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First State Bank Nebraska


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.1fsb.bank
402-858-1771
2701 Grainger Parkway
Lincoln, NE 68516

First State Bank Nebraska is headquartered in LINCOLN and is the 19th largest bank in the state of Nebraska. It is also the 970th largest bank in the nation. It was established in 1912 and as of March of 2025, it had grown to 116 employees at 18 locations. First State Bank Nebraska's CD rates are 5X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #13868
Year Established1912
Employees116
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD13.38%
Annual Interest Income$13.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.07B$992.2MM
LoansQ1 2025vs Q1 2024$800MM$729.6MM
DepositsQ1 2025vs Q1 2024$904MM$820.1MM
Equity CapitalQ1 2025vs Q1 2024$101.6MM$94.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.8MM$7.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$210K$173K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank Nebraska Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$100-First Rate Savings - Online
1.25%*$5k*-HSA Accounts
OTHER TIERS: 0.25% → $0 - $1k | 0.50% → $1k - $5k
0.20%*$75k*-Savings
OTHER TIERS: 0.15% → $0 - $75k
0.20%*$75k*-Business Savings
OTHER TIERS: 0.15% → $0 - $75k

First State Bank Nebraska Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$250k*-Money Market
OTHER TIERS: 0.10% → $0 - $50k | 0.25% → $50k - $100k | 1.00% → $100k - $250k
1.50%*$250k*-Business Money Market
OTHER TIERS: 0.10% → $0 - $50k | 0.25% → $50k - $100k | 1.00% → $100k - $250k

First State Bank Nebraska Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.50%*$30k*$60kFirst Rate Checking - Level 2
OTHER TIERS: 0.10% → $60k+ | 4.00% → $0 - $30k
4.00%*$0$30kFirst Rate Checking
OTHER TIERS: 0.10% → $30k+
0.75%*$100k*-Good Timers
OTHER TIERS: 0.05% → $0 - $50k | 0.10% → $50k - $100k
0.50%*$2k*-Business Preferred Checking
OTHER TIERS: 0.01% → $0 - $2k

First State Bank Nebraska CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$500-Business 6 Month CD
4.20%$500-6 Month CD Special
4.10%$500-Business 12 Month CD
4.10%$500-12 Month CD Special
3.00%$500-Business 24 Month CD
3.00%$500-24 Month CD Special
2.50%*$5k*-36 Month CD
OTHER TIERS: 0.10% → $500 - $5k
2.50%*$5k*-48 Month CD
OTHER TIERS: 0.25% → $500 - $5k
2.50%*$5k*-60 Month CD
OTHER TIERS: 0.25% → $500 - $5k
2.50%*$5k*-Business 36 Month CD
OTHER TIERS: 0.10% → $500 - $5k
2.50%*$5k*-Business 48 Month CD
OTHER TIERS: 0.25% → $500 - $5k
2.50%*$5k*-Business 60 Month CD
OTHER TIERS: 0.25% → $500 - $5k
1.25%*$5k*-30 Month CD
OTHER TIERS: 0.10% → $500 - $5k
1.25%*$5k*-Business 30 Month CD
OTHER TIERS: 0.10% → $500 - $5k
1.15%*$5k*-18 Month CD
OTHER TIERS: 0.05% → $500 - $5k
1.15%*$5k*-Business 18 Month CD
OTHER TIERS: 0.05% → $500 - $5k
0.50%*$5k*-3 Month CD
OTHER TIERS: 0.05% → $500 - $5k
0.50%*$5k*-Business 3 Month CD
OTHER TIERS: 0.05% → $500 - $5k
0.05%$50k-1 Month CD
0.05%$50k-2 Month CD
0.05%$50k-Business 1 Month CD
0.05%$50k-Business 2 Month CD

First State Bank Nebraska IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$0-Variable Rate IRA
Locations

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