First State Bank (Waynesboro, MS)

Overview / Commentary
708 Azalea Drive
Waynesboro, MS 39367

First State Bank (Waynesboro, MS) is headquartered in Waynesboro and is the 14th largest bank in the state of Mississippi. It is also the 998th largest bank in the nation. It was established in 1934 and as of September of 2019, it had grown to 175 employees at 14 locations. First State Bank (Waynesboro, MS) has an A health rating.


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Health Grade Components

FDIC Certificate #15663
Year Established1934
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD7.24%
Annual Interest Income$25.4MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$791.5MM$819.7MM
LoansQ3 2019vs Q3 2018$527.3MM$556.7MM
DepositsQ3 2019vs Q3 2018$648.3MM$628.2MM
Equity CapitalQ3 2019vs Q3 2018$109.8MM$103.1MM
Loan Loss AllowanceQ3 2019vs Q3 2018$4.5MM$4.5MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$4.3MM$4.7MM
Real Estate OwnedQ3 2019vs Q3 2018$1.2MM$777.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (Waynesboro, MS) Savings Account Rates

0.51%*-$20kKasasa Saver Savings Account
OTHER TIERS: 0.25% $20k+

First State Bank (Waynesboro, MS) Checking Account Rates

1.51%*-$20kKasasa Cash Checking
OTHER TIERS: 0.25% $20k+


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