First U.S. Community Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstus.org

916-576-5700

580 University Ave
Sacramento, CA 95825-6528

First U.S. Community Credit Union is headquartered in Sacramento and is the 87^th largest credit union in the state of California. It is also the 710^th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 77 employees and 28,296 members at 6 locations. First U.S. Community Credit Union has an A health rating.

Field of Membership Restrictions

First U.S. Community Credit Union offers membership to those who live, work, or worship in the California counties of Amador, Contra Costa, El Dorado, Placer, Nevada, Sacramento, San Joaquin, Sierra, Solano, Sutter, Yuba, or Yolo. Federal employees throughout the State of California, select employee groups, and SAFEWAY employees in Northern California and Northern Nevada are also eligible to join.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68474
Year Chartered	1936
Employees	77
Primary Regulator

Profit Margin
Return on Assets - YTD	0.82%
Return on Equity - YTD	7.74%
Annual Interest Income	$5.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$552.5MM$544.6MM
Loans	Q1 2025vs Q1 2024	$354.4MM$346.5MM
Deposits	Q1 2025vs Q1 2024	$491.6MM$486.6MM
Equity Capital	Q1 2025vs Q1 2024	$57.4MM$53.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.5MM$4.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$885K$971K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for First U.S. Community Credit Union are currently being reviewed.

Locations

First U.S. Community Credit Union Locations
Branch Office	2100 Nevada City Hwy	Grass Valley, CA 95945
Branch Office	424 Grass Valley Hwy	Auburn, CA 95603
Branch Office	580 University Ave	Sacramento, CA 95825
Branch Office	6843 Lonetree Blvd Ste 101	Rocklin, CA 95765-5880
Branch Office	2150 Watt Ave	Sacramento, CA 95825
Branch Office	11220 Gold Express Dr Ste 405	Gold River, CA 95670-4410

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