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  2. First State Bank (Gainsville)

First State Bank (Gainsville)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.60%Reward CheckingReward Checking
1.84% - National Average
0.55%1-year CD12 Month CD
1.50% - Goldman Sachs Bank USA 12 Month CDAdvertisement
0.20%SavingsSavings
1.35% - CIT Bank Premier High Yield Savings
View all First State Bank (Gainsville) rates »

Overview / Commentary
www.f-s-b.com
940-665-1711
801 East California Street
Gainesville, TX 76240

First State Bank (Gainsville) is headquartered in Gainesville and is the 57th largest bank in the state of Texas. It is also the 723rd largest bank in the nation. It was established in 1905 and as of June of 2017, it had grown to 238 employees at 12 locations. First State Bank (Gainsville) has an A health rating.

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Health
A

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #15511
Year Established1905
Employees238
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD13.94%
Annual Interest Income$18.6MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.04B$994.2MM
LoansQ2 2017vs Q2 2016$512.1MM$501.1MM
DepositsQ2 2017vs Q2 2016$932.0MM$883.3MM
Equity CapitalQ2 2017vs Q2 2016$96.5MM$101.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$6.4MM$5.8MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$603.00K$1.5MM
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (Gainsville) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$5k*-Health Savings Account
OTHER TIERS: 0.20% → $1k - $5k
0.20%--Savings

First State Bank (Gainsville) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$25k*-VIP Money Market
OTHER TIERS: 0.30% → Up to $10k | 0.35% → $10k - $25k
0.30%--Money Market

First State Bank (Gainsville) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*-$20kReward Checking2
OTHER TIERS: 0.20% → $20k+
0.60%*-$20kReward Checking
OTHER TIERS: 0.20% → $20k+
0.15%--Interest Checking

First State Bank (Gainsville) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$1k-48 Month CD
1.10%$1k-36 Month CD
0.90%$1k-24 Month CD
0.90%$1k-30 Month CD
0.70%$1k-18 Month CD
0.55%$1k-12 Month CD
0.45%$1k-9 Month CD
0.40%$1k-6 Month CD
0.20%$1k-1 Month CD
0.20%$1k-2 Month CD
0.20%$1k-3 Month CD

First State Bank (Gainsville) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$300-24 Month IRA
0.70%$300-18 Month IRA
0.55%$300-12 Month IRA
0.40%$300-6 Month IRA
Locations

Availability