First State Bank (Waynesboro, MS)

Overview / Commentary
708 Azalea Drive
Waynesboro, MS 39367

First State Bank (Waynesboro, MS) is headquartered in Waynesboro and is the 13th largest bank in the state of Mississippi. It is also the 1,080th largest bank in the nation. It was established in 1934 and as of September of 2021, it had grown to 169 employees at 14 locations. First State Bank (Waynesboro, MS) has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #15663
Year Established1934
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD7.28%
Annual Interest Income$21.6MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$904.1MM$861.9MM
LoansQ3 2021vs Q3 2020$428.6MM$494.3MM
DepositsQ3 2021vs Q3 2020$787.7MM$736.6MM
Equity CapitalQ3 2021vs Q3 2020$112.4MM$113.5MM
Loan Loss AllowanceQ3 2021vs Q3 2020$6.9MM$5.1MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$6.1MM$6.8MM
Real Estate OwnedQ3 2021vs Q3 2020$3.0MM$3.8MM
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First State Bank (Waynesboro, MS); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (Waynesboro, MS) Savings Account Rates

0.25%*-$20kKasasa Saver Savings Account
OTHER TIERS: 0.10% $20k+

First State Bank (Waynesboro, MS) Checking Account Rates

1.00%*-$20kKasasa Cash Checking
OTHER TIERS: 0.10% $20k+


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.