First State Bank and Trust Company, Inc.
LOCATIONS
6
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HEALTH RATING
A+
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CURRENT TOP RATE
2.35% APY
24 Month Time Deposit CD - Monthly
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.20% | 5-year CD | |
| 2.05% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.25% | Savings | 2.00% - Ally Bank Online Savings Account |
Overview / Commentary
First State Bank and Trust Company, Inc. is headquartered in Caruthersville and is the 65th largest bank in the state of Missouri. It is also the 1,873rd largest bank in the nation. It was established in 1934 and as of September of 2018, it had grown to 88 employees at 5 locations. First State Bank and Trust Company, Inc.'s money market rates are 4X the national average, and it boasts an A+ health rating.
Health
A+
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 14185 |
| Year Established | 1934 |
| Employees | 88 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.43% |
| Return on Equity - YTD | 12.02% |
| Annual Interest Income | $11.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $367.4MM$355.0MM |
| Loans | Q3 2018vs Q3 2017 | $268.7MM$263.0MM |
| Deposits | Q3 2018vs Q3 2017 | $293.0MM$281.1MM |
| Equity Capital | Q3 2018vs Q3 2017 | $42.6MM$42.5MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $3.7MM$3.6MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $367.00K$365.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $194.00K$22.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First State Bank and Trust Company, Inc. Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | - | - | Health Savings Account | |
| 0.25% | - | - | Statement Savings Account | |
| 0.25% | - | - | Christmas Club Account |
First State Bank and Trust Company, Inc. Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.66%* | $25k* | - | Money Market Demand Account | ||
| OTHER TIERS: 1.46% → Up to $25k | |||||
First State Bank and Trust Company, Inc. Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $1.5k | - | Platinum Interest Checking | |
| 0.10% | - | - | Legacy Checking | |
| 0.10% | - | - | Advantage Checking | |
| 0.05% | - | - | Business Interest Checking |
First State Bank and Trust Company, Inc. CD Rates
First State Bank and Trust Company, Inc. IRA Rates
Locations
| First State Bank and Trust Company, Inc. Locations | ||
|---|---|---|
| First State Bank and Trust Company, Inc. | 100 West Third Street | Caruthersville, MO 63830 |
| Portageville Branch | 301 East Third Street | Portageville, MO 63873 |
| Dexter Branch | 710 US 60 Business Highway West | Dexter, MO 63841 |
| Sikeston Branch | 750 South Main | Sikeston, MO 63801 |
| Hayti Branch | 805 East Washington | Hayti, MO 63851 |
| Mississippi County Branch | 501 S Main St | Charleston, MO 63834 |