First State Bank of St. Charles, Missouri


Overview / Commentary
636-940-5555
206 North Fifth Street
St. Charles, MO 63301

First State Bank of St. Charles, Missouri is headquartered in St. Charles and is the 74th largest bank in the state of Missouri. It is also the 1,835th largest bank in the nation. It was established in 1867 and as of June of 2021, it had grown to 234 employees at 9 locations. First State Bank of St. Charles, Missouri has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #12219
Year Established1867
Employees234
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD3.28%
Return on Equity - YTD23.15%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$462.9MM$458.5MM
LoansQ2 2021vs Q2 2020$288.9MM$374.9MM
DepositsQ2 2021vs Q2 2020$384.1MM$360.4MM
Equity CapitalQ2 2021vs Q2 2020$70.3MM$54.8MM
Loan Loss AllowanceQ2 2021vs Q2 2020$6.7MM$3.4MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$2.6MM$1.9MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates

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Locations


First State Bank of St. Charles, Missouri Locations
Hwy 94 Facility1501 Old Highway 94 SouthSaint Charles, MO 63303
Chesterfield Facility17050 Baxter RoadChesterfield, MO 63005
St. Charles Facility206 North Fifth StreetSt. Charles, MO 63301
O'Fallon Facility300 Woodlawn AvenueO'Fallon, MO 63366
Lake St. Louis Facility3461 Technology DriveLake Saint Louis, MO 63367
Overland Park Facility Branch6800 College BlvdLeawood, KS 66211

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