First State Bank and Trust Company

Overview / Commentary
110 West Panola Street
Carthage, TX 75633

First State Bank and Trust Company is headquartered in CARTHAGE and is the 147th largest bank in the state of Texas. It is also the 1,566th largest bank in the nation. It was established in 1902 and as of September of 2023, it had grown to 60 employees at 1 location. First State Bank and Trust Company's CD rates are 3X the national average, and it has a B health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #11559
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD9.35%
Annual Interest Income$15.5MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$578.1MM$576.8MM
LoansQ3 2023vs Q3 2022$178.7MM$165.7MM
DepositsQ3 2023vs Q3 2022$491.1MM$514.3MM
Equity CapitalQ3 2023vs Q3 2022$37.9MM$46.2MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1.8MM$1.9MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$2.1MM$2.5MM
Real Estate OwnedQ3 2023vs Q3 2022$75K$73K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First State Bank and Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank and Trust Company Savings Account Rates

0.15%$100-Savings Account

First State Bank and Trust Company Money Market Rates

0.95%*$500k*-Super Money Market
OTHER TIERS: 0.20% $2.5k - $25k | 0.55% $25k - $75k | 0.60% $75k - $150k | 0.75% $150k - $500k
0.20%$2.5k-Money Market

First State Bank and Trust Company Checking Account Rates

0.20%$2.5k-Super NOW

First State Bank and Trust Company CD Rates

2.83%$1k-12 Month CD
2.63%$1k-18 Month CD
2.63%$1k-24 Month CD
2.47%$1k-30 Month CD
2.37%$1k-36 Month CD
2.02%$2.5k-182-364 Day CD
2.02%$1k-48 Month CD
2.02%$1k-60 Month CD
0.95%$2.5k-91-181 Day CD
0.55%$2.5k-32-90 Day CD
0.40%$2.5k-7-31 Day CD

First State Bank and Trust Company IRA Rates

2.98%--24 Month Fixed IRA
2.88%--18 Month Fixed IRA
2.83%--12 Month Fixed IRA
2.63%--30 Month Fixed IRA
2.37%--36 Month Fixed IRA
2.02%--6 Month Fixed IRA
2.02%--18 Month Variable IRA
2.02%--48 Month Fixed IRA
2.02%--60 Month Fixed IRA
0.95%--3 Month Fixed IRA

First State Bank and Trust Company Locations
First State Bank and Trust Company110 W Panola StCarthage, TX 75633

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.