First State Bank (Waynesboro, MS)


Overview / Commentary
601-735-3124
708 Azalea Drive
Waynesboro, MS 39367

First State Bank (Waynesboro, MS) is headquartered in Waynesboro and is the 14th largest bank in the state of Mississippi. It is also the 1,053rd largest bank in the nation. It was established in 1934 and as of March of 2022, it had grown to 175 employees at 14 locations. First State Bank (Waynesboro, MS) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #15663
Year Established1934
Employees175
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD6.87%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$931.6MM$894.2MM
LoansQ1 2022vs Q1 2021$411.8MM$462.9MM
DepositsQ1 2022vs Q1 2021$830.8MM$779.8MM
Equity CapitalQ1 2022vs Q1 2021$97.6MM$110.0MM
Loan Loss AllowanceQ1 2022vs Q1 2021$7.2MM$6.2MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$6.8MM$6.5MM
Real Estate OwnedQ1 2022vs Q1 2021$2.7MM$3.8MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (Waynesboro, MS) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*-$20kKasasa Saver Savings Account
OTHER TIERS: 0.10% $20k+

First State Bank (Waynesboro, MS) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$20kKasasa Cash Checking
OTHER TIERS: 0.10% $20k+
Locations

Availability



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