Overview / Commentary
First State Bank (AR) is headquartered in Russellville and is the 36th largest bank in the state of Arkansas. It is also the 2,238th largest bank in the nation. It was established in 1934 and as of March of 2019, it had grown to 51 employees at 5 locations. First State Bank (AR)'s money market rates are 48% higher than the national average, and it boasts an A+ health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 13632 |
| Year Established | 1934 |
| Employees | 51 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.33% |
| Return on Equity - YTD | 11.96% |
| Annual Interest Income | $3.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $295.3MM$255.6MM |
| Loans | Q1 2019vs Q1 2018 | $207.1MM$190.3MM |
| Deposits | Q1 2019vs Q1 2018 | $255.5MM$219.4MM |
| Equity Capital | Q1 2019vs Q1 2018 | $31.8MM$29.1MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $3.1MM$2.8MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $306.00K$371.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First State Bank (AR) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Statement Savings |
First State Bank (AR) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65% | $25k | - | Secure Advantage Money Market | ||
| 0.60%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.25% → Up to $10k | 0.40% → $10k - $25k | 0.50% → $25k - $50k | |||||
First State Bank (AR) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.02%* | - | $25k | Reward Checking | ||
| OTHER TIERS: 0.50% → $25k+ | |||||
| 0.25% | - | - | FirstRate Checking | ||
First State Bank (AR) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.37% | $1k | - | 60 Month CD | |
| 2.32% | $1k | - | 48 Month CD | |
| 2.27% | $1k | - | 24 Month CD | |
| 2.27% | $1k | - | 36 Month CD | |
| 1.75% | $1k | - | 9 Month CD | |
| 1.00% | $1k | - | 12 Month CD | |
| 0.75% | $1k | - | 6 Month CD | |
| 0.60% | $1k | - | 3 Month CD |
First State Bank (AR) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.32% | $1k | - | 48 Month IRA | |
| 2.27% | $1k | - | 24 Month IRA | |
| 2.27% | $1k | - | 36 Month IRA | |
| 1.26% | $1k | - | 18 Month IRA | |
| 1.00% | $1k | - | 12 Month IRA | |
| 0.70% | $1k | - | 6 Month IRA |
Locations
| First State Bank (AR) Locations | ||
|---|---|---|
| West Main Branch | 3005 West Main | Russellville, AR 72801 |
| First State Bank | 3103 East Main Street | Russellville, AR 72802 |
| Russellville Branch | 501 West Main Street | Russellville, AR 72801 |
| Ola Branch | Fourche Avenue At Boles Street | Ola, AR 72853 |