Overview / Commentary
First State Bank (Waynesboro, MS) is headquartered in Waynesboro and is the 14th largest bank in the state of Mississippi. It is also the 965th largest bank in the nation. It was established in 1934 and as of June of 2019, it had grown to 175 employees at 14 locations. First State Bank (Waynesboro, MS) has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15663 |
| Year Established | 1934 |
| Employees | 175 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.91% |
| Return on Equity - YTD | 7.12% |
| Annual Interest Income | $16.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $819.2MM$831.5MM |
| Loans | Q2 2019vs Q2 2018 | $535.1MM$556.2MM |
| Deposits | Q2 2019vs Q2 2018 | $677.9MM$635.3MM |
| Equity Capital | Q2 2019vs Q2 2018 | $108.1MM$102.1MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $4.6MM$4.5MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $5.0MM$3.3MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $567.00K$1.2MM |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First State Bank (Waynesboro, MS) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.51%* | - | $20k | Kasasa Saver Savings Account | ||
| OTHER TIERS: 0.25% → $20k+ | |||||
First State Bank (Waynesboro, MS) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | - | $20k | Kasasa Cash Checking | ||
| OTHER TIERS: 0.25% → $20k+ | |||||
