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Overview / Commentary
19 South Second Street
Oakland, MD 21550

First United Bank & Trust is headquartered in Oakland and is the 7th largest bank in the state of Maryland. It is also the 580th largest bank in the nation. It was established in 1900 and as of December of 2016, it had grown to 321 employees at 23 locations. First United Bank & Trust has a B health rating.

Reviews (1)

Great Bank

Posted by: mamac58 | Mar 12, 2014

Bank has failed history of exercising due diligence as a bank custodians maintaining the safety of clients accounts. Branch Managers who deceive or mislead either deliberately or inadvertently the banks operating procedures reassuring client’s funds are safe with First United Bank & Trust, perceptually misleading and deceptive, not illegal but unfair immoral, unethical, and oppressive financial business practice.


Health Grade Components

FDIC Certificate #4857
Year Established1900
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD6.24%
Annual Interest Income$45.3MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.30B$1.30B
LoansQ4 2016vs Q4 2015$882.0MM$867.1MM
DepositsQ4 2016vs Q4 2015$1.02B$1.01B
Equity CapitalQ4 2016vs Q4 2015$137.8MM$132.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$9.9MM$11.9MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$14.2MM$16.0MM
Real Estate OwnedQ4 2016vs Q4 2015$10.9MM$6.9MM

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First United Bank & Trust has 23 locations. Click to view all First United Bank & Trust locations.