Featured Savings Rates
Featured Accounts

First State Bank (Gainsville)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.60%Reward CheckingReward Checking
0.55%1-year CD12 Month CD
0.20%SavingsSavings

Overview / Commentary
940-665-1711
801 East California Street
Gainesville, TX 76240

First State Bank (Gainsville) is headquartered in Gainesville and is the 56th largest bank in the state of Texas. It is also the 720th largest bank in the nation. It was established in 1905 and as of March of 2017, it had grown to 207 employees at 14 locations. First State Bank (Gainsville) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #15511
Year Established1905
Employees207
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.47%
Return on Equity - YTD16.54%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$1.04B$1.00B
LoansQ1 2017vs Q1 2016$509.5MM$467.3MM
DepositsQ1 2017vs Q1 2016$937.6MM$899.7MM
Equity CapitalQ1 2017vs Q1 2016$92.2MM$97.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$6.3MM$5.6MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$538.00K$1.6MM
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (Gainsville) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$5k*-Health Savings Account
OTHER TIERS: 0.20% $1k - $5k
0.20%--Savings

First State Bank (Gainsville) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$25k*-VIP Money Market
OTHER TIERS: 0.30% Up to $10k | 0.35% $10k - $25k
0.30%--Money Market

First State Bank (Gainsville) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*-$20kReward Checking2
OTHER TIERS: 0.20% $20k+
0.60%*-$20kReward Checking
OTHER TIERS: 0.20% $20k+
0.15%--Interest Checking

First State Bank (Gainsville) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$1k-48 Month CD
1.10%$1k-36 Month CD
0.90%$1k-24 Month CD
0.90%$1k-30 Month CD
0.70%$1k-18 Month CD
0.55%$1k-12 Month CD
0.45%$1k-9 Month CD
0.40%$1k-6 Month CD
0.20%$1k-1 Month CD
0.20%$1k-2 Month CD
0.20%$1k-3 Month CD

First State Bank (Gainsville) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$300-24 Month IRA
0.70%$300-18 Month IRA
0.55%$300-12 Month IRA
0.40%$300-6 Month IRA
Locations

First State Bank (Gainsville) has 12 locations. Click to view all First State Bank (Gainsville) locations.