First Southern Bank (AL)

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstsouthern.com

256-718-4200

301 South Court Street
Florence, AL 35630

First Southern Bank (AL) is headquartered in FLORENCE and is the 27^th largest bank in the state of Alabama. It is also the 1,467^th largest bank in the nation. It was established in 1934 and as of March of 2025, it had grown to 101 employees at 10 locations. First Southern Bank (AL) has a C+ health rating.

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Health

C+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	29332
Year Established	1934
Employees	101
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.3%
Return on Equity - YTD	3.03%
Annual Interest Income	$9.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$648MM$613MM
Loans	Q1 2025vs Q1 2024	$534.1MM$521.7MM
Deposits	Q1 2025vs Q1 2024	$538.7MM$534.2MM
Equity Capital	Q1 2025vs Q1 2024	$66.9MM$60.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$7.4MM$6.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$31.7MM$1.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for First Southern Bank (AL) are currently being reviewed.

Locations

First Southern Bank (AL) Locations
Muscle Shoals Branch	1027 Avalon Avenue	Muscle Shoals, AL 35661
Killen Branch	1455 Highway 72	Killen, AL 35645
First Southern Bank	301 S Court St	Florence, AL 35630
St. Florian Branch	4350 County Road 47	Florence, AL 35630

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