First State Bank (AR)


Overview / Commentary
479-498-2438
3103 East Main Street
Russellville, AR 72802

First State Bank (AR) is headquartered in RUSSELLVILLE and is the 32nd largest bank in the state of Arkansas. It is also the 1,582nd largest bank in the nation. It was established in 1934 and as of March of 2025, it had grown to 61 employees at 5 locations. First State Bank (AR) has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #13632
Year Established1934
Employees61
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD12.85%
Annual Interest Income$8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$597MM$523.3MM
LoansQ1 2025vs Q1 2024$398.5MM$372.7MM
DepositsQ1 2025vs Q1 2024$526MM$461.6MM
Equity CapitalQ1 2025vs Q1 2024$59.7MM$51.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.4MM$4.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$66K$96K
Real Estate OwnedQ1 2025vs Q1 2024$88K$0
Rates

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Locations


First State Bank (AR) Locations
West Main Branch3005 West MainRussellville, AR 72801
First State Bank3103 E Main StRussellville, AR 72802
Russellville Branch501 West Main StreetRussellville, AR 72801
Ola BranchFourche Avenue At Boles StreetOla, AR 72853

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