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First Trust & Savings Bank of Albany, Illinois

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.67%5-year CD60 Months CD
0.51%1-year CD12 Months CD
0.25%SavingsStatement Savings

Overview / Commentary
309-887-4335
209 South Main Street
Albany, IL 61230

First Trust & Savings Bank of Albany, Illinois is headquartered in Albany and is the 167th largest bank in the state of Illinois. It is also the 2,598th largest bank in the nation. It was established in 1902 and as of December of 2015, it had grown to 36 employees at 4 locations. First Trust & Savings Bank of Albany, Illinois has an A health rating.

Reviews (3)

Solid And Friendly Bank

This is the BEST bank ever! This is the only bank that stayed open on the one day in the depression when all banks were supposed to close. The banker piled up the money behind the teller station, stood outside the door with a shotgun and told the Federal Agents he was not going to close his doors. He had more than enough cash in reserve if anyone needed their money.

Out Of Business

I was banking with Old Farmers & Merchants since the 90's then first trust merged with them a couple years ago. I still had my original banker, the president of the original bank but he was senior VP after the merge. Mark Hansen got rid of him and the new people wouldn't deal with me, they don't like trucking companies or retail stores. Probably not anything that involves a slight amount of risk. This bank is not for anyone self employed, they will put you right out of business like they did me.

Charitable Donations

Posted by: thorpe | Jul 26, 2013

I am very disappointed that this bank would not make a donation for an ALS(Lou Gehrig's disease) fundraiser. One of their current customers is afflicted with disease. This customer has lived in Albany for 30 years. I personally bank in East Moline and they gave me a donation for the fundraiser. I urge you to reconsider that move. Word of mouth, either positive or negative, could determine the amount of customers you have.



Health
A

Health Grade Components

Overall
FDIC Certificate #5754
Year Established1902
Employees36
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD11.67%
Annual Interest Income$8.9MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$243.2MM$217.4MM
LoansQ4 2015vs Q4 2014$192.8MM$171.9MM
DepositsQ4 2015vs Q4 2014$205.8MM$179.9MM
Equity CapitalQ4 2015vs Q4 2014$23.8MM$22.6MM
Loan Loss AllowanceQ4 2015vs Q4 2014$1.9MM$1.1MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$2.3MM$2.0MM
Real Estate OwnedQ4 2015vs Q4 2014$0$40.00K
Rates
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First Trust & Savings Bank of Albany, Illinois Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$50-eSavings
0.25%$50-Statement Savings
0.15%--Christmas Club

First Trust & Savings Bank of Albany, Illinois Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$2k*-Money Market Account
OTHER TIERS: 0.10% Up to $2k

First Trust & Savings Bank of Albany, Illinois Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$2k*-Preferred Interest Checking
OTHER TIERS: 0.05% Up to $2k
0.10%*$2k*-Business Interest Checking
OTHER TIERS: 0.05% Up to $2k
0.05%$50-50+ Advantage Interest Checking
0.05%$50-Direct Interest Checking

First Trust & Savings Bank of Albany, Illinois CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.67%*$100k*-60 Months CD
OTHER TIERS: 1.46% $1k - $10k | 1.53% $10k - $50k | 1.60% $50k - $100k
1.26%*$100k*-48 Months CD
OTHER TIERS: 1.05% $1k - $10k | 1.12% $10k - $50k | 1.19% $50k - $100k
1.10%$5k-13 Month CD Special-New Money
1.01%*$100k*-36 Months CD
OTHER TIERS: 0.80% $1k - $10k | 0.87% $10k - $50k | 0.94% $50k - $100k
0.91%*$100k*-30 Months CD
OTHER TIERS: 0.70% $1k - $10k | 0.77% $10k - $50k | 0.84% $50k - $100k
0.81%*$100k*-24 Months CD
OTHER TIERS: 0.60% $1k - $10k | 0.67% $10k - $50k | 0.74% $50k - $100k
0.66%*$100k*-18 Months CD
OTHER TIERS: 0.45% $1k - $10k | 0.52% $10k - $50k | 0.59% $50k - $100k
0.51%*$100k*-12 Months CD
OTHER TIERS: 0.30% $1k - $10k | 0.37% $10k - $50k | 0.44% $50k - $100k
0.41%*$100k*-182 Days CD
OTHER TIERS: 0.20% $1k - $10k | 0.27% $10k - $50k | 0.34% $50k - $100k
0.31%*$100k*-91 Days CD
OTHER TIERS: 0.10% $1k - $10k | 0.17% $10k - $50k | 0.24% $50k - $100k

First Trust & Savings Bank of Albany, Illinois IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$100-18 Month Variable Rate IRA
Locations


First Trust & Savings Bank of Albany, Illinois Locations
First Trust & Savings Bank Of Albany, Illinois209 South Main StreetAlbany, IL 61230
Hillsdale Branch230 Main StreetHillsdale, IL 61257
Erie Branch700 Main StreetErie, IL 61250
Port Byron Branch1006 N High StPort Byron, IL 61275