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First State Bank (Gainsville)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.firststate.bank
940-665-1711
801 East California Street
Gainesville, TX 76240

First State Bank (Gainsville) is headquartered in GAINESVILLE and is the 63rd largest bank in the state of Texas. It is also the 661st largest bank in the nation. It was established in 1905 and as of March of 2025, it had grown to 277 employees at 14 locations. First State Bank (Gainsville) has a B+ health rating.

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #15511
Year Established1905
Employees277
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD8.07%
Annual Interest Income$20MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.77B$1.78B
LoansQ1 2025vs Q1 2024$917.5MM$872.2MM
DepositsQ1 2025vs Q1 2024$1.65B$1.58B
Equity CapitalQ1 2025vs Q1 2024$114.1MM$90.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$12MM$13MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$7.3MM$4.6MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Sorry, we do not have rate data for First State Bank (Gainsville).

Locations

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Dallas Area

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