Overview / Commentary
First State Bank of Golva is headquartered in Golva and is the 51st largest bank in the state of North Dakota. It is also the 4,401st largest bank in the nation. It was established in 1914 and as of June of 2019, it had grown to 10 employees at 3 locations. First State Bank of Golva's CD rates are 94% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First State Bank of Golva has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 10243 |
| Year Established | 1914 |
| Employees | 10 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.2% |
| Return on Equity - YTD | 21.43% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $78.1MM$79.4MM |
| Loans | Q2 2019vs Q2 2018 | $37.3MM$39.6MM |
| Deposits | Q2 2019vs Q2 2018 | $69.8MM$71.9MM |
| Equity Capital | Q2 2019vs Q2 2018 | $8.2MM$7.3MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $588.00K$433.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $0$0 |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First State Bank of Golva Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $10k* | - | Passbook Savings | ||
| OTHER TIERS: 0.15% → Up to $10k | |||||
First State Bank of Golva Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $25k* | - | Money Market | ||
| OTHER TIERS: 0.20% → Up to $10k | 0.30% → $10k - $25k | |||||
First State Bank of Golva Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $25k* | - | Interest Bearing Checking | ||
| OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $25k | |||||
First State Bank of Golva CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $1k | - | 60 Month CD | |
| 2.10% | $1k | - | 36 Month CD | |
| 2.00% | $1k | - | 24 Month CD | |
| 1.75% | $1k | - | 12 Month CD | |
| 1.50% | $1k | - | 6 Month CD | |
| 1.25% | $1k | - | 3 Month CD |
Locations
| First State Bank of Golva Locations | ||
|---|---|---|
| Beach Branch | 123 1st Avenue, Se | Beach, ND 58621 |
| Medora Branch | 365 3rd Avenue | Medora, ND 58645 |
| First State Bank Of Golva | 410 Terrell Ave | Golva, ND 58632 |