Overview / Commentary
First State Bank (AR) is headquartered in Russellville and is the 37th largest bank in the state of Arkansas. It is also the 2,385th largest bank in the nation. It was established in 1934 and as of December of 2018, it had grown to 53 employees at 5 locations. First State Bank (AR)'s money market rates are 48% higher than the national average, and it boasts an A+ health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 13632 |
| Year Established | 1934 |
| Employees | 53 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.37% |
| Return on Equity - YTD | 11.87% |
| Annual Interest Income | $11.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $267.5MM$257.2MM |
| Loans | Q4 2018vs Q4 2017 | $201.7MM$189.5MM |
| Deposits | Q4 2018vs Q4 2017 | $227.8MM$219.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $30.9MM$28.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.0MM$2.7MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $319.00K$384.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First State Bank (AR) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Statement Savings |
First State Bank (AR) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65% | $25k | - | Secure Advantage Money Market | ||
| 0.60%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.25% → Up to $10k | 0.40% → $10k - $25k | 0.50% → $25k - $50k | |||||
First State Bank (AR) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.02%* | - | $25k | Reward Checking | ||
| OTHER TIERS: 0.50% → $25k+ | |||||
| 0.25% | - | - | FirstRate Checking | ||
First State Bank (AR) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.37% | $1k | - | 60 Month CD | |
| 2.32% | $1k | - | 48 Month CD | |
| 2.27% | $1k | - | 24 Month CD | |
| 2.27% | $1k | - | 36 Month CD | |
| 1.75% | $1k | - | 9 Month CD | |
| 1.00% | $1k | - | 12 Month CD | |
| 0.75% | $1k | - | 6 Month CD | |
| 0.60% | $1k | - | 3 Month CD |
First State Bank (AR) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.32% | $1k | - | 48 Month IRA | |
| 2.27% | $1k | - | 24 Month IRA | |
| 2.27% | $1k | - | 36 Month IRA | |
| 1.26% | $1k | - | 18 Month IRA | |
| 1.00% | $1k | - | 12 Month IRA | |
| 0.70% | $1k | - | 6 Month IRA |
Locations
| First State Bank (AR) Locations | ||
|---|---|---|
| University Branch | 2002 North Arkansas | Russellville, AR 72801 |
| West Main Branch | 3005 West Main | Russellville, AR 72801 |
| First State Bank | 3103 East Main Street | Russellville, AR 72802 |
| Russellville Branch | 501 West Main Street | Russellville, AR 72801 |
| Ola Branch | Fourche Avenue At Boles Street | Ola, AR 72853 |