First State Bank (Gainsville)

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.60%	Reward Checking	Reward Checking 1.93% - National Average
0.55%	1-year CD	12 Month CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.20%	Savings	Savings 1.30% - Nationwide Bank Online Savings Account

View all First State Bank (Gainsville) rates »

Overview / Commentary

www.f-s-b.com

940-665-1711

801 East California Street
Gainesville, TX 76240

First State Bank (Gainsville) is headquartered in Gainesville and is the 54^th largest bank in the state of Texas. It is also the 690^th largest bank in the nation. It was established in 1905 and as of December of 2017, it had grown to 243 employees at 12 locations. First State Bank (Gainsville) has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	15511
Year Established	1905
Employees	243
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.27%
Return on Equity - YTD	14.24%
Annual Interest Income	$38.2MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$1.09B$1.01B
Loans	Q4 2017vs Q4 2016	$536.3MM$524.5MM
Deposits	Q4 2017vs Q4 2016	$984.5MM$913.1MM
Equity Capital	Q4 2017vs Q4 2016	$94.9MM$90.9MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$6.5MM$6.2MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$567.00K$58.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First State Bank (Gainsville); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (Gainsville) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^*	$5k^*	-	Health Savings Account
OTHER TIERS: 0.20% → $1k - $5k
0.20%	-	-	Savings

First State Bank (Gainsville) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$25k^*	-	VIP Money Market
OTHER TIERS: 0.30% → Up to $10k \| 0.35% → $10k - $25k
0.30%	-	-	Money Market

First State Bank (Gainsville) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%^*	-	$20k	Reward Checking2
OTHER TIERS: 0.20% → $20k+
0.60%^*	-	$20k	Reward Checking
OTHER TIERS: 0.20% → $20k+
0.15%	-	-	Interest Checking

First State Bank (Gainsville) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.20%	$1k	-	48 Month CD
1.10%	$1k	-	36 Month CD
0.90%	$1k	-	24 Month CD
0.90%	$1k	-	30 Month CD
0.70%	$1k	-	18 Month CD
0.55%	$1k	-	12 Month CD
0.45%	$1k	-	9 Month CD
0.40%	$1k	-	6 Month CD
0.20%	$1k	-	1 Month CD
0.20%	$1k	-	2 Month CD
0.20%	$1k	-	3 Month CD

First State Bank (Gainsville) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.90%	$300	-	24 Month IRA
0.70%	$300	-	18 Month IRA
0.55%	$300	-	12 Month IRA
0.40%	$300	-	6 Month IRA

Locations

Availability

Dallas Area

Dallas Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.