First State Bank (Stratford, TX)
Overview / Commentary
First State Bank (Stratford, TX) is headquartered in Stratford and is the 218th largest bank in the state of Texas. It is also the 2,607th largest bank in the nation. It was established in 1948 and as of June of 2016, it had grown to 42 employees at 3 locations. First State Bank (Stratford, TX) has an A health rating.
Health
A
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16695 |
| Year Established | 1948 |
| Employees | 42 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.47% |
| Return on Equity - YTD | 14.12% |
| Annual Interest Income | $3.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $240.8MM$230.8MM |
| Loans | Q2 2016vs Q2 2015 | $121.1MM$122.2MM |
| Deposits | Q2 2016vs Q2 2015 | $195.5MM$183.0MM |
| Equity Capital | Q2 2016vs Q2 2015 | $24.9MM$22.5MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $807.00K$807.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $1.9MM$0 |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Rates
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First State Bank (Stratford, TX) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | - | $100k | Reward Checking | ||
| OTHER TIERS: 0.10% → $100k+ | |||||
Locations
| First State Bank (Stratford, TX) Locations | ||
|---|---|---|
| Dalhart Office | 1601 16th Street | Dalhart, TX 79022 |
| First State Bank | 302 North Main Street | Stratford, TX 79084 |
| Dumas Office | 500 East First Street | Dumas, TX 79029 |