First State Bank (Waynesboro, MS)

Overview / Commentary

601-735-3124

708 Azalea Drive
Waynesboro, MS 39367

First State Bank (Waynesboro, MS) is headquartered in Waynesboro and is the 14^th largest bank in the state of Mississippi. It is also the 1,053^rd largest bank in the nation. It was established in 1934 and as of March of 2022, it had grown to 175 employees at 14 locations. First State Bank (Waynesboro, MS) has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	15663
Year Established	1934
Employees	175
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.76%
Return on Equity - YTD	6.87%
Annual Interest Income	$6.6MM

Assets and Liabilities
Assets	Q1 2022vs Q1 2021	$931.6MM$894.2MM
Loans	Q1 2022vs Q1 2021	$411.8MM$462.9MM
Deposits	Q1 2022vs Q1 2021	$830.8MM$779.8MM
Equity Capital	Q1 2022vs Q1 2021	$97.6MM$110.0MM
Loan Loss Allowance	Q1 2022vs Q1 2021	$7.2MM$6.2MM
Unbacked Noncurrent Loans	Q1 2022vs Q1 2021	$6.8MM$6.5MM
Real Estate Owned	Q1 2022vs Q1 2021	$2.7MM$3.8MM

Rates

Skip to rates for:

Savings
Checking

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First State Bank (Waynesboro, MS); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (Waynesboro, MS) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	-	$20k	Kasasa Saver Savings Account
OTHER TIERS: 0.10% → $20k+

First State Bank (Waynesboro, MS) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	-	$20k	Kasasa Cash Checking
OTHER TIERS: 0.10% → $20k+

Locations

Availability

Hattiesburg Area

Hattiesburg Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.