First Southern National Bank (KY)
First Southern National Bank (KY) is headquartered in Lancaster and is the 18th largest bank in the state of Kentucky. It is also the 933rd largest bank in the nation. It was established in 1865 and as of December of 2018, it had grown to 217 employees at 18 locations. First Southern National Bank (KY) has a B+ health rating.
Good Local Bank
First Southern National Bank has been a pleasure to work with. The staff got to know me very quickly, and they worked with me to find me a banking option that did not come with monthly fees. They have an online portion of the website complete with online checking, which is very important to me. When I would come in to cash or deposit checks the employees usually asked about my family, and they always had cooking and sweets (juices during periods of high temperatures). Overall banking here was a great experience - my only regret is that I moved and they did not have a location near me.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 2700 |
| Year Established | 1865 |
| Employees | 217 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.1% |
| Return on Equity - YTD | 10.43% |
| Annual Interest Income | $36.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $840.0MM$848.9MM |
| Loans | Q4 2018vs Q4 2017 | $603.1MM$579.4MM |
| Deposits | Q4 2018vs Q4 2017 | $741.4MM$750.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $91.3MM$89.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $7.9MM$7.5MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $3.1MM$2.7MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $35.00K$0 |
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