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Overview / Commentary
800-766-4518
302 North Main Street
Stratford, TX 79084

First State Bank (Stratford, TX) is headquartered in Stratford and is the 220th largest bank in the state of Texas. It is also the 2,640th largest bank in the nation. It was established in 1948 and as of September of 2016, it had grown to 44 employees at 3 locations. First State Bank (Stratford, TX) has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #16695
Year Established1948
Employees44
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.46%
Return on Equity - YTD13.96%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$237.0MM$226.3MM
LoansQ3 2016vs Q3 2015$119.7MM$123.1MM
DepositsQ3 2016vs Q3 2015$188.5MM$182.5MM
Equity CapitalQ3 2016vs Q3 2015$25.3MM$23.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$807.00K$808.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.6MM$0
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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First State Bank (Stratford, TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$100kReward Checking
OTHER TIERS: 0.10% $100k+
Locations


First State Bank (Stratford, TX) Locations
Dalhart Office1601 16th StreetDalhart, TX 79022
First State Bank302 North Main StreetStratford, TX 79084
Dumas Office500 East First StreetDumas, TX 79029