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First Southern State Bank

Popular Accounts at this Bank

2.12%5-year CD60 Month CD
0.75%1-year CD12 Month CD
1.51%4-year CD48 Month CD

Overview / Commentary
80 Bank Street
Stevenson, AL 35772

First Southern State Bank is headquartered in Stevenson and is the 26th largest bank in the state of Alabama. It is also the 1,810th largest bank in the nation. It was established in 1910 and as of March of 2018, it had grown to 91 employees at 8 locations. First Southern State Bank has an A health rating.


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Health Grade Components

FDIC Certificate #2829
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD13.91%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$382.6MM$385.2MM
LoansQ1 2018vs Q1 2017$201.3MM$192.2MM
DepositsQ1 2018vs Q1 2017$343.4MM$345.7MM
Equity CapitalQ1 2018vs Q1 2017$35.2MM$35.8MM
Loan Loss AllowanceQ1 2018vs Q1 2017$2.9MM$2.5MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$183.00K$578.00K
Real Estate OwnedQ1 2018vs Q1 2017$150.00K$490.00K
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First Southern State Bank CD Rates

2.12%$500-60 Month CD
1.51%$500-48 Month CD
1.40%$500-15 Month CD
1.15%$500-36 Month CD
0.85%$500-24 Month CD
0.80%$1k-13 Month CD
0.75%$500-12 Month CD
0.65%$500-18 Month CD
0.40%$500-6 Month CD

First Southern State Bank IRA Rates

2.12%$500-60 Month IRA
1.77%$500-30 Month IRA
1.41%$500-15 Month IRA
0.85%$500-24 Month IRA
0.75%$500-12 Month IRA
0.65%$500-18 Month IRA

First Southern State Bank Locations
Fort Payne Branch1820 Glen BoulevardFort Payne, AL 35967
Scottsboro Branch20 Micah WayScottsboro, AL 35769
West Main Street Branch201 West Main StreetCentre, AL 35960
Fort Payne Branch2128 Gault Ave NFort Payne, AL 35967
Rainsville Branch403 Main Street WestRainsville, AL 35986
First Southern State Bank80 Bank StreetStevenson, AL 35772
Leesburg Branch200 Industrial BoulevardLeesburg, AL 35983
Higdon OfficeHighway 71, PO Box 68Higdon, AL 35979

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