First State Bank of St. Charles, Missouri


Overview / Commentary
636-940-5555
206 North Fifth Street
St. Charles, MO 63301

First State Bank of St. Charles, Missouri is headquartered in St. Charles and is the 64th largest bank in the state of Missouri. It is also the 1,737th largest bank in the nation. It was established in 1867 and as of June of 2020, it had grown to 217 employees at 8 locations. First State Bank of St. Charles, Missouri has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #12219
Year Established1867
Employees217
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.97%
Return on Equity - YTD15.35%
Annual Interest Income$8.0MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$458.5MM$401.5MM
LoansQ2 2020vs Q2 2019$374.9MM$313.5MM
DepositsQ2 2020vs Q2 2019$360.4MM$287.3MM
Equity CapitalQ2 2020vs Q2 2019$54.8MM$49.7MM
Loan Loss AllowanceQ2 2020vs Q2 2019$3.4MM$2.6MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.9MM$816.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$46.00K
Rates

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Locations


First State Bank of St. Charles, Missouri Locations
Hwy 94 Facility1501 Old Highway 94 SouthSaint Charles, MO 63303
Chesterfield Facility17050 Baxter RoadChesterfield, MO 63005
St. Charles Facility206 North Fifth StreetSt. Charles, MO 63301
O'Fallon Facility300 Woodlawn AvenueO'Fallon, MO 63366
Lake St. Louis Facility3461 Technology DriveLake Saint Louis, MO 63367

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