First State Bank (Gainsville)


Overview / Commentary
940-665-1711
801 East California Street
Gainesville, TX 76240

First State Bank (Gainsville) is headquartered in Gainesville and is the 57th largest bank in the state of Texas. It is also the 717th largest bank in the nation. It was established in 1905 and as of December of 2019, it had grown to 266 employees at 11 locations. First State Bank (Gainsville) has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
FDIC Certificate #15511
Year Established1905
Employees266
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD12.28%
Annual Interest Income$46.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.15B$1.09B
LoansQ4 2019vs Q4 2018$629.8MM$606.8MM
DepositsQ4 2019vs Q4 2018$1.03B$959.0MM
Equity CapitalQ4 2019vs Q4 2018$110.6MM$92.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$7.0MM$6.8MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$5.5MM$3.6MM
Real Estate OwnedQ4 2019vs Q4 2018$369.00K$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First State Bank (Gainsville); we are a rate comparison website and cannot provide official rates or promotions.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First State Bank (Gainsville) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Savings

First State Bank (Gainsville) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%-$20kReward Checking2
0.10%-$20kReward Checking

First State Bank (Gainsville) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-24 Month CD
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.