First Southern State Bank
LOCATIONS
8
View locations
HEALTH RATING
A
View health report
CURRENT TOP RATE
1.61% APY
60 Month CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.61% | 5-year CD | 60 Month CD 2.35% - Synchrony Bank 60 Month CD |
| 0.55% | 1-year CD | 12 Month CD 1.45% - CIT Bank 11-Month No-Penalty CD |
| 1.51% | 4-year CD | 48 Month CD |
Overview / Commentary
First Southern State Bank is headquartered in Stevenson and is the 28th largest bank in the state of Alabama. It is also the 1,806th largest bank in the nation. It was established in 1910 and as of June of 2017, it had grown to 87 employees at 8 locations. First Southern State Bank has an A health rating.
Health
A
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 2829 |
| Year Established | 1910 |
| Employees | 87 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.05% |
| Return on Equity - YTD | 11.27% |
| Annual Interest Income | $7.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $384.4MM$375.0MM |
| Loans | Q2 2017vs Q2 2016 | $192.5MM$179.0MM |
| Deposits | Q2 2017vs Q2 2016 | $342.9MM$332.0MM |
| Equity Capital | Q2 2017vs Q2 2016 | $37.5MM$38.3MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $2.5MM$2.7MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $513.00K$351.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $150.00K$701.00K |
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First Southern State Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.61% | $500 | - | 60 Month CD | |
| 1.51% | $500 | - | 48 Month CD | |
| 1.15% | $500 | - | 36 Month CD | |
| 0.75% | $500 | - | 24 Month CD | |
| 0.65% | $500 | - | 18 Month CD | |
| 0.60% | $1k | - | 13 Month CD | |
| 0.55% | $500 | - | 12 Month CD | |
| 0.40% | $500 | - | 6 Month CD |
First Southern State Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.61% | $500 | - | 60 Month IRA | |
| 0.90% | $500 | - | 30 Month IRA | |
| 0.75% | $500 | - | 24 Month IRA | |
| 0.65% | $500 | - | 18 Month IRA | |
| 0.55% | $500 | - | 12 Month IRA |
Locations
| First Southern State Bank Locations | ||
|---|---|---|
| Fort Payne Branch | 1820 Glen Boulevard | Fort Payne, AL 35967 |
| Scottsboro Branch | 20 Micah Way | Scottsboro, AL 35769 |
| West Main Street Branch | 201 West Main Street | Centre, AL 35960 |
| Fort Payne Branch | 2128 Gault Ave N | Fort Payne, AL 35967 |
| Rainsville Branch | 403 Main Street West | Rainsville, AL 35986 |
| First Southern State Bank | 80 Bank Street | Stevenson, AL 35772 |
| Leesburg Branch | 200 Industrial Boulevard | Leesburg, AL 35983 |
| Higdon Office | Highway 71, PO Box 68 | Higdon, AL 35979 |