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Overview / Commentary
950 E US Highway 20
Michigan City, IN 46360-7470

First Trust Credit Union is headquartered in Michigan City and is the 35th largest credit union in the state of Indiana. It is also the 1,468th largest credit union in the nation. It was established in 1959 and as of March of 2018, it had grown to 39 employees and 12,489 members at 4 locations. First Trust Credit Union has an A health rating.

Field of Membership Restrictions

First Trust Credit Union of Indiana is open to the residents and the people that maintain employment within these eligible counties: La Porte, Porter, Jasper, Newton, Pulaski, Starke and White, the employees of the credit union affiliated community partner companies, and the family members of the current credit union members.
See current membership details


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Health Grade Components

NCUA #68596
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD5.92%
Annual Interest Income$714.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$117.2MM$111.4MM
LoansQ1 2018vs Q1 2017$34.0MM$33.0MM
DepositsQ1 2018vs Q1 2017$105.3MM$100.4MM
Equity CapitalQ1 2018vs Q1 2017$11.8MM$11.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$334.00K$367.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$568.00K$595.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$20.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Trust Credit Union Savings Account Rates

0.10%--Regular Shares Account
0.10%--Christmas Club Account
0.10%--Vacation Club Account
0.10%--Rainy Day Shares Account
0.10%--Spare Change Share Account
0.10%$250-Super Saver CD
0.10%*$25k*-Business Plus
OTHER TIERS: 0.07% $10k - $25k

First Trust Credit Union Money Market Rates

0.12%*$25k*-Money Market Plus Account
OTHER TIERS: 0.10% $2,500 - $25k

First Trust Credit Union Checking Account Rates

0.10%*$25k*-Premier Checking
OTHER TIERS: 0.05% $5k - $10k | 0.07% $10k - $25k

First Trust Credit Union CD Rates

0.85%*$1k*$10k60 Month CD
OTHER TIERS: 0.65% $10k+
0.65%*$1k*$10k48 Month CD
OTHER TIERS: 0.45% $10k+
0.55%*$1k*$10k36 Month CD
OTHER TIERS: 0.35% $10k+
0.35%*$1k*$10k2 Year CD
OTHER TIERS: 0.20% $10k+
0.35%*$1k*$10k30 Month CD
OTHER TIERS: 0.20% $10k+
0.30%*$1k*$10k18 Month CD
OTHER TIERS: 0.20% $10k+
0.25%*$1k*$10k1 Year CD
OTHER TIERS: 0.15% $10k+
0.15%*$1k*$10k6 Month CD
OTHER TIERS: 0.10% $10k+
0.10%$1k-3 Month CD

First Trust Credit Union Locations
Branch Office950 E US Highway 20Michigan City, IN 46360-7470
Branch Office402 J StLa Porte, IN 46350
Branch Office1404 LincolnwayValparaiso, IN 46383-5826
Branch Office4259 W State Road 10Wheatfield, IN 46392-7007

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