First State Bank (IN)

Overview / Commentary
111 South Main Street
Middlebury, IN 46540

First State Bank (IN) is headquartered in Middlebury and is the 25th largest bank in the state of Indiana. It is also the 1,279th largest bank in the nation. It was established in 1910 and as of September of 2021, it had grown to 116 employees at 8 locations. First State Bank (IN) has an A+ health rating.

Reviews (1)

10K Limit...

Posted by: |

there is a 10k limit on the 5%


Health Grade Components

FDIC Certificate #8745
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD12.18%
Annual Interest Income$20.1MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$733.2MM$671.0MM
LoansQ3 2021vs Q3 2020$449.8MM$495.6MM
DepositsQ3 2021vs Q3 2020$594.6MM$509.3MM
Equity CapitalQ3 2021vs Q3 2020$86.1MM$78.9MM
Loan Loss AllowanceQ3 2021vs Q3 2020$6.5MM$5.9MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$3.3MM$3.7MM
Real Estate OwnedQ3 2021vs Q3 2020$0$500.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (IN) Checking Account Rates

2.02%*-$10kMain Street Rewards - 45 or more Debits
OTHER TIERS: 0.13% $10k+
1.00%*-$10kMain Street Rewards - 25 to 44 Debits
OTHER TIERS: 0.13% $10k+
0.25%*-$10kMain Street Rewards - 15 to 24 Debits
OTHER TIERS: 0.13% $10k+
0.01%--Main Street Rewards - 0 to 14 Debits

First State Bank (IN) Locations
First State Bank Of Middlebury111 South Main StreetMiddlebury, IN 46540
Cobblestone Crossing Branch1515 Cobblestone BoulevlardElkhart, IN 46516
Greencroft Branch1820 Greencroft BoulevardGoshen, IN 46526
Riverwalk Branch200 Nibco ParkwayElkhart, IN 46516
Goshen Branch201 North Main StreetGoshen, IN 46526
Mishawaka Branch4101 Edison Lakes Parkway, Suite 140Mishawaka, IN 46545
Cleveland Road Branch17977 Cleveland RoadSouth Bend, IN 46635
Eddy Street Commons Office Branch1015 South Bend Ave.South Bend, IN 46617

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