First State Bank (IN)

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.bfirst.bank

574-825-2166

111 South Main Street
Middlebury, IN 46540

First State Bank (IN) is headquartered in MIDDLEBURY and is the 27^th largest bank in the state of Indiana. It is also the 1,248^th largest bank in the nation. It was established in 1910 and as of March of 2025, it had grown to 107 employees at 6 locations. First State Bank (IN) has an A+ health rating.

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Health

A+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	8745
Year Established	1910
Employees	107
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.33%
Return on Equity - YTD	12.9%
Annual Interest Income	$10.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$800.5MM$773MM
Loans	Q1 2025vs Q1 2024	$614.5MM$583.1MM
Deposits	Q1 2025vs Q1 2024	$654.9MM$616MM
Equity Capital	Q1 2025vs Q1 2024	$83.7MM$74.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$7.7MM$7.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.8MM$1.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Checking

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (IN) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.33%^*	$0	$10k	Main Street Rewards - 45 or more Debits
OTHER TIERS: 0.01% → $10k+
0.75%^*	$0	$10k	Main Street Rewards - 25 to 44 Debits
OTHER TIERS: 0.01% → $10k+
0.15%^*	$0	$10k	Main Street Rewards - 15 to 24 Debits
OTHER TIERS: 0.01% → $10k+
0.10%	$0	-	Main Street Rewards - 0 to 14 Debits

Locations

First State Bank (IN) Locations
First State Bank Of Middlebury	111 South Main Street	Middlebury, IN 46540
Cobblestone Crossing Branch	1515 Cobblestone Boulevlard	Elkhart, IN 46516
Greencroft Branch	1820 Greencroft Boulevard	Goshen, IN 46526
Riverwalk Branch	200 Nibco Parkway	Elkhart, IN 46516
Goshen Branch	201 North Main Street	Goshen, IN 46526
Eddy Street Commons Office Branch	1015 South Bend Ave.	South Bend, IN 46617

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