First State Bank (Gainsville)
LOCATIONS
11
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
2.02% APY
Reward Checking2
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.00% | Reward Checking | 1.74% - National Average |
| 0.25% | Savings | 0.26% - National Average |
| 1.61% | 2-year CD | 1.68% - National Average |
Overview / Commentary
First State Bank (Gainsville) is headquartered in Gainesville and is the 57th largest bank in the state of Texas. It is also the 725th largest bank in the nation. It was established in 1905 and as of December of 2018, it had grown to 258 employees at 12 locations. First State Bank (Gainsville) has a B+ health rating.
Health
B+
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15511 |
| Year Established | 1905 |
| Employees | 258 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.29% |
| Return on Equity - YTD | 15.62% |
| Annual Interest Income | $43.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.09B$1.09B |
| Loans | Q4 2018vs Q4 2017 | $606.8MM$536.3MM |
| Deposits | Q4 2018vs Q4 2017 | $959.0MM$984.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $92.6MM$94.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $6.8MM$6.5MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $3.6MM$567.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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First State Bank (Gainsville) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Savings |
First State Bank (Gainsville) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | - | $20k | Reward Checking2 | |
| 1.00% | - | $20k | Reward Checking |
First State Bank (Gainsville) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.61% | $1k | - | 24 Month CD |
