First State Bank and Trust Company, Inc.
LOCATIONS
6
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HEALTH RATING
A
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CURRENT TOP RATE
2.25% APY
24 Month Time Deposit CD - Monthly
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Overview / Commentary
First State Bank and Trust Company, Inc. is headquartered in Caruthersville and is the 72nd largest bank in the state of Missouri. It is also the 1,918th largest bank in the nation. It was established in 1934 and as of March of 2019, it had grown to 87 employees at 6 locations. First State Bank and Trust Company, Inc.'s money market rates are 4X the national average, and it has an A health rating.
Health
A
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 14185 |
| Year Established | 1934 |
| Employees | 87 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.51% |
| Return on Equity - YTD | 12.15% |
| Annual Interest Income | $4.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $358.8MM$348.9MM |
| Loans | Q1 2019vs Q1 2018 | $246.4MM$238.1MM |
| Deposits | Q1 2019vs Q1 2018 | $305.6MM$300.1MM |
| Equity Capital | Q1 2019vs Q1 2018 | $46.4MM$42.1MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $3.5MM$3.6MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $426.00K$238.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $144.00K$64.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First State Bank and Trust Company, Inc. Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | - | - | Health Savings Account | |
| 0.25% | - | - | Statement Savings Account | |
| 0.25% | - | - | Christmas Club Account |
First State Bank and Trust Company, Inc. Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.70%* | $25k* | - | Money Market Demand Account | ||
| OTHER TIERS: 1.50% → Up to $25k | |||||
First State Bank and Trust Company, Inc. Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $1.5k | - | Platinum Interest Checking | |
| 0.10% | - | - | Legacy Checking | |
| 0.10% | - | - | Advantage Checking | |
| 0.05% | - | - | Business Interest Checking |
First State Bank and Trust Company, Inc. CD Rates
First State Bank and Trust Company, Inc. IRA Rates
Locations
| First State Bank and Trust Company, Inc. Locations | ||
|---|---|---|
| First State Bank and Trust Company, Inc. | 100 West Third Street | Caruthersville, MO 63830 |
| Portageville Branch | 301 East Third Street | Portageville, MO 63873 |
| Dexter Branch | 710 US 60 Business Highway West | Dexter, MO 63841 |
| Sikeston Branch | 750 South Main | Sikeston, MO 63801 |
| Hayti Branch | 805 East Washington | Hayti, MO 63851 |
| Mississippi County Branch | 501 S Main St | Charleston, MO 63834 |