Overview / Commentary
806-396-5521
302 North Main Street
Stratford, TX 79084

First State Bank (Stratford, TX) is headquartered in Stratford and is the 228th largest bank in the state of Texas. It is also the 2,680th largest bank in the nation. It was established in 1948 and as of June of 2018, it had grown to 43 employees at 3 locations. First State Bank (Stratford, TX) has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #16695
Year Established1948
Employees43
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.63%
Return on Equity - YTD14.66%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$225.0MM$233.5MM
LoansQ2 2018vs Q2 2017$125.8MM$121.4MM
DepositsQ2 2018vs Q2 2017$199.0MM$186.8MM
Equity CapitalQ2 2018vs Q2 2017$25.2MM$25.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$779.00K$782.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$0$0
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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First State Bank (Stratford, TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%*-$100kReward Checking
OTHER TIERS: 0.50% $100k+
Locations


First State Bank (Stratford, TX) Locations
Dalhart Office1601 16th StreetDalhart, TX 79022
First State Bank302 North Main StreetStratford, TX 79084
Dumas Office500 East First StreetDumas, TX 79029

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