Featured Savings Rates
Featured Accounts

First Southern Bank (AL)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.28%5-year CD60 Month CD
0.31%1-year CD12 Month CD
0.15%SavingsPersonal Savings Account

Overview / Commentary
800-625-7131
301 South Court Street
Florence, AL 35630

First Southern Bank (AL) is headquartered in Florence and is the 53rd largest bank in the state of Alabama. It is also the 2,839th largest bank in the nation. It was established in 1934 and as of June of 2016, it had grown to 62 employees at 5 locations. First Southern Bank (AL) has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #29332
Year Established1934
Employees62
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD7.96%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$214.6MM$207.2MM
LoansQ2 2016vs Q2 2015$159.8MM$155.3MM
DepositsQ2 2016vs Q2 2015$193.1MM$185.6MM
Equity CapitalQ2 2016vs Q2 2015$20.1MM$19.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.4MM$2.2MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$991.00K$236.00K
Real Estate OwnedQ2 2016vs Q2 2015$312.00K$523.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Southern Bank (AL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$25-Personal Savings Account
0.15%$25-Non-Personal Savings Account

First Southern Bank (AL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$500k*-Money Market
OTHER TIERS: 0.15% $500 - $50k | 0.20% $50k - $100k | 0.25% $100k - $250k

First Southern Bank (AL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$2,500*-Southern Advantage Checking
OTHER TIERS: 0.10% Up to $2,500
0.10%--50+ Free Interest Checking
0.10%--VIP Free Interest Checking
0.10%*$2,500*-Business CHKG with Interest
OTHER TIERS: 0.05% Up to $2,500
0.05%--IOLTA Checking

First Southern Bank (AL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.28%$1k-60 Month CD
1.12%$1k-48 Month CD
0.95%$1k-36 Month CD
0.67%$1k-24 Month CD
0.48%$1k-18 Month CD
0.31%$1k-12 Month CD
0.20%$1k-182 Day CD
0.10%$1k-91 Day CD

First Southern Bank (AL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.29%$100-60 Month IRA
1.12%$100-48 Month IRA
0.95%$100-36 Month IRA
0.67%$100-24 Month IRA
0.31%$100-12 Month IRA
Locations


First Southern Bank (AL) Locations
Muscle Shoals Branch1027 Avalon AvenueMuscle Shoals, AL 35661
Killen Branch1455 Highway 72Killen, AL 35645
First Southern Bank301 South Court StreetFlorence, AL 35630
St. Florian Branch4350 County Road 47Florence, AL 35630
Ford City Branch5145 River RoadMuscle Shoals, AL 35661