Overview / Commentary
601-735-3124
708 Azalea Drive
Waynesboro, MS 39367

First State Bank (Waynesboro, MS) is headquartered in Waynesboro and is the 13th largest bank in the state of Mississippi. It is also the 937th largest bank in the nation. It was established in 1934 and as of December of 2018, it had grown to 175 employees at 14 locations. First State Bank (Waynesboro, MS) has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
FDIC Certificate #15663
Year Established1934
Employees175
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD9.43%
Annual Interest Income$33.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$835.4MM$850.0MM
LoansQ4 2018vs Q4 2017$548.4MM$543.4MM
DepositsQ4 2018vs Q4 2017$643.7MM$639.4MM
Equity CapitalQ4 2018vs Q4 2017$103.3MM$101.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$4.5MM$4.7MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$6.3MM$2.7MM
Real Estate OwnedQ4 2018vs Q4 2017$622.00K$576.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First State Bank (Waynesboro, MS); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (Waynesboro, MS) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.51%*-$20kKasasa Saver Savings Account
OTHER TIERS: 0.25% $20k+

First State Bank (Waynesboro, MS) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*-$20kKasasa Cash Checking
OTHER TIERS: 0.25% $20k+
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.