First State Bank (Gainsville)

Overview / Commentary
801 East California Street
Gainesville, TX 76240

First State Bank (Gainsville) is headquartered in Gainesville and is the 62nd largest bank in the state of Texas. It is also the 717th largest bank in the nation. It was established in 1905 and as of September of 2020, it had grown to 284 employees at 12 locations. First State Bank (Gainsville) has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #15511
Year Established1905
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD13.34%
Annual Interest Income$33.3MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$1.31B$1.14B
LoansQ3 2020vs Q3 2019$720.7MM$646.3MM
DepositsQ3 2020vs Q3 2019$1.17B$1.02B
Equity CapitalQ3 2020vs Q3 2019$129.9MM$109.5MM
Loan Loss AllowanceQ3 2020vs Q3 2019$8.8MM$7.0MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$5.2MM$1.4MM
Real Estate OwnedQ3 2020vs Q3 2019$171.00K$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First State Bank (Gainsville); we are a rate comparison website and cannot provide official rates or promotions.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First State Bank (Gainsville) Savings Account Rates


First State Bank (Gainsville) Checking Account Rates

0.10%-$20kReward Checking


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.