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Hometown Community Banks


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.hometownbanks.com
309-266-5337
721 West Jackson Street
Morton, IL 61550

Hometown Community Banks is headquartered in MORTON and is the 13th largest bank in the state of Illinois. It is also the 266th largest bank in the nation. It was established in 1961 and as of December of 2024, it had grown to 559 employees at 52 locations. Hometown Community Banks' CD rates are 3X the national average, and it has a B health rating.

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Health
B

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #18429
Year Established1961
Employees559
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.32%
Return on Equity - YTD17.74%
Annual Interest Income$261.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$5.44B$5.58B
LoansQ4 2024vs Q4 2023$3.56B$3.54B
DepositsQ4 2024vs Q4 2023$4.5B$4.57B
Equity CapitalQ4 2024vs Q4 2023$419.3MM$398.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$41MM$44.8MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$25.5MM$48.6MM
Real Estate OwnedQ4 2024vs Q4 2023$4.1MM$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hometown Community Banks Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Classic Savings
0.05%$0-Christmas Club
0.05%$0-Health Savings Account

Hometown Community Banks Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Platinum Money Market
OTHER TIERS: 0.44% → $0 - $25k | 0.78% → $25k - $100k
0.10%$0-Money Market IRA

Hometown Community Banks Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.04%$1k-Interest Checking

Hometown Community Banks CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%*$100k*-7 Month CD Special
OTHER TIERS: 3.89% → $10k - $100k
3.95%*$100k*-14 Month CD Special
OTHER TIERS: 3.89% → $10k - $100k
2.66%*$100k*-12 Month CD
OTHER TIERS: 2.60% → $1k - $100k
2.66%*$100k*-Business 12 Month CD
OTHER TIERS: 2.60% → $1k - $100k
2.52%*$100k*-6 Month CD
OTHER TIERS: 2.46% → $1k - $100k
2.52%*$100k*-Business 6 Month CD
OTHER TIERS: 2.46% → $1k - $100k
2.41%*$100k*-24 Month CD
OTHER TIERS: 2.34% → $1k - $100k
2.41%*$100k*-Business 24 Month CD
OTHER TIERS: 2.34% → $1k - $100k
2.21%*$100k*-36 Month CD
OTHER TIERS: 2.15% → $1k - $100k
2.21%*$100k*-Business 36 Month CD
OTHER TIERS: 2.15% → $1k - $100k
2.17%*$100k*-48 Month CD
OTHER TIERS: 2.11% → $1k - $100k
2.17%*$100k*-Business 48 Month CD
OTHER TIERS: 2.11% → $1k - $100k
2.14%*$100k*-5 Year CD
OTHER TIERS: 2.08% → $1k - $100k
2.14%*$100k*-Business 5 Year CD
OTHER TIERS: 2.08% → $1k - $100k
2.10%*$100k*-3 Month CD
OTHER TIERS: 2.04% → $1k - $100k
2.10%*$100k*-Business 3 Month CD
OTHER TIERS: 2.04% → $1k - $100k
2.07%*$100k*-10 Year CD
OTHER TIERS: 2.01% → $1k - $100k
2.07%*$100k*-Business 10 Year CD
OTHER TIERS: 2.01% → $1k - $100k

Hometown Community Banks IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.66%*$100k*-12 Month IRA
OTHER TIERS: 2.60% → $1k - $100k
2.41%*$100k*-24 Month IRA
OTHER TIERS: 2.34% → $1k - $100k
2.21%*$100k*-36 Month IRA
OTHER TIERS: 2.15% → $1k - $100k
2.17%*$100k*-48 Month IRA
OTHER TIERS: 2.11% → $1k - $100k
2.14%*$100k*-5 Year IRA
OTHER TIERS: 2.08% → $1k - $100k
2.07%*$100k*-10 Year IRA
OTHER TIERS: 2.01% → $1k - $100k
Locations

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