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First Trust Credit Union


Overview / Commentary
www.firsttrustcu.com
219-879-6161
950 E US Highway 20
Michigan City, IN 46360-7470

First Trust Credit Union is headquartered in Michigan City and is the 35th largest credit union in the state of Indiana. It is also the 1,483rd largest credit union in the nation. It was established in 1959 and as of September of 2019, it had grown to 38 employees and 12,938 members at 4 locations. First Trust Credit Union's money market rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

First Trust Credit Union of Indiana is open to the residents and the people that maintain employment within these eligible counties: La Porte, Porter, Jasper, Newton, Pulaski, Starke and White, the employees of the credit union affiliated community partner companies, and the family members of the current credit union members.
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Health
A+

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #68596
Year Chartered1959
Employees38
Primary Regulator
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD11.81%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$118.6MM$113.4MM
LoansQ3 2019vs Q3 2018$31.1MM$33.4MM
DepositsQ3 2019vs Q3 2018$104.5MM$101.1MM
Equity CapitalQ3 2019vs Q3 2018$14.0MM$12.4MM
Loan Loss AllowanceQ3 2019vs Q3 2018$272.00K$296.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$479.00K$500.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$86.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Trust Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Regular Shares Account
0.20%--Christmas Club Account
0.20%--Vacation Club Account
0.20%--Rainy Day Shares Account
0.20%--Spare Change Share Account
0.15%$10k-Business Plus

First Trust Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*$50k*-Money Market Plus Account
OTHER TIERS: 0.60% → $2.5k - $10k | 0.75% → $10k - $25k | 0.85% → $25k - $50k

First Trust Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$5k-Premier Checking

First Trust Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%*$10k*-60 Month CD
OTHER TIERS: 1.80% → $1k - $10k
1.95%*$10k*-48 Month CD
OTHER TIERS: 1.65% → $1k - $10k
1.85%*$10k*-36 Month CD
OTHER TIERS: 1.55% → $1k - $10k
1.75%*$10k*-30 Month CD
OTHER TIERS: 1.45% → $1k - $10k
1.70%*$10k*-2 Year CD
OTHER TIERS: 1.40% → $1k - $10k
1.60%*$10k*-18 Month CD
OTHER TIERS: 1.30% → $1k - $10k
1.50%*$10k*-1 Year CD
OTHER TIERS: 1.20% → $1k - $10k
1.30%*$10k*-6 Month CD
OTHER TIERS: 1.00% → $1k - $10k
0.40%$1k-3 Month CD
Locations


First Trust Credit Union Locations
Branch Office950 E US Highway 20Michigan City, IN 46360-7470
Branch Office402 J StLa Porte, IN 46350
Branch Office1404 LincolnwayValparaiso, IN 46383-5826
Branch Office4259 W State Road 10Wheatfield, IN 46392-7007

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