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First State Bank (IN)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.26%Reward CheckingMain Street Rewards - 25 to 44 Debits
1.92% - National Average
0.50%Reward CheckingMain Street Rewards - 15 to 24 Debits
1.92% - National Average
0.05%Reward CheckingMain Street Rewards - 0 to 14 Debits
1.92% - National Average
View all First State Bank (IN) rates »

Overview / Commentary
www.bfirst.bank
574-825-2166
111 South Main Street
Middlebury, IN 46540

First State Bank (IN) is headquartered in Middlebury and is the 26th largest bank in the state of Indiana. It is also the 1,333rd largest bank in the nation. It was established in 1910 and as of December of 2017, it had grown to 108 employees at 7 locations. First State Bank (IN) has an A+ health rating.

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Health
A+

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #8745
Year Established1910
Employees108
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD11.51%
Annual Interest Income$22.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$537.7MM$500.4MM
LoansQ4 2017vs Q4 2016$388.4MM$365.9MM
DepositsQ4 2017vs Q4 2016$450.7MM$420.0MM
Equity CapitalQ4 2017vs Q4 2016$55.3MM$49.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$4.4MM$4.3MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$2.6MM$5.8MM
Real Estate OwnedQ4 2017vs Q4 2016$44.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (IN) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*-$10kMain Street Rewards - 25 to 44 Debits
OTHER TIERS: 0.25% → $10k+
0.50%*-$10kMain Street Rewards - 15 to 24 Debits
OTHER TIERS: 0.25% → $10k+
0.05%--Main Street Rewards - 0 to 14 Debits
Locations


First State Bank (IN) Locations
First State Bank Of Middlebury111 South Main StreetMiddlebury, IN 46540
Cobblestone Crossing Branch1515 Cobblestone BoulevlardElkhart, IN 46516
Greencroft Branch1820 Greencroft BoulevardGoshen, IN 46526
Riverwalk Branch200 Nibco ParkwayElkhart, IN 46516
Goshen Branch201 North Main StreetGoshen, IN 46526
Mishawaka Branch4101 Edison Lakes Parkway, Suite 140Mishawaka, IN 46545
Cleveland Road Branch17977 Cleveland RoadSouth Bend, IN 46635

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