First Southern National Bank (KY) is headquartered in Lancaster and is the 17th largest bank in the state of Kentucky. It is also the 902nd largest bank in the nation. It was established in 1865 and as of December of 2019, it had grown to 212 employees at 18 locations. First Southern National Bank (KY) has an A health rating.
First Southern National Bank has been a pleasure to work with. The staff got to know me very quickly, and they worked with me to find me a banking option that did not come with monthly fees. They have an online portion of the website complete with online checking, which is very important to me. When I would come in to cash or deposit checks the employees usually asked about my family, and they always had cooking and sweets (juices during periods of high temperatures). Overall banking here was a great experience - my only regret is that I moved and they did not have a location near me.
|FDIC Certificate #||2700|
|Return on Assets - YTD||1.25%|
|Return on Equity - YTD||11.46%|
|Annual Interest Income||$38.8MM|
|Assets and Liabilities|
|Assets||Q4 2019vs Q4 2018||$895.7MM$840.0MM|
|Loans||Q4 2019vs Q4 2018||$618.8MM$603.1MM|
|Deposits||Q4 2019vs Q4 2018||$789.8MM$741.4MM|
|Equity Capital||Q4 2019vs Q4 2018||$98.8MM$91.3MM|
|Loan Loss Allowance||Q4 2019vs Q4 2018||$8.4MM$7.9MM|
|Unbacked Noncurrent Loans||Q4 2019vs Q4 2018||$3.3MM$3.1MM|
|Real Estate Owned||Q4 2019vs Q4 2018||$739.00K$35.00K|
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