First State Bank (16177)

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.stuartbank.com

515-523-2721

215 North Division Street
Stuart, IA 50250

First State Bank (16177) is headquartered in STUART and is the 182^nd largest bank in the state of Iowa. It is also the 3,602^nd largest bank in the nation. It was established in 1934 and as of March of 2025, it had grown to 22 employees at 4 locations. First State Bank (16177)'s CD rates are 4X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	16177
Year Established	1934
Employees	22
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.96%
Return on Equity - YTD	8.76%
Annual Interest Income	$1.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$126.2MM$129.5MM
Loans	Q1 2025vs Q1 2024	$59.8MM$56.9MM
Deposits	Q1 2025vs Q1 2024	$111.7MM$117MM
Equity Capital	Q1 2025vs Q1 2024	$13.8MM$12.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$867K$998K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$220K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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First State Bank (16177) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.05%	$500	$15k	182 Day CD
3.65%	$500	$15k	12 Month CD
3.45%	$500	$15k	18 Month CD
3.00%	$500	$15k	24 Month CD
2.90%	$500	$15k	30 Month CD
2.80%	$500	$15k	36 Month CD
2.80%	$500	$15k	48 Month CD
2.75%	$500	$15k	91 Day CD
2.75%	$500	$15k	60 Month CD

First State Bank (16177) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.65%	$500	-	12 Month IRA CD
3.00%	$500	-	24 Month IRA CD
2.80%	$500	-	36 Month IRA CD

Locations

First State Bank (16177) Locations
First State Bank	215 N Division St	Stuart, IA 50250
Dexter Branch	825 Marshall Street	Dexter, IA 50070
Redfield Branch	917 1st Street	Redfield, IA 50233
623 South Division Branch	623 South Division Street	Stuart, IA 50250

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