First Southern National Bank (KY)

First Southern National Bank (KY)

Overview / Commentary
27 Public Square
Lancaster, KY 40444

First Southern National Bank (KY) is headquartered in Lancaster and is the 17th largest bank in the state of Kentucky. It is also the 902nd largest bank in the nation. It was established in 1865 and as of December of 2019, it had grown to 212 employees at 18 locations. First Southern National Bank (KY) has an A health rating.

Reviews (1)

Good Local Bank

First Southern National Bank has been a pleasure to work with. The staff got to know me very quickly, and they worked with me to find me a banking option that did not come with monthly fees. They have an online portion of the website complete with online checking, which is very important to me. When I would come in to cash or deposit checks the employees usually asked about my family, and they always had cooking and sweets (juices during periods of high temperatures). Overall banking here was a great experience - my only regret is that I moved and they did not have a location near me.


Health Grade Components

FDIC Certificate #2700
Year Established1865
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD11.46%
Annual Interest Income$38.8MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$895.7MM$840.0MM
LoansQ4 2019vs Q4 2018$618.8MM$603.1MM
DepositsQ4 2019vs Q4 2018$789.8MM$741.4MM
Equity CapitalQ4 2019vs Q4 2018$98.8MM$91.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$8.4MM$7.9MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$3.3MM$3.1MM
Real Estate OwnedQ4 2019vs Q4 2018$739.00K$35.00K

Sorry, we do not have rate data for First Southern National Bank (KY).



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.