1. Banks
  2. First U.S. Community Credit Union

First U.S. Community Credit Union


Overview / Commentary
www.firstus.org
916-576-5700
580 University Ave
Sacramento, CA 95825-6528

First U.S. Community Credit Union is headquartered in Sacramento and is the 93rd largest credit union in the state of California. It is also the 681st largest credit union in the nation. It was established in 1936 and as of December of 2019, it had grown to 66 employees and 26,724 members at 7 locations. First U.S. Community Credit Union's money market rates are 7X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

First U.S. Community Credit Union offers membership to Federal employees throughout the State of California, select employee groups, and SAFEWAY employees in Northern California and Northern Nevada are welcome to join. Also any who works, worships or lives in the counties of Amador, Contra Costa, El Dorado, Placer, Nevada, Sacramento, San Joaquin, Sierra, Solano, Sutter, Yolo and Yolo.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #68474
Year Chartered1936
Employees66
Primary Regulator
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD7.09%
Annual Interest Income$13.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$409.4MM$372.1MM
LoansQ4 2019vs Q4 2018$251.8MM$238.8MM
DepositsQ4 2019vs Q4 2018$357.4MM$326.0MM
Equity CapitalQ4 2019vs Q4 2018$49.0MM$42.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.8MM$1.2MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.3MM$1.1MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First U.S. Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First U.S. Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1-Extreme Savings
0.20%$300-Health Savings Account
0.10%*$100k*-Regular Savings
OTHER TIERS: 0.05% → $100 - $25k | 0.07% → $25k - $100k
0.10%$100-IRA Shares
0.10%*$100k*-Custom/ Dream Share Account
OTHER TIERS: 0.05% → $100 - $25k | 0.07% → $25k - $100k
0.10%*$100k*-Business Regular Savings
OTHER TIERS: 0.05% → $100 - $25k | 0.07% → $25k - $100k
0.10%*$100k*-Business Custom Share Account
OTHER TIERS: 0.05% → $100 - $25k | 0.07% → $25k - $100k
0.10%$100-YES Club

First U.S. Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$2k$mart Start Money Market - New Money
OTHER TIERS: 0.05% → $50k+ | 0.15% → $10k - $50k | 0.50% → $5k - $10k | 1.00% → $2k - $5k
3.00%*-$2kBusiness $mart Start Money Market
OTHER TIERS: 0.05% → $50k+ | 0.15% → $10k - $50k | 0.50% → $5k - $10k | 1.00% → $2k - $5k
0.70%*$500k*-Platinum Money Market
OTHER TIERS: 0.50% → $150k - $250k | 0.60% → $250k - $500k
0.55%*$250k*-Premier Plus Money Market
OTHER TIERS: 0.30% → $50k - $100k | 0.40% → $100k - $250k
0.55%*$250k*-IRA Premier Plus Money Market
OTHER TIERS: 0.30% → $50k - $100k | 0.40% → $100k - $250k
0.55%*$250k*-Premier PLUS Business Money Market
OTHER TIERS: 0.30% → $50k - $100k | 0.40% → $100k - $250k
0.45%$75k$150kGold Money Market
0.30%$35k$75kSilver Money Market
0.25%*$25k*-Premier Money Market
OTHER TIERS: 0.10% → $2.5k - $10k | 0.20% → $10k - $25k
0.25%*$25k*-IRA Premier Money Market
OTHER TIERS: 0.10% → $2.5k - $10k | 0.20% → $10k - $25k
0.25%*$25k*-Premier Business Money Market
OTHER TIERS: 0.10% → $2.5k - $10k | 0.20% → $10k - $25k
0.05%*$20k*-Money Market Checking
OTHER TIERS: 0.04% → $5k - $20k

First U.S. Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%-$500Better Than Free Checking
0.07%*$100k*-Ultimate Checking
OTHER TIERS: 0.05% → $50k - $100k
0.07%*$100k*-Ultimate Business Checking
OTHER TIERS: 0.05% → $50k - $100k
0.02%$300-Dividend Checking
0.02%$1k-Business Interest Checking

First U.S. Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%*$100k*-84 Month Certificate
OTHER TIERS: 1.45% → $500 - $100k
1.55%*$100k*-Business 84-Month Certificate
OTHER TIERS: 1.45% → $500 - $100k
1.50%*$100k*-72-83 Month Certificate
OTHER TIERS: 1.40% → $500 - $100k
1.50%*$100k*-Business 72-83 Month Certificate
OTHER TIERS: 1.40% → $500 - $100k
1.45%*$100k*-60-71 Month Certificate
OTHER TIERS: 1.35% → $500 - $100k
1.45%*$100k*-Business 60-71 Month Certificate
OTHER TIERS: 1.35% → $500 - $100k
1.30%*$100k*-48-59 Month Certificate
OTHER TIERS: 1.25% → $500 - $100k
1.30%*$100k*-Business 48-59 Month Certificate
OTHER TIERS: 1.25% → $500 - $100k
1.05%*$100k*-36-47 Month Certificate
OTHER TIERS: 1.00% → $500 - $100k
1.05%*$100k*-Business 36-47 Month Certificate
OTHER TIERS: 1.00% → $500 - $100k
0.90%$500-24-29 Month Certificate
0.90%$500-30-35 Month Certificate
0.90%$500-Business 24-29 Month Certificate
0.90%$500-Business 30-35 Month Certificate
0.65%*$100k*-12-17 Month Certificate
OTHER TIERS: 0.60% → $500 - $100k
0.65%$500-18-23 Month Certificate
0.65%*$100k*-Business 12-17 Month Certificate
OTHER TIERS: 0.60% → $500 - $100k
0.65%$500-Business 18-23 Month Certificate
0.65%*$100k*-Y.E.S. Club Certificate
OTHER TIERS: 0.60% → $250 - $100k
0.40%*$100k*-6-11 Month Certificate
OTHER TIERS: 0.35% → $500 - $100k
0.40%*$100k*-Business 6-11 Month Certificate
OTHER TIERS: 0.35% → $500 - $100k
0.25%*$50k*-3-5 Month Certificate
OTHER TIERS: 0.20% → $500 - $50k
0.25%*$50k*-Business 3-5 Month Certificate
OTHER TIERS: 0.20% → $500 - $50k

First U.S. Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%*$100k*-84 Month IRA
OTHER TIERS: 1.45% → $500 - $100k
1.50%*$100k*-72-83 Month IRA
OTHER TIERS: 1.40% → $500 - $100k
1.45%*$100k*-60-71 Month IRA
OTHER TIERS: 1.35% → $500 - $100k
1.30%*$100k*-48-59 Month IRA
OTHER TIERS: 1.25% → $500 - $100k
1.05%*$100k*-36-47 Month IRA
OTHER TIERS: 1.00% → $500 - $100k
0.90%$500-24-29 Month IRA
0.90%$500-30-35 Month IRA
0.65%*$100k*-12-17 Month IRA
OTHER TIERS: 0.60% → $500 - $100k
0.65%$500-18-23 Month IRA
0.40%*$100k*-6-11 Month IRA
OTHER TIERS: 0.35% → $500 - $100k
0.25%*$50k*-3-5 Month IRA
OTHER TIERS: 0.20% → $500 - $50k
Locations


First U.S. Community Credit Union Locations
Branch Office2100 Nevada City HwyGrass Valley, CA 95945
Branch Office424 Grass Valley HwyAuburn, CA 95603
Branch Office1335 J StSacramento, CA 95814
Branch Office580 University AveSacramento, CA 95825
Branch Office6843 Lonetree Blvd Ste 101Rocklin, CA 95765-5880
Branch Office2150 Watt AveSacramento, CA 95825
Branch Office11220 Gold Express Dr Ste 405Gold River, CA 95670-4410

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.