Overview / Commentary
806-396-5521
302 North Main Street
Stratford, TX 79084

First State Bank (Stratford, TX) is headquartered in Stratford and is the 231st largest bank in the state of Texas. It is also the 2,696th largest bank in the nation. It was established in 1948 and as of March of 2018, it had grown to 42 employees at 3 locations. First State Bank (Stratford, TX) has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #16695
Year Established1948
Employees42
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.71%
Return on Equity - YTD15.46%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$226.6MM$226.2MM
LoansQ1 2018vs Q1 2017$122.5MM$108.3MM
DepositsQ1 2018vs Q1 2017$201.2MM$191.9MM
Equity CapitalQ1 2018vs Q1 2017$24.9MM$24.1MM
Loan Loss AllowanceQ1 2018vs Q1 2017$780.00K$782.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$0$2.0MM
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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First State Bank (Stratford, TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*-$100kReward Checking
OTHER TIERS: 0.25% $100k+
Locations


First State Bank (Stratford, TX) Locations
Dalhart Office1601 16th StreetDalhart, TX 79022
First State Bank302 North Main StreetStratford, TX 79084
Dumas Office500 East First StreetDumas, TX 79029

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