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First Trust & Savings Bank of Albany, Illinois

Popular Accounts at this Bank

1.67%5-year CD60 Months CD
0.51%1-year CD12 Months CD
0.25%SavingsStatement Savings

Overview / Commentary
209 South Main Street
Albany, IL 61230

First Trust & Savings Bank of Albany, Illinois is headquartered in Albany and is the 190th largest bank in the state of Illinois. It is also the 2,828th largest bank in the nation. It was established in 1902 and as of September of 2016, it had grown to 44 employees at 4 locations. First Trust & Savings Bank of Albany, Illinois has a B+ health rating.

Related Posts

First Trust & Savings Bank (IL) Offers 16-Month CD Special - 8/19/2016

First Trust & Savings Bank of Albany, Illinois is currently offering a 16-month CD Special (1.60% APY). Minimum opening deposit is $1k, with no stated balance cap.

Reviews (3)

Solid And Friendly Bank

This is the BEST bank ever! This is the only bank that stayed open on the one day in the depression when all banks were supposed to close. The banker piled up the money behind the teller station, stood outside the door with a shotgun and told the Federal Agents he was not going to close his doors. He had more than enough cash in reserve if anyone needed their money.

Out Of Business

I was banking with Old Farmers & Merchants since the 90's then first trust merged with them a couple years ago. I still had my original banker, the president of the original bank but he was senior VP after the merge. Mark Hansen got rid of him and the new people wouldn't deal with me, they don't like trucking companies or retail stores. Probably not anything that involves a slight amount of risk. This bank is not for anyone self employed, they will put you right out of business like they did me.

Charitable Donations

Posted by: thorpe | Jul 26, 2013

I am very disappointed that this bank would not make a donation for an ALS(Lou Gehrig's disease) fundraiser. One of their current customers is afflicted with disease. This customer has lived in Albany for 30 years. I personally bank in East Moline and they gave me a donation for the fundraiser. I urge you to reconsider that move. Word of mouth, either positive or negative, could determine the amount of customers you have.


Health Grade Components

FDIC Certificate #5754
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD9.65%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$216.3MM$234.0MM
LoansQ3 2016vs Q3 2015$178.9MM$191.2MM
DepositsQ3 2016vs Q3 2015$184.4MM$194.1MM
Equity CapitalQ3 2016vs Q3 2015$24.4MM$23.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.0MM$1.8MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$3.8MM$1.4MM
Real Estate OwnedQ3 2016vs Q3 2015$1.5MM$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Trust & Savings Bank of Albany, Illinois Savings Account Rates

0.25%$50-Statement Savings
0.15%--Christmas Club

First Trust & Savings Bank of Albany, Illinois Money Market Rates

0.15%*$2k*-Money Market Account
OTHER TIERS: 0.10% Up to $2k

First Trust & Savings Bank of Albany, Illinois Checking Account Rates

0.10%*$2k*-Preferred Interest Checking
OTHER TIERS: 0.05% Up to $2k
0.10%*$2k*-Business Interest Checking
OTHER TIERS: 0.05% Up to $2k
0.05%$50-50+ Advantage Interest Checking
0.05%$50-Direct Interest Checking

First Trust & Savings Bank of Albany, Illinois CD Rates

1.67%*$100k*-60 Months CD
OTHER TIERS: 1.46% $1k - $10k | 1.53% $10k - $50k | 1.60% $50k - $100k
1.26%*$100k*-48 Months CD
OTHER TIERS: 1.05% $1k - $10k | 1.12% $10k - $50k | 1.19% $50k - $100k
1.10%$5k-13 Month CD Special-New Money
1.01%*$100k*-36 Months CD
OTHER TIERS: 0.80% $1k - $10k | 0.87% $10k - $50k | 0.94% $50k - $100k
0.91%*$100k*-30 Months CD
OTHER TIERS: 0.70% $1k - $10k | 0.77% $10k - $50k | 0.84% $50k - $100k
0.81%*$100k*-24 Months CD
OTHER TIERS: 0.60% $1k - $10k | 0.67% $10k - $50k | 0.74% $50k - $100k
0.66%*$100k*-18 Months CD
OTHER TIERS: 0.45% $1k - $10k | 0.52% $10k - $50k | 0.59% $50k - $100k
0.51%*$100k*-12 Months CD
OTHER TIERS: 0.30% $1k - $10k | 0.37% $10k - $50k | 0.44% $50k - $100k
0.41%*$100k*-182 Days CD
OTHER TIERS: 0.20% $1k - $10k | 0.27% $10k - $50k | 0.34% $50k - $100k
0.31%*$100k*-91 Days CD
OTHER TIERS: 0.10% $1k - $10k | 0.17% $10k - $50k | 0.24% $50k - $100k

First Trust & Savings Bank of Albany, Illinois IRA Rates

0.61%$100-18 Month Variable Rate IRA

First Trust & Savings Bank of Albany, Illinois Locations
First Trust & Savings Bank Of Albany, Illinois209 South Main StreetAlbany, IL 61230
Hillsdale Branch230 Main StreetHillsdale, IL 61257
Erie Branch700 Main StreetErie, IL 61250
Port Byron Branch1006 N High StPort Byron, IL 61275