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First State Bank of Fountain


Overview / Commentary
www.fsbfountain.com
888-801-7664
101 Main Street
Fountain, MN 55935-0083

First State Bank of Fountain is headquartered in Fountain and is the 242nd largest bank in the state of Minnesota. It is also the 4,581st largest bank in the nation. It was established in 1901 and as of June of 2022, it had grown to 5 employees at 1 location. First State Bank of Fountain's money market rates are 14% higher than the national average, and it has a B health rating.

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Health
B

Data as of Q2 2022

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First State Bank of Fountain has a low asset base.

Health Grade Components

Overall
FDIC Certificate #9349
Year Established1901
Employees5
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD3.95%
Annual Interest Income$484.00K
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$42.1MM$41.2MM
LoansQ2 2022vs Q2 2021$12.4MM$14.3MM
DepositsQ2 2022vs Q2 2021$40.2MM$37.5MM
Equity CapitalQ2 2022vs Q2 2021$1.9MM$3.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$183.00K$183.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$0$0
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank of Fountain Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.28%--Holiday Savings
0.22%--Traditional Savings
0.22%--Next Generation Savings

First State Bank of Fountain Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Heritage Money Market Savings
OTHER TIERS: 0.22% → Up to $2.5k | 0.28% → $2.5k - $10k | 0.32% → $10k - $25k | 0.40% → $25k - $50k

First State Bank of Fountain Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Heritage Plus Checking
0.25%*$1.5k*-Generation 55 Checking
OTHER TIERS: 0.20% → $500 - $1.5k
0.25%*$2.5k*-Heritage Business Checking
OTHER TIERS: 0.20% → Up to $2.5k
0.20%--Heritage Interest Checking

First State Bank of Fountain CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.34%$300-60 Month CD
1.19%$300-48 Month CD
1.14%$300-36 Month CD
1.04%$300-24 Month CD
1.04%$300-30 Month CD
0.99%$300-12 Month CD
0.99%$300-18 Month CD
0.74%$300-6 Month CD
0.64%--21 Month Certificate Renewal
0.62%$300-3 Month CD
0.59%--15 Month Certificate Renewal
Locations


First State Bank of Fountain Locations
First State Bank Of Fountain101 Main StFountain, MN 55935

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