First State Bank of St. Charles, Missouri


Overview / Commentary
636-940-5555
206 North Fifth Street
St. Charles, MO 63301

First State Bank of St. Charles, Missouri is headquartered in St. Charles and is the 68th largest bank in the state of Missouri. It is also the 1,841st largest bank in the nation. It was established in 1867 and as of June of 2022, it had grown to 211 employees at 9 locations. First State Bank of St. Charles, Missouri has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #12219
Year Established1867
Employees211
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD2.42%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$463.3MM$462.9MM
LoansQ2 2022vs Q2 2021$284.5MM$288.9MM
DepositsQ2 2022vs Q2 2021$388.3MM$384.1MM
Equity CapitalQ2 2022vs Q2 2021$67.8MM$70.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$6.7MM$6.7MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.1MM$2.6MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates

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Locations


First State Bank of St. Charles, Missouri Locations
Hwy 94 Facility1501 Old Highway 94 SouthSaint Charles, MO 63303
Chesterfield Facility17050 Baxter RoadChesterfield, MO 63005
St. Charles Facility206 N 5th StSt. Charles, MO 63301
O'Fallon Facility300 Woodlawn AvenueO'Fallon, MO 63366
Lake St. Louis Facility3461 Technology DriveLake Saint Louis, MO 63367
Overland Park Facility Branch6800 College BlvdLeawood, KS 66211

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