Overview / Commentary
First State Bank of Golva is headquartered in Golva and is the 50th largest bank in the state of North Dakota. It is also the 4,462nd largest bank in the nation. It was established in 1914 and as of December of 2018, it had grown to 10 employees at 3 locations. First State Bank of Golva's CD rates are 94% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First State Bank of Golva has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 10243 |
| Year Established | 1914 |
| Employees | 10 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.06% |
| Return on Equity - YTD | 21.19% |
| Annual Interest Income | $3.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $78.5MM$79.1MM |
| Loans | Q4 2018vs Q4 2017 | $36.6MM$36.6MM |
| Deposits | Q4 2018vs Q4 2017 | $70.7MM$70.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $7.8MM$8.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $587.00K$433.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $41.00K$0 |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First State Bank of Golva Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $10k* | - | Passbook Savings | ||
| OTHER TIERS: 0.20% → Up to $10k | |||||
First State Bank of Golva Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $25k* | - | Money Market | ||
| OTHER TIERS: 0.30% → Up to $10k | 0.40% → $10k - $25k | |||||
First State Bank of Golva Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $25k* | - | Interest Bearing Checking | ||
| OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $25k | |||||
First State Bank of Golva CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $1k | - | 60 Month CD | |
| 2.10% | $1k | - | 36 Month CD | |
| 2.00% | $1k | - | 24 Month CD | |
| 1.75% | $1k | - | 12 Month CD | |
| 1.50% | $1k | - | 6 Month CD | |
| 1.25% | $1k | - | 3 Month CD |
Locations
| First State Bank of Golva Locations | ||
|---|---|---|
| Beach Branch | 123 1st Avenue, Se | Beach, ND 58621 |
| Medora Branch | 365 3rd Avenue | Medora, ND 58645 |
| First State Bank Of Golva | 410 Terrell Ave | Golva, ND 58632 |