First State Bank (OH)


Overview / Commentary
937-695-0331
19230 State Route 136
Winchester, OH 45697

First State Bank (OH) is headquartered in Winchester and is the 45th largest bank in the state of Ohio. It is also the 1,413th largest bank in the nation. It was established in 1934 and as of December of 2020, it had grown to 139 employees at 13 locations. First State Bank (OH) has an A+ health rating.

Reviews (1)

My experiences with First State Bank

I am a customer of First State Bank. When my account moved from my old bank to theirs, they explained the types of accounts they offered and how each one might benefit me. Everything was explained to me clearly. They helped me find an account that even earns more interest than my previous one. They also helped me set up internet banking so I could manage my checking account from home. Whenever I have questions, they are quick to answer, or if the teller cannot immediately help me, the teller arranges for the manager to contact me. They also verified my online accounts such as Paypal, Walmart, etc., very quickly. I am very pleased with their service and hope to bank with them for years to come.



Health
A+

Health Grade Components

Overall
FDIC Certificate #9437
Year Established1934
Employees139
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD11.04%
Annual Interest Income$20.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$602.8MM$494.3MM
LoansQ4 2020vs Q4 2019$313.4MM$328.2MM
DepositsQ4 2020vs Q4 2019$527.9MM$422.2MM
Equity CapitalQ4 2020vs Q4 2019$62.2MM$53.5MM
Loan Loss AllowanceQ4 2020vs Q4 2019$5.6MM$4.5MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$2.3MM$2.9MM
Real Estate OwnedQ4 2020vs Q4 2019$0$96.00K
Rates
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First State Bank (OH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*-$50kKasasa Saver
OTHER TIERS: 0.25% $50k+

First State Bank (OH) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%-$15kKasasa Cash
Locations

Availability



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