First State Bank of Beecher City

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.70%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.70%	Savings	Passbook Savings 1.15% - CIT Bank Spring Savings
1.51%	4-year CD	48 Month CD 1.50% - Ally Bank Raise Your Rate 4-Year CD

View all First State Bank of Beecher City rates »

Overview / Commentary

www.fsbbc.com

618-487-5161

101 South Charles Street
Beecher City, IL 62414

First State Bank of Beecher City is headquartered in Beecher City and is the 366^th largest bank in the state of Illinois. It is also the 4,879^th largest bank in the nation. It was established in 1910 and as of March of 2017, it had grown to 16 employees at 1 location. First State Bank of Beecher City's savings rates are 35% higher than the national average, and it has a B health rating.

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Health

B

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First State Bank of Beecher City has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	10871
Year Established	1910
Employees	16
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.56%
Return on Equity - YTD	9.77%
Annual Interest Income	$800.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$71.7MM$70.5MM
Loans	Q1 2017vs Q1 2016	$55.7MM$53.4MM
Deposits	Q1 2017vs Q1 2016	$60.3MM$59.5MM
Equity Capital	Q1 2017vs Q1 2016	$11.3MM$10.9MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.1MM$962.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$1.4MM$1.2MM
Real Estate Owned	Q1 2017vs Q1 2016	$30.00K$60.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank of Beecher City Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%	$100	-	IRA Savings
1.00%	-	$3k	Christmas Club
0.70%^*	$40k^*	-	Passbook Savings
OTHER TIERS: 0.25% → Up to $10k \| 0.40% → $10k - $40k

First State Bank of Beecher City Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%^*	$300k^*	-	Super NOW Account
OTHER TIERS: 0.25% → $1k - $10k \| 0.40% → $10k - $50k \| 0.65% → $50k - $300k
0.35%	$500	-	NOW Account

First State Bank of Beecher City CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$500	-	48 Month CD
1.26%	$500	-	36 Month CD
1.11%	$500	-	30 Month CD
1.01%	$500	-	24 Month CD
0.80%	$500	-	18 Month CD
0.70%	$500	-	12 Month CD
0.50%	$2,500	-	182 Day CD
0.25%	$2,500	-	91 Day CD

Locations

First State Bank of Beecher City Locations
First State Bank Of Beecher City	101 South Charles Street	Beecher City, IL 62414