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First State Bank (IN)


Overview / Commentary
www.bfirst.bank
574-825-2166
111 South Main Street
Middlebury, IN 46540

First State Bank (IN) is headquartered in Middlebury and is the 25th largest bank in the state of Indiana. It is also the 1,273rd largest bank in the nation. It was established in 1910 and as of June of 2022, it had grown to 108 employees at 6 locations. First State Bank (IN) has an A health rating.

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10K Limit...

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there is a 10k limit on the 5%

1


Health
A

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #8745
Year Established1910
Employees108
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.33%
Return on Equity - YTD13.29%
Annual Interest Income$13.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$734.1MM$709.1MM
LoansQ2 2022vs Q2 2021$493.8MM$452.7MM
DepositsQ2 2022vs Q2 2021$639.4MM$572.4MM
Equity CapitalQ2 2022vs Q2 2021$62.9MM$84.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$6.5MM$6.5MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.3MM$3.2MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First State Bank (IN); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (IN) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$10kMain Street Rewards - 45 or more Debits
OTHER TIERS: 0.13% → $10k+
1.00%*-$10kMain Street Rewards - 25 to 44 Debits
OTHER TIERS: 0.13% → $10k+
0.25%*-$10kMain Street Rewards - 15 to 24 Debits
OTHER TIERS: 0.13% → $10k+
0.01%--Main Street Rewards - 0 to 14 Debits
Locations


First State Bank (IN) Locations
First State Bank Of Middlebury111 South Main StreetMiddlebury, IN 46540
Cobblestone Crossing Branch1515 Cobblestone BoulevlardElkhart, IN 46516
Greencroft Branch1820 Greencroft BoulevardGoshen, IN 46526
Riverwalk Branch200 Nibco ParkwayElkhart, IN 46516
Goshen Branch201 North Main StreetGoshen, IN 46526
Eddy Street Commons Office Branch1015 South Bend Ave.South Bend, IN 46617

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