First Southern State Bank
LOCATIONS
8
View locations
HEALTH RATING
A
View health report
CURRENT TOP RATE
1.61% APY
60 Month CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.61% | 5-year CD | 60 Month CD 2.35% - Synchrony Bank 60 Month CD |
| 0.55% | 1-year CD | 12 Month CD 1.40% - Synchrony Bank 12 Month CD |
| 1.51% | 4-year CD | 48 Month CD 1.80% - Goldman Sachs Bank USA 4 Year CD |
Overview / Commentary
First Southern State Bank is headquartered in Stevenson and is the 29th largest bank in the state of Alabama. It is also the 1,793rd largest bank in the nation. It was established in 1910 and as of March of 2017, it had grown to 86 employees at 8 locations. First Southern State Bank has an A health rating.
Health
A
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 2829 |
| Year Established | 1910 |
| Employees | 86 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.95% |
| Return on Equity - YTD | 10.46% |
| Annual Interest Income | $3.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $385.2MM$374.3MM |
| Loans | Q1 2017vs Q1 2016 | $192.2MM$170.2MM |
| Deposits | Q1 2017vs Q1 2016 | $345.7MM$332.8MM |
| Equity Capital | Q1 2017vs Q1 2016 | $35.8MM$37.1MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $2.5MM$2.6MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $578.00K$174.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $490.00K$879.00K |
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not First Southern State Bank; we are a rate comparison website and cannot provide official rates or promotions.
First Southern State Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.61% | $500 | - | 60 Month CD | |
| 1.51% | $500 | - | 48 Month CD | |
| 1.15% | $500 | - | 36 Month CD | |
| 0.75% | $500 | - | 24 Month CD | |
| 0.65% | $500 | - | 18 Month CD | |
| 0.60% | $1k | - | 13 Month CD | |
| 0.55% | $500 | - | 12 Month CD | |
| 0.40% | $500 | - | 6 Month CD |
First Southern State Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.61% | $500 | - | 60 Month IRA | |
| 0.90% | $500 | - | 30 Month IRA | |
| 0.75% | $500 | - | 24 Month IRA | |
| 0.65% | $500 | - | 18 Month IRA | |
| 0.55% | $500 | - | 12 Month IRA |
Locations
| First Southern State Bank Locations | ||
|---|---|---|
| Fort Payne Branch | 1820 Glen Boulevard | Fort Payne, AL 35967 |
| Scottsboro Branch | 20 Micah Way | Scottsboro, AL 35769 |
| West Main Street Branch | 201 West Main Street | Centre, AL 35960 |
| Fort Payne Branch | 2128 Gault Ave N | Fort Payne, AL 35967 |
| Rainsville Branch | 403 Main Street West | Rainsville, AL 35986 |
| First Southern State Bank | 80 Bank Street | Stevenson, AL 35772 |
| Leesburg Branch | 200 Industrial Boulevard | Leesburg, AL 35983 |
| Higdon Office | Highway 71, PO Box 68 | Higdon, AL 35979 |