First Southern National Bank (KY)

First Southern National Bank (KY)


Overview / Commentary
859-792-1290
27 Public Square
Lancaster, KY 40444

First Southern National Bank (KY) is headquartered in LANCASTER and is the 14th largest bank in the state of Kentucky. It is also the 877th largest bank in the nation. It was established in 1865 and as of March of 2025, it had grown to 206 employees at 17 locations. First Southern National Bank (KY) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #2700
Year Established1865
Employees206
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.8%
Return on Equity - YTD18.33%
Annual Interest Income$14.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.22B$1.21B
LoansQ1 2025vs Q1 2024$734.8MM$775.4MM
DepositsQ1 2025vs Q1 2024$1.08B$1.09B
Equity CapitalQ1 2025vs Q1 2024$122.8MM$104.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$11.4MM$11.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.8MM$6MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations

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