First State Bank of Beecher City

Overview / Commentary
101 South Charles Street
Beecher City, IL 62414

First State Bank of Beecher City is headquartered in Beecher City and is the 294th largest bank in the state of Illinois. It is also the 4,004th largest bank in the nation. It was established in 1910 and as of June of 2022, it had grown to 15 employees at 1 location. First State Bank of Beecher City's savings rates are 3X the national average, and it has a B+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First State Bank of Beecher City has a relatively low asset base.

Health Grade Components

FDIC Certificate #10871
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD9.51%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$98.4MM$91.1MM
LoansQ2 2022vs Q2 2021$57.2MM$59.0MM
DepositsQ2 2022vs Q2 2021$86.1MM$79.2MM
Equity CapitalQ2 2022vs Q2 2021$12.1MM$11.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.2MM$1.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.6MM$1.5MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank of Beecher City Savings Account Rates

1.51%$100-IRA Savings
1.51%*$40k*-Passbook Savings
OTHER TIERS: 0.50% Up to $10k | 0.90% $10k - $40k
0.00%$10$3kChristmas Club

First State Bank of Beecher City Checking Account Rates

2.02%*$300k*-Super NOW Account
OTHER TIERS: 0.60% $1k - $10k | 0.90% $10k - $50k | 1.51% $50k - $300k
0.60%$500-NOW Account

First State Bank of Beecher City CD Rates

2.79%$500-48 Month CD
2.79%$500-60 Month CD
2.63%$500-36 Month CD
2.53%$500-24 Month CD
2.53%$500-30 Month CD
2.38%$500-18 Month CD
2.28%$500-12 Month CD
1.75%$2.5k-182 Day CD
1.25%$2.5k-91 Day CD

First State Bank of Beecher City Locations
First State Bank Of Beecher City101 S Charles StBeecher City, IL 62414

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