Overview / Commentary
First State Bank (Stratford, TX) is headquartered in Stratford and is the 221st largest bank in the state of Texas. It is also the 2,553rd largest bank in the nation. It was established in 1948 and as of December of 2018, it had grown to 42 employees at 3 locations. First State Bank (Stratford, TX) has an A+ health rating.
Health
A+
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16695 |
| Year Established | 1948 |
| Employees | 42 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.72% |
| Return on Equity - YTD | 15.45% |
| Annual Interest Income | $8.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $244.8MM$235.8MM |
| Loans | Q4 2018vs Q4 2017 | $136.9MM$129.7MM |
| Deposits | Q4 2018vs Q4 2017 | $211.5MM$199.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $27.5MM$26.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $779.00K$782.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $0$0 |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First State Bank (Stratford, TX) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.76%* | - | $100k | Reward Checking | ||
| OTHER TIERS: 0.50% → $100k+ | |||||
Locations
| First State Bank (Stratford, TX) Locations | ||
|---|---|---|
| Dalhart Office | 1601 16th Street | Dalhart, TX 79022 |
| First State Bank | 302 North Main Street | Stratford, TX 79084 |
| Dumas Office | 500 East First Street | Dumas, TX 79029 |