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Overview / Commentary
937-695-0331
19230 State Route 136
Winchester, OH 45697

First State Bank (OH) is headquartered in Winchester and is the 46th largest bank in the state of Ohio. It is also the 1,577th largest bank in the nation. It was established in 1934 and as of September of 2017, it had grown to 107 employees at 12 locations. First State Bank (OH) has an A health rating.

Reviews (1)

My experiences with First State Bank

I am a customer of First State Bank. When my account moved from my old bank to theirs, they explained the types of accounts they offered and how each one might benefit me. Everything was explained to me clearly. They helped me find an account that even earns more interest than my previous one. They also helped me set up internet banking so I could manage my checking account from home. Whenever I have questions, they are quick to answer, or if the teller cannot immediately help me, the teller arranges for the manager to contact me. They also verified my online accounts such as Paypal, Walmart, etc., very quickly. I am very pleased with their service and hope to bank with them for years to come.



Health

Health Grade Components

Overall
FDIC Certificate #9437
Year Established1934
Employees107
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD11.08%
Annual Interest Income$12.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$451.9MM$435.2MM
LoansQ3 2017vs Q3 2016$293.5MM$272.5MM
DepositsQ3 2017vs Q3 2016$396.2MM$389.9MM
Equity CapitalQ3 2017vs Q3 2016$42.6MM$42.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$4.1MM$4.0MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$958.00K$946.00K
Real Estate OwnedQ3 2017vs Q3 2016$27.00K$137.00K
Rates
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First State Bank (OH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$15kKasasa Saver
OTHER TIERS: 0.25% $15k+

First State Bank (OH) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$15kKasasa Cash
OTHER TIERS: 0.25% $15k+
Locations

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