First Trust and Savings Bank

Overview / Commentary
123 S. Main St.
Wheatland, IA 52777

First Trust and Savings Bank is headquartered in Wheatland and is the 120th largest bank in the state of Iowa. It is also the 2,958th largest bank in the nation. It was established in 1905 and as of June of 2019, it had grown to 33 employees at 6 locations. First Trust and Savings Bank's money market rates are 3X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #8752
Year Established1905
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD12.77%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$190.6MM$174.1MM
LoansQ2 2019vs Q2 2018$167.4MM$153.3MM
DepositsQ2 2019vs Q2 2018$159.6MM$150.0MM
Equity CapitalQ2 2019vs Q2 2018$19.2MM$17.9MM
Loan Loss AllowanceQ2 2019vs Q2 2018$2.1MM$1.8MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$1.3MM$638.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Trust and Savings Bank Savings Account Rates

1.15%$10-Buck-aroos Kids' Club
1.00%$1-Christmas Club
0.30%$10-Standard Savings
0.30%$10-Business Standard Savings

First Trust and Savings Bank Money Market Rates

1.46%*$250k*-First Preferred Money Market
OTHER TIERS: 0.25% $600 - $25k | 0.35% $25k - $50k | 0.50% $50k - $100k | 0.85% $100k - $250k
1.45%*$250k*-Business First Preferred Money Market
OTHER TIERS: 0.25% $600 - $25k | 0.35% $25k - $50k | 0.50% $50k - $100k | 0.85% $100k - $250k

First Trust and Savings Bank Checking Account Rates

0.25%*$2.5k*-First Investors Account
OTHER TIERS: 0.15% $600 - $2.5k
0.15%$600-NOW Checking
0.15%$600-Business NOW Checking

First Trust and Savings Bank Locations
Donahue Branch104 1stDonahue, IA 52746
First Trust and Savings Bank123 S. Main St.Wheatland, IA 52777
Calamus Branch195 2nd StreetCalamus, IA 52729
Lost Nation Branch200 Long AvenueLost Nation, IA 52254
Dixon Branch506 Davenport StDixon, IA 52745
Grand Mound Branch601 Smith StreetGrand Mound, IA 52751

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