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First State Bank (Gainsville)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.60%Reward CheckingReward Checking
0.55%1-year CD12 Month CD
0.20%SavingsSavings

Overview / Commentary
940-665-1711
801 East California Street
Gainesville, TX 76240

First State Bank (Gainsville) is headquartered in Gainesville and is the 54th largest bank in the state of Texas. It is also the 690th largest bank in the nation. It was established in 1905 and as of December of 2017, it had grown to 243 employees at 12 locations. First State Bank (Gainsville) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #15511
Year Established1905
Employees243
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD14.24%
Annual Interest Income$38.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$1.09B$1.01B
LoansQ4 2017vs Q4 2016$536.3MM$524.5MM
DepositsQ4 2017vs Q4 2016$984.5MM$913.1MM
Equity CapitalQ4 2017vs Q4 2016$94.9MM$90.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$6.5MM$6.2MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$567.00K$58.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (Gainsville) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$5k*-Health Savings Account
OTHER TIERS: 0.20% $1k - $5k
0.20%--Savings

First State Bank (Gainsville) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$25k*-VIP Money Market
OTHER TIERS: 0.30% Up to $10k | 0.35% $10k - $25k
0.30%--Money Market

First State Bank (Gainsville) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*-$20kReward Checking2
OTHER TIERS: 0.20% $20k+
0.60%*-$20kReward Checking
OTHER TIERS: 0.20% $20k+
0.15%--Interest Checking

First State Bank (Gainsville) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$1k-48 Month CD
1.10%$1k-36 Month CD
0.90%$1k-24 Month CD
0.90%$1k-30 Month CD
0.70%$1k-18 Month CD
0.55%$1k-12 Month CD
0.45%$1k-9 Month CD
0.40%$1k-6 Month CD
0.20%$1k-1 Month CD
0.20%$1k-2 Month CD
0.20%$1k-3 Month CD

First State Bank (Gainsville) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$300-24 Month IRA
0.70%$300-18 Month IRA
0.55%$300-12 Month IRA
0.40%$300-6 Month IRA
Locations

Availability



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