First Source Federal Credit Union is headquartered in New Hartford and is the 24th largest credit union in the state of New York. It is also the 482nd largest credit union in the nation. It was established in 1938 and as of September of 2022, it had grown to 215 employees and 56,418 members at 5 locations. First Source Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.
First Source Federal Credit Union is open to those who live, work, worship, or attend school in the New York counties of Herkimer or Oneida.
See current membership details
Overall | |
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NCUA # | 2658 |
Year Chartered | 1938 |
Employees | 215 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.07% |
Return on Equity - YTD | 10.88% |
Annual Interest Income | $27.6MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2022vs Q3 2021 | $866.7MM$797.2MM |
Loans | Q3 2022vs Q3 2021 | $799.4MM$659.1MM |
Deposits | Q3 2022vs Q3 2021 | $753.9MM$713.4MM |
Equity Capital | Q3 2022vs Q3 2021 | $84.9MM$76.7MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $19.0MM$16.1MM |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $8.2MM$5.6MM |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First Source Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.35% | - | - | Regular Share | |
0.35% | - | - | IRA Share | |
0.35% | - | - | Business Regular Share | |
0.35% | - | - | Special Purpose Account | |
0.35% | - | - | Business Special Purpose Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $2.5k | - | Only One Checking | |
0.05% | $2.5k | - | Business Only One Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.60% | $1k | - | 12 Month IRA Certificate | |
3.00% | $1k | - | 24 Month IRA Certificate | |
3.00% | $1k | - | 36 Month IRA Certificate | |
3.00% | $1k | - | 48 Month IRA Certificate |
First Source Federal Credit Union Locations | ||
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Branch Office | 50 Auert Ave | Utica, NY 13502 |
Branch Office | 4451 Commercial Dr | New Hartford, NY 13413-6207 |
Branch Office | 510 W State St | Herkimer, NY 13350-2240 |
Branch Office | 1822 Black River Blvd N | Rome, NY 13440 |
Branch Office | 1634 Genesee St | Utica, NY 13502-5428 |