First Southern State Bank

Overview / Commentary
80 Bank Street
Stevenson, AL 35772

First Southern State Bank is headquartered in Stevenson and is the 26th largest bank in the state of Alabama. It is also the 1,793rd largest bank in the nation. It was established in 1910 and as of December of 2018, it had grown to 91 employees at 8 locations. First Southern State Bank's CD rates are 2X the national average, and it has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #2829
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.32%
Return on Equity - YTD13.99%
Annual Interest Income$16.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$391.4MM$380.8MM
LoansQ4 2018vs Q4 2017$224.7MM$201.8MM
DepositsQ4 2018vs Q4 2017$351.5MM$340.6MM
Equity CapitalQ4 2018vs Q4 2017$36.6MM$36.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.1MM$2.7MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$475.00K$216.00K
Real Estate OwnedQ4 2018vs Q4 2017$175.00K$150.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Southern State Bank; we are a rate comparison website and cannot provide official rates or promotions.

First Southern State Bank CD Rates

2.59%$500-15 Month CD
2.27%$500-60 Month CD
2.02%$500-12 Month CD
1.76%$500-36 Month CD
1.56%$500-6 Month CD
1.51%$500-48 Month CD
0.85%$500-24 Month CD
0.80%$1k-13 Month CD
0.65%$500-18 Month CD

First Southern State Bank IRA Rates

2.59%$500-15 Month IRA
2.28%$500-60 Month IRA
2.02%$500-12 Month IRA
1.26%$500-30 Month IRA
0.85%$500-24 Month IRA
0.65%$500-18 Month IRA

First Southern State Bank Locations
Fort Payne Branch1820 Glen BoulevardFort Payne, AL 35967
Scottsboro Branch20 Micah WayScottsboro, AL 35769
West Main Street Branch201 West Main StreetCentre, AL 35960
Fort Payne Branch2128 Gault Ave NFort Payne, AL 35967
Rainsville Branch403 Main Street WestRainsville, AL 35986
First Southern State Bank80 Bank StreetStevenson, AL 35772
Leesburg Branch200 Industrial BoulevardLeesburg, AL 35983
Higdon OfficeHighway 71, PO Box 68Higdon, AL 35979

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.