Overview / Commentary
First State Bank (Stratford, TX) is headquartered in Stratford and is the 217th largest bank in the state of Texas. It is also the 2,528th largest bank in the nation. It was established in 1948 and as of June of 2019, it had grown to 42 employees at 3 locations. First State Bank (Stratford, TX) has an A+ health rating.
Health
A+
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16695 |
| Year Established | 1948 |
| Employees | 42 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.67% |
| Return on Equity - YTD | 14.48% |
| Annual Interest Income | $4.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $245.3MM$225.0MM |
| Loans | Q2 2019vs Q2 2018 | $137.7MM$125.8MM |
| Deposits | Q2 2019vs Q2 2018 | $203.5MM$199.0MM |
| Equity Capital | Q2 2019vs Q2 2018 | $28.9MM$25.2MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $779.00K$779.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $0$0 |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First State Bank (Stratford, TX) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.26%* | - | $100k | Reward Checking | ||
| OTHER TIERS: 0.50% → $100k+ | |||||
Locations
| First State Bank (Stratford, TX) Locations | ||
|---|---|---|
| Dalhart Office | 1601 16th Street | Dalhart, TX 79022 |
| First State Bank | 302 North Main Street | Stratford, TX 79084 |
| Dumas Office | 500 East First Street | Dumas, TX 79029 |