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111 South Main Street
Middlebury, IN 46540

First State Bank (IN) is headquartered in Middlebury and is the 28th largest bank in the state of Indiana. It is also the 1,375th largest bank in the nation. It was established in 1910 and as of March of 2017, it had grown to 102 employees at 7 locations. First State Bank (IN) has a B+ health rating.

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Health Grade Components

FDIC Certificate #8745
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD10.95%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$517.5MM$476.1MM
LoansQ1 2017vs Q1 2016$375.5MM$338.8MM
DepositsQ1 2017vs Q1 2016$436.6MM$397.7MM
Equity CapitalQ1 2017vs Q1 2016$51.0MM$48.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$4.5MM$3.9MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$5.9MM$5.4MM
Real Estate OwnedQ1 2017vs Q1 2016$0$783.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (IN) Checking Account Rates

2.53%*-$10kMain Street Rewards - 45 or more Debits
OTHER TIERS: 0.25% $10k+
1.26%*-$10kMain Street Rewards - 25 to 44 Debits
OTHER TIERS: 0.25% $10k+
0.50%*-$10kMain Street Rewards - 15 to 24 Debits
OTHER TIERS: 0.25% $10k+
0.05%--Main Street Rewards - 0 to 14 Debits

First State Bank (IN) Locations
First State Bank Of Middlebury111 South Main StreetMiddlebury, IN 46540
Cobblestone Crossing Branch1515 Cobblestone BoulevlardElkhart, IN 46516
Greencroft Branch1820 Greencroft BoulevardGoshen, IN 46526
Riverwalk Branch200 Nibco ParkwayElkhart, IN 46516
Goshen Branch201 North Main StreetGoshen, IN 46526
Mishawaka Branch4101 Edison Lakes Parkway, Suite 140Mishawaka, IN 46545
Cleveland Road Branch17977 Cleveland RoadSouth Bend, IN 46635