First State Bank (Stratford, TX)

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstclassbanking.com

806-396-5521

302 North Main Street
Stratford, TX 79084

First State Bank (Stratford, TX) is headquartered in STRATFORD and is the 202^nd largest bank in the state of Texas. It is also the 2,295^th largest bank in the nation. It was established in 1948 and as of March of 2025, it had grown to 39 employees at 3 locations. First State Bank (Stratford, TX) has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	16695
Year Established	1948
Employees	39
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.33%
Return on Equity - YTD	22.24%
Annual Interest Income	$4.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$345.4MM$344.9MM
Loans	Q1 2025vs Q1 2024	$205.6MM$164.6MM
Deposits	Q1 2025vs Q1 2024	$308.1MM$314.5MM
Equity Capital	Q1 2025vs Q1 2024	$36MM$28.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.1MM$1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Checking

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (Stratford, TX) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.30%^*	$0	$100k	Reward Checking
OTHER TIERS: 1.50% → $100k+

Locations

First State Bank (Stratford, TX) Locations
Dalhart Office	1601 16th Street	Dalhart, TX 79022
First State Bank	302 North Main Street	Stratford, TX 79084
Dumas Office	500 East First Street	Dumas, TX 79029

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