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First State Bank (OH)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fsb4me.com
937-695-0331
19230 State Route 136
Winchester, OH 45697

First State Bank (OH) is headquartered in WINCHESTER and is the 39th largest bank in the state of Ohio. It is also the 988th largest bank in the nation. It was established in 1934 and as of December of 2024, it had grown to 178 employees at 18 locations. First State Bank (OH) has an A health rating.

Reviews (1)

Hacked Again!

Posted by: |

My husband and I have had this account for just a little over a year. I've never been hacked so many times at any other bank than I have at First State Bank. My husband has received his 3rd debit card and now I'm about to have to get my 3rd one. Once fraud is suspected your card is frozen and takes up to 2 weeks to have it replaced. I don't give this bank even a half a star. Zero stars as far as I'm concerned. I'm over it.

1


Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #9437
Year Established1934
Employees178
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD14.22%
Annual Interest Income$52.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.04B$978.5MM
LoansQ4 2024vs Q4 2023$514.4MM$461.3MM
DepositsQ4 2024vs Q4 2023$953.8MM$875.4MM
Equity CapitalQ4 2024vs Q4 2023$75.9MM$65.4MM
Loan Loss AllowanceQ4 2024vs Q4 2023$6.4MM$5.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1.6MM$1.8MM
Real Estate OwnedQ4 2024vs Q4 2023$13K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for First State Bank (OH) are currently being reviewed.

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