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Overview / Commentary
806-396-5521
302 North Main Street
Stratford, TX 79084

First State Bank (Stratford, TX) is headquartered in Stratford and is the 222nd largest bank in the state of Texas. It is also the 2,610th largest bank in the nation. It was established in 1948 and as of September of 2017, it had grown to 42 employees at 3 locations. First State Bank (Stratford, TX) has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #16695
Year Established1948
Employees42
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.49%
Return on Equity - YTD14.08%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$239.7MM$237.0MM
LoansQ3 2017vs Q3 2016$132.3MM$119.7MM
DepositsQ3 2017vs Q3 2016$182.7MM$188.5MM
Equity CapitalQ3 2017vs Q3 2016$25.9MM$25.3MM
Loan Loss AllowanceQ3 2017vs Q3 2016$782.00K$807.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$0$1.6MM
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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First State Bank (Stratford, TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$100kReward Checking
OTHER TIERS: 0.10% $100k+
Locations


First State Bank (Stratford, TX) Locations
Dalhart Office1601 16th StreetDalhart, TX 79022
First State Bank302 North Main StreetStratford, TX 79084
Dumas Office500 East First StreetDumas, TX 79029