First State Bank and Trust Company

Overview / Commentary
110 West Panola Street
Carthage, TX 75633

First State Bank and Trust Company is headquartered in Carthage and is the 125th largest bank in the state of Texas. It is also the 1,452nd largest bank in the nation. It was established in 1902 and as of September of 2019, it had grown to 60 employees at 1 location. First State Bank and Trust Company's CD rates are 40% higher than the national average, and it has an A health rating.

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Health Grade Components

FDIC Certificate #11559
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD7.04%
Annual Interest Income$13.8MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$505.2MM$490.8MM
LoansQ3 2019vs Q3 2018$180.8MM$174.4MM
DepositsQ3 2019vs Q3 2018$357.4MM$356.8MM
Equity CapitalQ3 2019vs Q3 2018$84.1MM$75.6MM
Loan Loss AllowanceQ3 2019vs Q3 2018$1.5MM$1.3MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$2.8MM$566.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$29.00K
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Always verify rates and promotions with the bank or credit union. We are not First State Bank and Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank and Trust Company Savings Account Rates

0.20%$100-Savings Account

First State Bank and Trust Company Money Market Rates

0.30%*$150k*-Super Money Market
OTHER TIERS: 0.20% $2.5k - $25k | 0.21% $25k - $75k | 0.25% $75k - $150k
0.20%$2.5k-Money Market

First State Bank and Trust Company Checking Account Rates

0.20%$2.5k-Super NOW

First State Bank and Trust Company CD Rates

1.86%$1k-60 Month CD
1.61%$1k-48 Month CD
1.51%$1k-36 Month CD
1.46%$1k-30 Month CD
1.41%$1k-24 Month CD
1.31%$1k-18 Month CD
1.26%$1k-12 Month CD
0.90%$2.5k-182-364 Day CD
0.55%$2.5k-91-181 Day CD
0.30%$2.5k-32-90 Day CD
0.20%$2.5k-7-31 Day CD

First State Bank and Trust Company IRA Rates

1.86%--60 Month Fixed IRA
1.61%--48 Month Fixed IRA
1.51%--36 Month Fixed IRA
1.46%--30 Month Fixed IRA
1.41%--24 Month Fixed IRA
1.31%--18 Month Fixed IRA
1.26%--12 Month Fixed IRA
0.90%--6 Month Fixed IRA
0.90%--18 Month Variable IRA
0.55%--3 Month Fixed IRA

First State Bank and Trust Company Locations
First State Bank and Trust Company110 West Panola StreetCarthage, TX 75633

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