Featured Savings Rates
Featured Accounts
Overview / Commentary
950 E US Highway 20
Michigan City, IN 46360-7470

First Trust Credit Union is headquartered in Michigan City and is the 35th largest credit union in the state of Indiana. It is also the 1,545th largest credit union in the nation. It was established in 1959 and as of June of 2016, it had grown to 39 employees and 12,373 members at 4 locations. First Trust Credit Union has a B+ health rating.

Field of Membership Restrictions

First Trust Credit Union of Indiana is open to the residents and the people that maintain employment within these eligible counties: La Porte, Porter, Jasper, Newton, Pulaski, Starke and White, the employees of the credit union affiliated community partner companies, and the family members of the current credit union members.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #68596
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD4.98%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$103.5MM$98.7MM
LoansQ2 2016vs Q2 2015$35.1MM$33.8MM
DepositsQ2 2016vs Q2 2015$92.7MM$88.6MM
Equity CapitalQ2 2016vs Q2 2015$10.5MM$9.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$477.00K$408.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.1MM$716.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$45.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Trust Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Trust Credit Union Savings Account Rates

0.10%--Regular Shares Account
0.10%--Christmas Club Account
0.10%--Vacation Club Account
0.10%--Rainy Day Shares Account
0.10%--Spare Change Share Account
0.10%$250-Super Saver CD
0.10%*$25k*-Business Plus
OTHER TIERS: 0.07% $10k - $25k

First Trust Credit Union Money Market Rates

0.12%*$25k*-Money Market Plus Account
OTHER TIERS: 0.10% $2,500 - $25k

First Trust Credit Union Checking Account Rates

0.10%*$25k*-Premier Checking
OTHER TIERS: 0.05% $5k - $10k | 0.07% $10k - $25k

First Trust Credit Union CD Rates

0.85%*$10k*-60 Month CD
OTHER TIERS: 0.65% $1k - $10k
0.65%*$10k*-48 Month CD
OTHER TIERS: 0.45% $1k - $10k
0.55%*$10k*-36 Month CD
OTHER TIERS: 0.35% $1k - $10k
0.35%*$10k*-2 Year CD
OTHER TIERS: 0.20% $1k - $10k
0.35%*$10k*-30 Month CD
OTHER TIERS: 0.20% $1k - $10k
0.30%*$10k*-18 Month CD
OTHER TIERS: 0.20% $1k - $10k
0.25%*$10k*-1 Year CD
OTHER TIERS: 0.15% $1k - $10k
0.15%*$10k*-6 Month CD
OTHER TIERS: 0.10% $1k - $10k
0.10%$1k-3 Month CD

First Trust Credit Union Locations
Branch Office950 E US Highway 20Michigan City, IN 46360-7470
Branch Office402 J StLa Porte, IN 46350
Branch Office1404 LincolnwayValparaiso, IN 46383-5826
Branch Office4259 W State Road 10Wheatfield, IN 46392-7007