First United Bank & Trust

First United Bank & Trust

Overview / Commentary
19 South Second Street
Oakland, MD 21550

First United Bank & Trust is headquartered in OAKLAND and is the 7th largest bank in the state of Maryland. It is also the 597th largest bank in the nation. It was established in 1900 and as of September of 2023, it had grown to 317 employees at 26 locations. First United Bank & Trust has an A health rating.

Reviews (2)

Great Customer Service

Posted by: |

I couldn’t been happier to have found First United Bank (thanks to a recommendation from my CPA). They are great to work with! Immediate response, they listen to your needs and come up with solutions, and solutions I like! They are nimble and personable, I don’t feel the weight of a huge pyramid of decision makers, things happen quickly. I’ve been working with large and small banks for the past 20 years, and I’m planning on transferring all my accounts to First United. Stellar!

Great Bank

Posted by: |

Bank has failed history of exercising due diligence as a bank custodians maintaining the safety of clients accounts. Branch Managers who deceive or mislead either deliberately or inadvertently the banks operating procedures reassuring client’s funds are safe with First United Bank & Trust, perceptually misleading and deceptive, not illegal but unfair immoral, unethical, and oppressive financial business practice.


Health Grade Components

FDIC Certificate #4857
Year Established1900
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD11.8%
Annual Interest Income$57.9MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$1.9B$1.78B
LoansQ3 2023vs Q3 2022$1.36B$1.26B
DepositsQ3 2023vs Q3 2022$1.59B$1.51B
Equity CapitalQ3 2023vs Q3 2022$156.2MM$143.1MM
Loan Loss AllowanceQ3 2023vs Q3 2022$17.1MM$15.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$3.4MM$2.3MM
Real Estate OwnedQ3 2023vs Q3 2022$4.9MM$4.7MM

Sorry, we do not have rate data for First United Bank & Trust.



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