Overview / Commentary
First State Bank (Gainsville) is headquartered in Gainesville and is the 57th largest bank in the state of Texas. It is also the 709th largest bank in the nation. It was established in 1905 and as of September of 2019, it had grown to 269 employees at 11 locations. First State Bank (Gainsville) has an A health rating.
Health
A
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15511 |
| Year Established | 1905 |
| Employees | 269 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.15% |
| Return on Equity - YTD | 12.61% |
| Annual Interest Income | $34.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $1.14B$1.09B |
| Loans | Q3 2019vs Q3 2018 | $646.3MM$606.1MM |
| Deposits | Q3 2019vs Q3 2018 | $1.02B$984.0MM |
| Equity Capital | Q3 2019vs Q3 2018 | $109.5MM$87.6MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $7.0MM$6.5MM |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $1.4MM$1.6MM |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First State Bank (Gainsville) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Savings |
First State Bank (Gainsville) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.11%* | - | $20k | Reward Checking2 | ||
| OTHER TIERS: 0.20% → $20k+ | |||||
| 1.00% | - | $20k | Reward Checking | ||
First State Bank (Gainsville) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.11% | $1k | - | 24 Month CD |
