First Trust Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.60% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.70% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.20% | Savings | 0.27% - National Average |
First Trust Credit Union is headquartered in Michigan City and is the 35th largest credit union in the state of Indiana. It is also the 1,496th largest credit union in the nation. It was established in 1959 and as of December of 2018, it had grown to 38 employees and 12,870 members at 4 locations. First Trust Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
First Trust Credit Union of Indiana is open to the residents and the people that maintain employment within these eligible counties: La Porte, Porter, Jasper, Newton, Pulaski, Starke and White, the employees of the credit union affiliated community partner companies, and the family members of the current credit union members.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68596 |
| Year Chartered | 1959 |
| Employees | 38 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.01% |
| Return on Equity - YTD | 9.01% |
| Annual Interest Income | $3.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $113.8MM$109.9MM |
| Loans | Q4 2018vs Q4 2017 | $32.4MM$34.0MM |
| Deposits | Q4 2018vs Q4 2017 | $100.9MM$98.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $12.7MM$11.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $302.00K$409.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $391.00K$730.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Trust Credit Union Savings Account Rates
First Trust Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $50k* | - | Money Market Plus Account | ||
| OTHER TIERS: 0.30% → $2.5k - $25k | 0.40% → $25k - $50k | |||||
First Trust Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $5k | - | Premier Checking |
First Trust Credit Union CD Rates
| First Trust Credit Union Locations | ||
|---|---|---|
| Branch Office | 950 E US Highway 20 | Michigan City, IN 46360-7470 |
| Branch Office | 402 J St | La Porte, IN 46350 |
| Branch Office | 1404 Lincolnway | Valparaiso, IN 46383-5826 |
| Branch Office | 4259 W State Road 10 | Wheatfield, IN 46392-7007 |