First State Bank and Trust

Overview / Commentary
950 North Highway 95
Bayport, MN 55003

First State Bank and Trust is headquartered in Bayport and is the 69th largest bank in the state of Minnesota. It is also the 2,436th largest bank in the nation. It was established in 1914 and as of June of 2019, it had grown to 73 employees at 7 locations. First State Bank and Trust has an A health rating.

Reviews (1)

Wonderful Bank

Posted by: RapSpyder | Nov 12, 2017

First State Bank and Trust is a wonderful bank. They are really nice and helpful to ALL their customers that walk into the branch. If there is ever an issue, they are quick to resolve it which is really nice. I have locked myself out of my account on multiple occasions and they are always so helpful and quick to help me get right back in. It's a great family like atmosphere upon walking into the branch as well. You really feel valued. You feel like you matter to them at and you aren't just another dollar sign walking in. I really like the ease of their online banking and bill pay system as well. It is easy to set up your payments and they have a helpful way to keep track of just how much you have in bill pay coming out on a monthly basis and what bills are upcoming. I would recommend this bank to family and friends.


Health Grade Components

FDIC Certificate #10159
Year Established1914
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.32%
Return on Equity - YTD14.67%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$260.3MM$238.0MM
LoansQ2 2019vs Q2 2018$182.3MM$171.8MM
DepositsQ2 2019vs Q2 2018$230.5MM$211.5MM
Equity CapitalQ2 2019vs Q2 2018$24.1MM$21.5MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.8MM$1.7MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$0$55.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0

Rates for First State Bank and Trust are currently being reviewed.


First State Bank and Trust Locations
Stillwater Branch125 New England PlaceStillwater, MN 55082
First State Bank and Trust219 2nd Street SouthHudson, WI 54016
Oak Park Heights Branch5891 Neal Avenue NorthOak Park Heights, MN 55082
First State Bank and Trust950 North Highway 95Bayport, MN 55003
Woodland Hill Branch441 Stageline RoadHudson, WI 54016

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.