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  2. First United Bank and Trust Company (KY)

First United Bank and Trust Company (KY)


Overview / Commentary
www.efirstunitedbank.com
270-821-5555
162 North Main Street
Madisonville, KY 42431

First United Bank and Trust Company (KY) is headquartered in MADISONVILLE and is the 30th largest bank in the state of Kentucky. It is also the 1,647th largest bank in the nation. It was established in 1996 and as of June of 2024, it had grown to 94 employees at 7 locations. First United Bank and Trust Company (KY) has a B+ health rating.

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Health
B+

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #34150
Year Established1996
Employees94
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD17.43%
Annual Interest Income$14.4MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$554.3MM$544.4MM
LoansQ2 2024vs Q2 2023$370.4MM$349.5MM
DepositsQ2 2024vs Q2 2023$515.4MM$505.5MM
Equity CapitalQ2 2024vs Q2 2023$24.7MM$22.7MM
Loan Loss AllowanceQ2 2024vs Q2 2023$4.2MM$4MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$575K$395K
Real Estate OwnedQ2 2024vs Q2 2023$22K$0
Rates

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Locations


First United Bank and Trust Company (KY) Locations
Earlington Office Branch101 East Main StreetEarlington, KY 42410
Northside Office Branch1080 North Main StreetMadisonville, KY 42431
First United Bank and Trust Company162 N Main StMadisonville, KY 42431
Beaver Dam Branch1500 Bill Monroe Memorial BoulevardBeaver Dam, KY 42320
Marion Kentucky Branch305 N. Main StreetMarion, KY 42064
Parrish Ave. Branch3012 West Parrish AvenueOwensboro, KY 42301

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