First State Bank (15321)


Overview / Commentary
515-832-2520
505 Second Street
Webster City, IA 50595

First State Bank (15321) is headquartered in Webster City and is the 43rd largest bank in the state of Iowa. It is also the 1,487th largest bank in the nation. It was established in 1935 and as of December of 2019, it had grown to 122 employees at 7 locations. First State Bank (15321) has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #15321
Year Established1935
Employees122
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD9.3%
Annual Interest Income$19.8MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$486.8MM$446.8MM
LoansQ4 2019vs Q4 2018$400.2MM$356.2MM
DepositsQ4 2019vs Q4 2018$398.2MM$371.8MM
Equity CapitalQ4 2019vs Q4 2018$68.3MM$61.4MM
Loan Loss AllowanceQ4 2019vs Q4 2018$4.2MM$3.9MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$294.00K$103.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$38.00K
Rates
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First State Bank (15321) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$10-Christmas Savings Club w/ Auto-transfer
0.65%$10-Christmas Savings Club w/o Auto-transfer

First State Bank (15321) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$1k-13 Month CD Special
2.01%$1k-Business 13 Month CD Special
Locations


First State Bank (15321) Locations
Humboldt Branch605 13th Street NorthHumboldt, IA 50548
Fort Dodge Branch3031 5th Avenue SouthFort Dodge, IA 50501
Eagle Grove Branch323 South Commercial AvenueEagle Grove, IA 50533
Webster City Branch505 Second StreetWebster City, IA 50595
Clarion Branch714 Central Avenue EClarion, IA 50525
Stanhope Branch600 Park StreetStanhope, IA 50246
Jewell Branch548 Main StreetJewell, IA 50130

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