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First State Bank (Gainsville)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.50%Reward CheckingReward Checking
0.35%1-year CD12 Month CD
0.08%SavingsSavings

Overview / Commentary
940-665-1711
801 East California Street
Gainesville, TX 76240

First State Bank (Gainsville) is headquartered in Gainesville and is the 60th largest bank in the state of Texas. It is also the 740th largest bank in the nation. It was established in 1905 and as of June of 2016, it had grown to 200 employees at 14 locations. First State Bank (Gainsville) has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #15511
Year Established1905
Employees200
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD12.26%
Annual Interest Income$16.8MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$994.2MM$976.9MM
LoansQ2 2016vs Q2 2015$501.1MM$434.4MM
DepositsQ2 2016vs Q2 2015$883.3MM$868.4MM
Equity CapitalQ2 2016vs Q2 2015$101.3MM$91.2MM
Loan Loss AllowanceQ2 2016vs Q2 2015$5.8MM$5.1MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.5MM$70.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (Gainsville) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$5k*-Health Savings Account
OTHER TIERS: 0.10% $1k - $5k
0.08%--Savings

First State Bank (Gainsville) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-VIP Money Market
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k
0.10%--Money Market

First State Bank (Gainsville) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$20kReward Checking2
OTHER TIERS: 0.10% $20k+
0.50%*-$20kReward Checking
OTHER TIERS: 0.10% $20k+
0.05%--Interest Checking

First State Bank (Gainsville) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-48 Month CD
0.90%$1k-36 Month CD
0.70%$1k-30 Month CD
0.65%$1k-24 Month CD
0.50%$1k-18 Month CD
0.35%$1k-12 Month CD
0.25%$1k-9 Month CD
0.20%$1k-6 Month CD
0.10%$1k-1 Month CD
0.10%$1k-2 Month CD
0.10%$1k-3 Month CD

First State Bank (Gainsville) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$300-18 Month IRA
0.35%$300-12 Month IRA
0.20%$300-6 Month IRA
Locations

First State Bank (Gainsville) has 12 locations. Click to view all First State Bank (Gainsville) locations.