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Overview / Commentary
806-396-5521
302 North Main Street
Stratford, TX 79084

First State Bank (Stratford, TX) is headquartered in Stratford and is the 226th largest bank in the state of Texas. It is also the 2,634th largest bank in the nation. It was established in 1948 and as of December of 2017, it had grown to 42 employees at 3 locations. First State Bank (Stratford, TX) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #16695
Year Established1948
Employees42
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD14.31%
Annual Interest Income$8.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$235.8MM$239.9MM
LoansQ4 2017vs Q4 2016$129.7MM$121.1MM
DepositsQ4 2017vs Q4 2016$199.1MM$200.0MM
Equity CapitalQ4 2017vs Q4 2016$26.2MM$24.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$782.00K$782.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$0$1.4MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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First State Bank (Stratford, TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*-$100kReward Checking
OTHER TIERS: 0.25% $100k+
Locations


First State Bank (Stratford, TX) Locations
Dalhart Office1601 16th StreetDalhart, TX 79022
First State Bank302 North Main StreetStratford, TX 79084
Dumas Office500 East First StreetDumas, TX 79029

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