First State Bank of Harvey

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

firstharvey.com

701-324-2285

700 Lincoln Avenue
Harvey, ND 58341

First State Bank of Harvey is headquartered in HARVEY and is the 49^th largest bank in the state of North Dakota. It is also the 3,841^st largest bank in the nation. It was established in 1913 and as of March of 2025, it had grown to 13 employees at 2 locations. First State Bank of Harvey's CD rates are 4X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First State Bank of Harvey has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	8383
Year Established	1913
Employees	13
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.82%
Return on Equity - YTD	12.69%
Annual Interest Income	$868K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$95.5MM$91MM
Loans	Q1 2025vs Q1 2024	$27.7MM$28MM
Deposits	Q1 2025vs Q1 2024	$88.5MM$84.8MM
Equity Capital	Q1 2025vs Q1 2024	$6.2MM$5.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$398K$442K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$239K$196K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank of Harvey Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%	$0	-	Regular Savings Account

First State Bank of Harvey Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.45% → $2.5k - $10k \| 0.55% → $10k - $25k

First State Bank of Harvey Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$2.5k	-	Super NOW Account
0.18%	$800	-	NOW Account

First State Bank of Harvey CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.14%	$1k	-	6 Month CD
3.96%	$1k	-	3 Month CD
3.49%	$1k	-	12 Month CD
3.14%	$1k	-	30 Month CD
3.10%	$1k	-	24 Month CD
3.09%	$1k	-	18 Month CD
3.09%	$1k	-	60 Month CD

First State Bank of Harvey IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.14%	$1k	-	30 Month IRA
3.09%	$1k	-	18 Month IRA

Locations

First State Bank of Harvey Locations
Anamoose Branch	604 Main Street	Anamoose, ND 58710
First State Bank Of Harvey	700 Lincoln Ave	Harvey, ND 58341

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