First State Bank of Beecher City

Overview / Commentary

www.fsbbc.com

618-487-5161

101 South Charles Street
Beecher City, IL 62414

First State Bank of Beecher City is headquartered in Beecher City and is the 334^th largest bank in the state of Illinois. It is also the 4,498^th largest bank in the nation. It was established in 1910 and as of March of 2019, it had grown to 15 employees at 1 location. First State Bank of Beecher City's savings rates are 3X the national average, and it has a B+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q1 2019

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First State Bank of Beecher City has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	10871
Year Established	1910
Employees	15
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.1%
Return on Equity - YTD	11.93%
Annual Interest Income	$961.00K

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$74.7MM$71.7MM
Loans	Q1 2019vs Q1 2018	$55.6MM$57.5MM
Deposits	Q1 2019vs Q1 2018	$61.6MM$59.4MM
Equity Capital	Q1 2019vs Q1 2018	$12.9MM$12.1MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$1.2MM$1.2MM
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$1.2MM$914.00K
Real Estate Owned	Q1 2019vs Q1 2018	$0$0

Rates

Skip to rates for:

Savings
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First State Bank of Beecher City; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank of Beecher City Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$100	-	IRA Savings
1.36%^*	$40k^*	-	Passbook Savings
OTHER TIERS: 0.50% → Up to $10k \| 0.80% → $10k - $40k
1.00%	$10	$3k	Christmas Club

First State Bank of Beecher City Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%^*	$300k^*	-	Super NOW Account
OTHER TIERS: 0.50% → $1k - $10k \| 0.80% → $10k - $50k \| 1.31% → $50k - $300k
0.60%	$500	-	NOW Account

First State Bank of Beecher City CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.74%	$500	-	60 Month CD
2.63%	$500	-	48 Month CD
2.53%	$500	-	36 Month CD
2.38%	$500	-	30 Month CD
2.28%	$500	-	24 Month CD
2.12%	$500	-	18 Month CD
2.02%	$500	-	12 Month CD
1.00%	$2.5k	-	182 Day CD
0.50%	$2.5k	-	91 Day CD

Locations

First State Bank of Beecher City Locations
First State Bank Of Beecher City	101 South Charles Street	Beecher City, IL 62414

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.