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First State Bank (Waynesboro, MS)


Overview / Commentary
firststatebnk.com
601-735-3124
708 Azalea Drive
Waynesboro, MS 39367

First State Bank (Waynesboro, MS) is headquartered in Waynesboro and is the 13th largest bank in the state of Mississippi. It is also the 1,081st largest bank in the nation. It was established in 1934 and as of December of 2020, it had grown to 180 employees at 14 locations. First State Bank (Waynesboro, MS) has an A health rating.

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Health
A

Data as of Q4 2020

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Health Grade Components

Overall
FDIC Certificate #15663
Year Established1934
Employees180
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD5.95%
Annual Interest Income$31.9MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$833.3MM$809.6MM
LoansQ4 2020vs Q4 2019$468.6MM$522.9MM
DepositsQ4 2020vs Q4 2019$714.8MM$664.8MM
Equity CapitalQ4 2020vs Q4 2019$110.8MM$108.2MM
Loan Loss AllowanceQ4 2020vs Q4 2019$5.7MM$4.6MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$6.7MM$9.4MM
Real Estate OwnedQ4 2020vs Q4 2019$3.7MM$1.4MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (Waynesboro, MS) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*-$20kKasasa Saver Savings Account
OTHER TIERS: 0.10% → $20k+

First State Bank (Waynesboro, MS) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$20kKasasa Cash Checking
OTHER TIERS: 0.10% → $20k+
Locations

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