First U.S. Community Credit Union

Overview / Commentary
580 University Ave
Sacramento, CA 95825-6528

First U.S. Community Credit Union is headquartered in Sacramento and is the 87th largest credit union in the state of California. It is also the 697th largest credit union in the nation. It was established in 1936 and as of December of 2023, it had grown to 75 employees and 28,389 members at 7 locations. First U.S. Community Credit Union has an A health rating.

Field of Membership Restrictions

First U.S. Community Credit Union offers membership to those who live, work, or worship in the California counties of Amador, Contra Costa, El Dorado, Placer, Nevada, Sacramento, San Joaquin, Sierra, Solano, Sutter, Yuba, or Yolo. Federal employees throughout the State of California, select employee groups, and SAFEWAY employees in Northern California and Northern Nevada are also eligible to join.
See current membership details


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Health Grade Components

NCUA #68474
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD5.04%
Annual Interest Income$18.4MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$535.9MM$541.6MM
LoansQ4 2023vs Q4 2022$345.9MM$321.4MM
DepositsQ4 2023vs Q4 2022$478.9MM$478.3MM
Equity CapitalQ4 2023vs Q4 2022$52.8MM$48.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$4.1MM$2.2MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$706K$1.1MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for First U.S. Community Credit Union are currently being reviewed.


First U.S. Community Credit Union Locations
Branch Office2100 Nevada City HwyGrass Valley, CA 95945
Branch Office424 Grass Valley HwyAuburn, CA 95603
Branch Office580 University AveSacramento, CA 95825
Branch Office6843 Lonetree Blvd Ste 101Rocklin, CA 95765-5880
Branch Office2150 Watt AveSacramento, CA 95825
Branch Office11220 Gold Express Dr Ste 405Gold River, CA 95670-4410
Branch Office130 Sunrise AveRoseville, CA 95661

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