First United

Overview / Commentary
1400 West Main Street
Durant, OK 74701

First United is headquartered in Durant and is the 3rd largest bank in the state of Oklahoma. It is also the 130th largest bank in the nation. It was established in 1900 and as of June of 2022, it had grown to 2,026 employees at 83 locations. First United has an A health rating.

Reviews (3)

Stellar Customer Service

Posted by: |

I recently opened 2 bank accounts with First United Bank. I’ve been working with large and small banks for over 20 years, and I have to say this was my best experience. All the steps happen fast, smoothly and flawlessly. I received immediately the availability of the funds I deposited. The interactions with the bank’s representatives were personable, quick and efficient. They worked with me to understand my needs and tailor a solution that works perfectly for me. I feel treated like a person, not a number. I’m closing my accounts with 2 other banks and moving everything with First United. Highly recommended!

Norman NW Branch

First United Bank, formerly First American Bank has a great customer service department at their Norman NW branch. They offer good service if you go to one of the seven formerly FAB locations. It can be questionable at other branches. They offer the Secure Checking which offers services similar to Lifelock, but there are a few additional services and it is also cheaper and more comprehensive than LifeLock. Their mobile app is ok, but could use some improvement. And ATMs need to be updated as well. This bank offers free ATM withdrawals from 7 Eleven locations in any of the branch's metro areas.

Need To Go To Branch, And CD Rates Not Available On Website

Posted by: |

I had to call in to get the rates. What is worse (and a deal breaker for me) is that one needs to go to a branch to complete CD application.

Here is the response I received via chat:
Due to regional differences in the rates we require a phone call into the local community bank for specifics on the rates. You may dial toll free (800) 924-4427 and one of our agents will be able to get you to your local community bank.


Health Grade Components

FDIC Certificate #4239
Year Established1900
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD14.22%
Annual Interest Income$245.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$13.95B$11.65B
LoansQ2 2022vs Q2 2021$10.73B$9.14B
DepositsQ2 2022vs Q2 2021$11.22B$9.70B
Equity CapitalQ2 2022vs Q2 2021$1.20B$1.03B
Loan Loss AllowanceQ2 2022vs Q2 2021$106.7MM$99.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$15.4MM$23.9MM
Real Estate OwnedQ2 2022vs Q2 2021$3.5MM$13.0MM

Sorry, we do not have rate data for First United.



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