First State Bank (Stratford, TX)
Overview / Commentary
First State Bank (Stratford, TX) is headquartered in Stratford and is the 226th largest bank in the state of Texas. It is also the 2,634th largest bank in the nation. It was established in 1948 and as of December of 2017, it had grown to 42 employees at 3 locations. First State Bank (Stratford, TX) has an A health rating.
Health
A
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16695 |
| Year Established | 1948 |
| Employees | 42 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.53% |
| Return on Equity - YTD | 14.31% |
| Annual Interest Income | $8.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $235.8MM$239.9MM |
| Loans | Q4 2017vs Q4 2016 | $129.7MM$121.1MM |
| Deposits | Q4 2017vs Q4 2016 | $199.1MM$200.0MM |
| Equity Capital | Q4 2017vs Q4 2016 | $26.2MM$24.3MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $782.00K$782.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $0$1.4MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First State Bank (Stratford, TX) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.26%* | - | $100k | Reward Checking | ||
| OTHER TIERS: 0.25% → $100k+ | |||||
Locations
| First State Bank (Stratford, TX) Locations | ||
|---|---|---|
| Dalhart Office | 1601 16th Street | Dalhart, TX 79022 |
| First State Bank | 302 North Main Street | Stratford, TX 79084 |
| Dumas Office | 500 East First Street | Dumas, TX 79029 |