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First State Bank (IN)


Overview / Commentary
www.bfirst.bank
574-825-2166
111 South Main Street
Middlebury, IN 46540

First State Bank (IN) is headquartered in Middlebury and is the 23rd largest bank in the state of Indiana. It is also the 1,251st largest bank in the nation. It was established in 1910 and as of June of 2020, it had grown to 112 employees at 7 locations. First State Bank (IN) has an A health rating.

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10K Limit...

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there is a 10k limit on the 5%

1


Health
A

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #8745
Year Established1910
Employees112
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.47%
Return on Equity - YTD12.74%
Annual Interest Income$13.7MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$674.6MM$586.6MM
LoansQ2 2020vs Q2 2019$509.3MM$441.9MM
DepositsQ2 2020vs Q2 2019$516.6MM$469.3MM
Equity CapitalQ2 2020vs Q2 2019$76.2MM$66.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$6.1MM$5.9MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$8.3MM$7.5MM
Real Estate OwnedQ2 2020vs Q2 2019$728.00K$728.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (IN) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*-$10kMain Street Rewards - 45 or more Debits
OTHER TIERS: 0.25% → $10k+
1.26%*-$10kMain Street Rewards - 25 to 44 Debits
OTHER TIERS: 0.25% → $10k+
0.50%*-$10kMain Street Rewards - 15 to 24 Debits
OTHER TIERS: 0.25% → $10k+
0.25%--Main Street Rewards - 0 to 14 Debits
Locations


First State Bank (IN) Locations
First State Bank Of Middlebury111 South Main StreetMiddlebury, IN 46540
Cobblestone Crossing Branch1515 Cobblestone BoulevlardElkhart, IN 46516
Greencroft Branch1820 Greencroft BoulevardGoshen, IN 46526
Riverwalk Branch200 Nibco ParkwayElkhart, IN 46516
Goshen Branch201 North Main StreetGoshen, IN 46526
Mishawaka Branch4101 Edison Lakes Parkway, Suite 140Mishawaka, IN 46545
Cleveland Road Branch17977 Cleveland RoadSouth Bend, IN 46635

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