First State Bank (Waynesboro, MS)
Overview / Commentary
First State Bank (Waynesboro, MS) is headquartered in Waynesboro and is the 14th largest bank in the state of Mississippi. It is also the 938th largest bank in the nation. It was established in 1934 and as of September of 2018, it had grown to 180 employees at 14 locations. First State Bank (Waynesboro, MS) has a B+ health rating.
Health
B+
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15663 |
| Year Established | 1934 |
| Employees | 180 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.1% |
| Return on Equity - YTD | 9.05% |
| Annual Interest Income | $24.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $819.7MM$826.0MM |
| Loans | Q3 2018vs Q3 2017 | $556.7MM$531.1MM |
| Deposits | Q3 2018vs Q3 2017 | $628.2MM$634.7MM |
| Equity Capital | Q3 2018vs Q3 2017 | $103.1MM$103.8MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $4.5MM$5.0MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $4.7MM$1.4MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $777.00K$544.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First State Bank (Waynesboro, MS) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.51%* | - | $20k | Kasasa Saver Savings Account | ||
| OTHER TIERS: 0.25% → $20k+ | |||||
First State Bank (Waynesboro, MS) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | - | $20k | Kasasa Cash Checking | ||
| OTHER TIERS: 0.25% → $20k+ | |||||
