Featured Savings Rates
Featured Accounts
Overview / Commentary
937-695-0331
19230 State Route 136
Winchester, OH 45697

First State Bank (OH) is headquartered in Winchester and is the 50th largest bank in the state of Ohio. It is also the 1,617th largest bank in the nation. It was established in 1934 and as of December of 2016, it had grown to 110 employees at 12 locations. First State Bank (OH) has an A health rating.

Reviews (1)

My experiences with First State Bank

I am a customer of First State Bank. When my account moved from my old bank to theirs, they explained the types of accounts they offered and how each one might benefit me. Everything was explained to me clearly. They helped me find an account that even earns more interest than my previous one. They also helped me set up internet banking so I could manage my checking account from home. Whenever I have questions, they are quick to answer, or if the teller cannot immediately help me, the teller arranges for the manager to contact me. They also verified my online accounts such as Paypal, Walmart, etc., very quickly. I am very pleased with their service and hope to bank with them for years to come.



Health

Health Grade Components

Overall
FDIC Certificate #9437
Year Established1934
Employees110
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD10.31%
Annual Interest Income$14.7MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$433.1MM$369.4MM
LoansQ4 2016vs Q4 2015$281.4MM$220.6MM
DepositsQ4 2016vs Q4 2015$391.4MM$331.9MM
Equity CapitalQ4 2016vs Q4 2015$38.5MM$35.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$4.1MM$3.9MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.1MM$283.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$389.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First State Bank (OH); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (OH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$15kKasasa Saver
OTHER TIERS: 0.25% $15k+

First State Bank (OH) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$15kKasasa Cash
OTHER TIERS: 0.25% $15k+
Locations

First State Bank (OH) has 11 locations. Click to view all First State Bank (OH) locations.