First State Bank and Trust Company, Inc.

Overview / Commentary

www.fsbtrust.com

573-333-1700

100 West Third Street
Caruthersville, MO 63830

First State Bank and Trust Company, Inc. is headquartered in Caruthersville and is the 74^th largest bank in the state of Missouri. It is also the 1,867^th largest bank in the nation. It was established in 1934 and as of September of 2021, it had grown to 79 employees at 6 locations. First State Bank and Trust Company, Inc. has an A+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q3 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	14185
Year Established	1934
Employees	79
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.71%
Return on Equity - YTD	14.2%
Annual Interest Income	$13.5MM

Assets and Liabilities
Assets	Q3 2021vs Q3 2020	$458.6MM$424.5MM
Loans	Q3 2021vs Q3 2020	$292.7MM$296.7MM
Deposits	Q3 2021vs Q3 2020	$388.6MM$348.9MM
Equity Capital	Q3 2021vs Q3 2020	$57.1MM$51.7MM
Loan Loss Allowance	Q3 2021vs Q3 2020	$3.3MM$3.2MM
Unbacked Noncurrent Loans	Q3 2021vs Q3 2020	$697.00K$500.00K
Real Estate Owned	Q3 2021vs Q3 2020	$48.00K$151.00K

Rates

Skip to rates for:

Savings
Money Market
Checking

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First State Bank and Trust Company, Inc.; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank and Trust Company, Inc. Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.07%	-	-	Statement Savings Account
0.07%	-	-	Christmas Club Account
0.05%	-	-	Health Savings Account

First State Bank and Trust Company, Inc. Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$25k^*	-	Money Market Demand Account
OTHER TIERS: 0.13% → Up to $25k

First State Bank and Trust Company, Inc. Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	-	-	Veteran Checking
0.08%^*	$1.5k^*	-	Platinum Interest Checking
OTHER TIERS: 0.05% → Up to $1.5k
0.05%	-	-	Business Interest Checking
0.05%	-	-	Legacy Checking
0.05%	-	-	Advantage Checking

Locations

First State Bank and Trust Company, Inc. Locations
First State Bank and Trust Company, Inc.	100 West Third Street	Caruthersville, MO 63830
Portageville Branch	301 East Third Street	Portageville, MO 63873
Dexter Branch	710 US 60 Business Highway West	Dexter, MO 63841
Sikeston Branch	750 South Main	Sikeston, MO 63801
Hayti Branch	805 East Washington	Hayti, MO 63851
Mississippi County Branch	501 S Main St	Charleston, MO 63834

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.