First State Bank (OH) is headquartered in Winchester and is the 46th largest bank in the state of Ohio. It is also the 1,465th largest bank in the nation. It was established in 1934 and as of December of 2019, it had grown to 125 employees at 13 locations. First State Bank (OH) has an A health rating.
My experiences with First State Bank
I am a customer of First State Bank. When my account moved from my old bank to theirs, they explained the types of accounts they offered and how each one might benefit me. Everything was explained to me clearly. They helped me find an account that even earns more interest than my previous one. They also helped me set up internet banking so I could manage my checking account from home. Whenever I have questions, they are quick to answer, or if the teller cannot immediately help me, the teller arranges for the manager to contact me. They also verified my online accounts such as Paypal, Walmart, etc., very quickly. I am very pleased with their service and hope to bank with them for years to come.
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9437 |
| Year Established | 1934 |
| Employees | 125 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.11% |
| Return on Equity - YTD | 10.53% |
| Annual Interest Income | $20.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $494.3MM$462.8MM |
| Loans | Q4 2019vs Q4 2018 | $328.2MM$321.1MM |
| Deposits | Q4 2019vs Q4 2018 | $422.2MM$409.2MM |
| Equity Capital | Q4 2019vs Q4 2018 | $53.5MM$45.9MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $4.5MM$4.0MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $2.9MM$2.0MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $96.00K$0 |
