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First State Bank of Fountain

Overview / Commentary
101 Main Street
Fountain, MN 55935

First State Bank of Fountain is headquartered in Fountain and is the 256th largest bank in the state of Minnesota. It is also the 5,155th largest bank in the nation. It was established in 1901 and as of March of 2019, it had grown to 6 employees at 1 location. First State Bank of Fountain's CD rates are 29% higher than the national average, and it has a B health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First State Bank of Fountain has a low asset base.

Health Grade Components

FDIC Certificate #9349
Year Established1901
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.1%
Return on Equity - YTD-0.96%
Annual Interest Income$257.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$33.0MM$34.2MM
LoansQ1 2019vs Q1 2018$16.5MM$16.5MM
DepositsQ1 2019vs Q1 2018$27.8MM$29.5MM
Equity CapitalQ1 2019vs Q1 2018$3.4MM$3.2MM
Loan Loss AllowanceQ1 2019vs Q1 2018$183.00K$182.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$128.00K$64.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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Always verify rates and promotions with the bank or credit union. We are not First State Bank of Fountain; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank of Fountain Savings Account Rates

0.30%--Holiday Savings
0.25%--Traditional Savings
0.25%--Next Generation Savings

First State Bank of Fountain Money Market Rates

0.36%*$50k*-Heritage Money Market Savings
OTHER TIERS: 0.25% Up to $2.5k | 0.27% $2.5k - $10k | 0.30% $10k - $25k | 0.33% $25k - $50k

First State Bank of Fountain Checking Account Rates

0.24%--Heritage Plus Checking
0.24%*$1.5k*-Generation 55 Checking
OTHER TIERS: 0.22% $500 - $1.5k
0.24%*$2.5k*-Heritage Business Checking
OTHER TIERS: 0.22% Up to $2.5k
0.22%--Heritage Interest Checking

First State Bank of Fountain CD Rates

1.96%$300-60 Month CD
1.71%$300-48 Month CD
1.51%$300-36 Month CD
1.26%$300-24 Month CD
1.26%$300-30 Month CD
1.26%--21 Month Certificate Renewal
1.16%$300-12 Month CD
1.16%$300-18 Month CD
1.16%--15 Month Certificate Renewal
0.90%$300-6 Month CD
0.85%$300-3 Month CD

First State Bank of Fountain Locations
First State Bank Of Fountain101 Main StreetFountain, MN 55935

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