First State Bank and Trust Company, Inc.

Overview / Commentary
100 West Third Street
Caruthersville, MO 63830

First State Bank and Trust Company, Inc. is headquartered in Caruthersville and is the 58th largest bank in the state of Missouri. It is also the 1,708th largest bank in the nation. It was established in 1934 and as of June of 2022, it had grown to 80 employees at 6 locations. First State Bank and Trust Company, Inc. has an A health rating.


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Health Grade Components

FDIC Certificate #14185
Year Established1934
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.86%
Return on Equity - YTD17.35%
Annual Interest Income$9.9MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$511.4MM$449.3MM
LoansQ2 2022vs Q2 2021$346.3MM$269.0MM
DepositsQ2 2022vs Q2 2021$449.5MM$385.4MM
Equity CapitalQ2 2022vs Q2 2021$49.9MM$55.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$3.2MM$3.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.4MM$1.4MM
Real Estate OwnedQ2 2022vs Q2 2021$650.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank and Trust Company, Inc. Savings Account Rates

0.07%--Statement Savings Account
0.07%--Christmas Club Account
0.05%--Health Savings Account

First State Bank and Trust Company, Inc. Money Market Rates

0.25%*$25k*-Money Market Demand Account
OTHER TIERS: 0.13% Up to $25k

First State Bank and Trust Company, Inc. Checking Account Rates

0.10%--Veteran Checking
0.08%*$1.5k*-Platinum Interest Checking
OTHER TIERS: 0.05% Up to $1.5k
0.05%--Business Interest Checking
0.05%--Legacy Checking
0.05%--Advantage Checking

First State Bank and Trust Company, Inc. Locations
First State Bank and Trust Company, Inc.100 W 3rd StCaruthersville, MO 63830
Portageville Branch301 East Third StreetPortageville, MO 63873
Dexter Branch710 US 60 Business Highway WestDexter, MO 63841
Sikeston Branch750 South MainSikeston, MO 63801
Hayti Branch805 East WashingtonHayti, MO 63851
Matthews Branch100 W Main StreetMatthews, MO 63867
Mississippi County Branch501 S Main StCharleston, MO 63834

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