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First State Bank of Fountain


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fsbfountain.com
888-801-7664
101 Main Street
Fountain, MN 55935-0083

First State Bank of Fountain is headquartered in FOUNTAIN and is the 228th largest bank in the state of Minnesota. It is also the 4,354th largest bank in the nation. It was established in 1901 and as of December of 2024, it had grown to 5 employees at 1 location. First State Bank of Fountain's money market rates are 70% higher than the national average, and it has a C+ health rating.

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Health
C+

Data as of Q4 2024

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First State Bank of Fountain has a low asset base.

Health Grade Components

Overall
FDIC Certificate #9349
Year Established1901
Employees5
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.16%
Return on Equity - YTD-3.47%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$37.9MM$38.3MM
LoansQ4 2024vs Q4 2023$11.9MM$12.2MM
DepositsQ4 2024vs Q4 2023$36.1MM$36.3MM
Equity CapitalQ4 2024vs Q4 2023$1.7MM$1.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$175K$175K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$0$0
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not First State Bank of Fountain; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank of Fountain Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-Holiday Savings
0.35%$0-Traditional Savings
0.35%$0-Next Generation Savings

First State Bank of Fountain Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$50k*-Heritage Money Market Savings
OTHER TIERS: 0.35% → $0 - $2.5k | 0.45% → $2.5k - $10k | 0.55% → $10k - $25k | 0.65% → $25k - $50k

First State Bank of Fountain Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-Heritage Plus Checking
0.25%*$1.5k*-Generation 55 Checking
OTHER TIERS: 0.20% → $500 - $1.5k
0.25%*$2.5k*-Heritage Business Checking
OTHER TIERS: 0.20% → $0 - $2.5k
0.20%$0-Heritage Interest Checking

First State Bank of Fountain CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.35%$300-60 Month Certificate
2.10%$300-48 Month Certificate
1.85%$300-36 Month Certificate
1.60%$300-24 Month Certificate
1.60%$300-30 Month Certificate
1.40%$300-12 Month Certificate
1.40%$300-18 Month Certificate
1.00%$300-6 Month Certificate
0.90%$300-3 Month Certificate
0.64%$0-21 Month Certificate Renewal
0.59%$0-15 Month Certificate Renewal
Locations


First State Bank of Fountain Locations
First State Bank Of Fountain101 Main StFountain, MN 55935

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