It was established in 1938 and as of September of 2018, it had grown to 134 employees and 47,342 members at 5 locations. First Source Federal Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

First Source Federal Credit Union is open to those who attend school, live, work, or worship in Herkimer and Oneida counties in New York.
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Health

Health Grade Components

Overall
NCUA #2658
Year Chartered1938
Employees134
Primary Regulator
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD12.26%
Annual Interest Income$19.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$564.4MM$505.9MM
LoansQ3 2018vs Q3 2017$527.8MM$457.1MM
DepositsQ3 2018vs Q3 2017$476.7MM$440.5MM
Equity CapitalQ3 2018vs Q3 2017$56.8MM$50.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$7.6MM$5.5MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$3.1MM$3.0MM
Real Estate OwnedQ3 2018vs Q3 2017$30.00K$65.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Source Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Source Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$1k*-Regular Share
OTHER TIERS: 0.25% Up to $1k
0.30%*$1k*-IRA Share
OTHER TIERS: 0.25% Up to $1k
0.25%--Special Purpose Account

First Source Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$50k*-Money Market Account
OTHER TIERS: 0.40% Up to $5k | 0.55% $5k - $10k | 0.60% $10k - $25k | 0.70% $25k - $50k
0.75%*$50k*-Business Money Market Account
OTHER TIERS: 0.40% Up to $5k | 0.55% $5k - $10k | 0.60% $10k - $25k | 0.70% $25k - $50k

First Source Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Only One Checking
OTHER TIERS: 0.10% $2.5k - $5k | 0.15% $5k - $7.5k | 0.20% $7.5k - $10k
0.25%*$10k*-Business Only One Checking
OTHER TIERS: 0.10% $2.5k - $5k | 0.15% $5k - $7.5k | 0.20% $7.5k - $10k

First Source Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$1k-48 Month Share Certificate
3.00%$1k-Business 48 Month Share Certificate
2.90%$1k-36 Month Share Certificate
2.90%$1k-Business 36 Month Share Certificate
2.80%$1k-24 Month Share Certificate
2.80%$500-24 Month Investeroo Share Certificate
2.80%$1k-Business 24 Month Share Certificate
2.80%$500-24 Month My Terms Share Certificate
2.60%$1k-12 Month Share Certificate
2.60%$500-12 Month Investeroo Share Certificate
2.60%$1k-Business 12 Month Share Certificate
1.00%$1k-6 Month Share Certificate
1.00%$500-6 Month Investeroo Share Certificate
1.00%$1k-Business 6 Month Share Certificate
1.00%$500-6 Month My Terms Share Certificate
0.50%$1k-3 Month Share Certificate
0.50%$1k-Business 3 Month Share Certificate

First Source Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$1k-48 Month IRA Certificate
2.90%$1k-36 Month IRA Certificate
2.80%$1k-24 Month IRA Certificate
2.60%$1k-12 Month IRA Certificate
Locations


First Source Federal Credit Union Locations
Branch Office50 Auert AveUtica, NY 13502
Branch Office4451 Commercial DrNew Hartford, NY 13413-6207
Branch Office510 W State StHerkimer, NY 13350-2240
Branch Office1822 Black River Blvd NRome, NY 13440
Branch Office1634 Genesee StUtica, NY 13502-5428

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