Overview / Commentary
574-825-2166
111 South Main Street
Middlebury, IN 46540

First State Bank (IN) is headquartered in Middlebury and is the 26th largest bank in the state of Indiana. It is also the 1,324th largest bank in the nation. It was established in 1910 and as of June of 2018, it had grown to 108 employees at 7 locations. First State Bank (IN) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #8745
Year Established1910
Employees108
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.51%
Return on Equity - YTD14.43%
Annual Interest Income$11.9MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$537.9MM$520.6MM
LoansQ2 2018vs Q2 2017$399.1MM$380.7MM
DepositsQ2 2018vs Q2 2017$440.4MM$436.3MM
Equity CapitalQ2 2018vs Q2 2017$56.8MM$53.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$4.7MM$4.4MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$2.1MM$3.6MM
Real Estate OwnedQ2 2018vs Q2 2017$0$370.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (IN) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*-$10kMain Street Rewards - 45 or more Debits
OTHER TIERS: 0.25% $10k+
1.26%*-$10kMain Street Rewards - 25 to 44 Debits
OTHER TIERS: 0.25% $10k+
0.50%*-$10kMain Street Rewards - 15 to 24 Debits
OTHER TIERS: 0.25% $10k+
0.25%--Main Street Rewards - 0 to 14 Debits
Locations


First State Bank (IN) Locations
First State Bank Of Middlebury111 South Main StreetMiddlebury, IN 46540
Cobblestone Crossing Branch1515 Cobblestone BoulevlardElkhart, IN 46516
Greencroft Branch1820 Greencroft BoulevardGoshen, IN 46526
Riverwalk Branch200 Nibco ParkwayElkhart, IN 46516
Goshen Branch201 North Main StreetGoshen, IN 46526
Mishawaka Branch4101 Edison Lakes Parkway, Suite 140Mishawaka, IN 46545
Cleveland Road Branch17977 Cleveland RoadSouth Bend, IN 46635

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