Featured Savings Rates
Featured Accounts

First State Bank of Beecher City

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.65%SavingsPassbook Savings
0.60%1-year CD12 Month CD
1.41%4-year CD48 Month CD

Overview / Commentary
618-487-5161
101 South Charles Street
Beecher City, IL 62414

First State Bank of Beecher City is headquartered in Beecher City and is the 376th largest bank in the state of Illinois. It is also the 5,036th largest bank in the nation. It was established in 1910 and as of June of 2016, it had grown to 15 employees at 1 location. First State Bank of Beecher City's savings rates are 25% higher than the national average, and it has a C+ health rating.

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First State Bank of Beecher City has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #10871
Year Established1910
Employees15
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.47%
Return on Equity - YTD15.59%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$69.2MM$69.4MM
LoansQ2 2016vs Q2 2015$55.1MM$51.9MM
DepositsQ2 2016vs Q2 2015$57.9MM$58.9MM
Equity CapitalQ2 2016vs Q2 2015$11.2MM$10.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$959.00K$930.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.0MM$986.00K
Real Estate OwnedQ2 2016vs Q2 2015$60.00K$74.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank of Beecher City Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$100-IRA Savings
1.00%-$3kChristmas Club
0.65%*$40k*-Passbook Savings
OTHER TIERS: 0.25% Up to $10k | 0.35% $10k - $40k

First State Bank of Beecher City Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$300k*-Super NOW Account
OTHER TIERS: 0.25% $1k - $10k | 0.35% $10k - $50k | 0.55% $50k - $300k
0.35%$500-NOW Account

First State Bank of Beecher City CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%$500-48 Month CD
1.11%$500-36 Month CD
0.90%$500-30 Month CD
0.80%$500-24 Month CD
0.70%$500-18 Month CD
0.60%$500-12 Month CD
0.40%$2,500-182 Day CD
0.25%$2,500-91 Day CD
Locations


First State Bank of Beecher City Locations
First State Bank Of Beecher City101 South Charles StreetBeecher City, IL 62414