Overview / Commentary
916-576-5700
580 University Ave
Sacramento, CA 95825

First U.S. Community Credit Union is headquartered in Sacramento and is the 93rd largest credit union in the state of California. It is also the 697th largest credit union in the nation. It was established in 1936 and as of June of 2018, it had grown to 70 employees and 24,919 members at 7 locations. First U.S. Community Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

First U.S. Community Credit Union offers membership to Federal employees throughout the State of California, select employee groups, and SAFEWAY employees in Northern California and Northern Nevada are welcome to join. Also any who works, worships or lives in the counties of Amador, Contra Costa, El Dorado, Placer, Nevada, Sacramento, San Joaquin, Sierra, Solano, Sutter, Yolo and Yolo.
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Health

Health Grade Components

Overall
NCUA #68474
Year Chartered1936
Employees70
Primary Regulator
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD9.2%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$370.1MM$358.1MM
LoansQ2 2018vs Q2 2017$228.8MM$200.5MM
DepositsQ2 2018vs Q2 2017$326.8MM$318.2MM
Equity CapitalQ2 2018vs Q2 2017$40.5MM$37.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.1MM$902.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$870.00K$738.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First U.S. Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1-Extreme Savings
0.20%$300-Health Savings Account
0.15%*$100k*-Regular Savings
OTHER TIERS: 0.05% $100 - $5k | 0.06% $5k - $25k | 0.10% $25k - $100k
0.15%*$100k*-Custom/ Dream Share Account
OTHER TIERS: 0.05% $100 - $5k | 0.06% $5k - $25k | 0.10% $25k - $100k
0.15%*$100k*-Business Regular Savings
OTHER TIERS: 0.05% $100 - $5k | 0.06% $5k - $25k | 0.10% $25k - $100k
0.15%*$100k*-Business Custom Share Account
OTHER TIERS: 0.05% $100 - $5k | 0.06% $5k - $25k | 0.10% $25k - $100k
0.10%$100-IRA Shares
0.10%$100-YES Club

First U.S. Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$500k*-Platinum Money Market
OTHER TIERS: 0.85% $150k - $250k | 0.90% $250k - $500k
0.75%$75k$150kGold Money Market
0.55%$35k$75kSilver Money Market
0.50%*$250k*-Premier PLUS Business Money Market
OTHER TIERS: 0.40% $50k - $100k | 0.45% $100k - $250k
0.45%*$100k*-Premier Plus Money Market
OTHER TIERS: 0.40% $50k - $100k
0.45%*$100k*-IRA Premier Plus Money Market
OTHER TIERS: 0.40% $50k - $100k
0.35%*$25k*-Premier Money Market
OTHER TIERS: 0.25% $2.5k - $10k | 0.30% $10k - $25k
0.35%*$25k*-IRA Premier Money Market
OTHER TIERS: 0.25% $2.5k - $10k | 0.30% $10k - $25k
0.35%*$25k*-Premier Business Money Market
OTHER TIERS: 0.25% $2.5k - $10k | 0.30% $10k - $25k
0.05%*$20k*-Money Market Checking
OTHER TIERS: 0.04% $5k - $20k

First U.S. Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%-$500Better Than Free Checking
0.10%*$100k*-Ultimate Checking
OTHER TIERS: 0.06% $50k - $100k
0.10%*$100k*-Ultimate Business Checking
OTHER TIERS: 0.06% $50k - $100k
0.04%$300-Dividend Checking
0.04%$1k-Business Interest Checking

First U.S. Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%*$100k*-84 Month Certificate
OTHER TIERS: 1.95% $500 - $50k | 2.00% $50k - $100k
2.05%*$100k*-Business 84-Month Certificate
OTHER TIERS: 1.95% $500 - $50k | 2.00% $50k - $100k
2.00%*$100k*-72-83 Month Certificate
OTHER TIERS: 1.90% $500 - $50k | 1.95% $50k - $100k
2.00%*$100k*-Business 72-83 Month Certificate
OTHER TIERS: 1.90% $500 - $50k | 1.95% $50k - $100k
1.95%*$100k*-60-71 Month Certificate
OTHER TIERS: 1.85% $500 - $50k | 1.90% $50k - $100k
1.95%*$100k*-Business 60-71 Month Certificate
OTHER TIERS: 1.85% $500 - $50k | 1.90% $50k - $100k
1.65%*$50k*-48-59 Month Certificate
OTHER TIERS: 1.60% $500 - $50k
1.65%*$50k*-Business 48-59 Month Certificate
OTHER TIERS: 1.60% $500 - $50k
1.35%*$50k*-36-47 Month Certificate
OTHER TIERS: 1.30% $500 - $50k
1.35%*$50k*-Business 36-47 Month Certificate
OTHER TIERS: 1.30% $500 - $50k
1.20%*$50k*-30-35 Month Certificate
OTHER TIERS: 1.05% $500 - $50k
1.20%*$50k*-Business 30-35 Month Certificate
OTHER TIERS: 1.05% $500 - $50k
1.10%*$50k*-24-29 Month Certificate
OTHER TIERS: 1.00% $500 - $50k
1.10%*$50k*-Business 24-29 Month Certificate
OTHER TIERS: 1.00% $500 - $50k
0.90%*$50k*-18-23 Month Certificate
OTHER TIERS: 0.85% $500 - $50k
0.90%*$50k*-Business 18-23 Month Certificate
OTHER TIERS: 0.85% $500 - $50k
0.85%*$50k*-12-17 Month Certificate
OTHER TIERS: 0.80% $500 - $50k
0.85%*$50k*-Business 12-17 Month Certificate
OTHER TIERS: 0.80% $500 - $50k
0.85%*$50k*-Y.E.S. Club Certificate
OTHER TIERS: 0.80% $250 - $50k
0.60%*$50k*-6-11 Month Certificate
OTHER TIERS: 0.55% $500 - $50k
0.60%*$50k*-Business 6-11 Month Certificate
OTHER TIERS: 0.55% $500 - $50k
0.40%*$50k*-3-5 Month Certificate
OTHER TIERS: 0.35% $500 - $50k
0.40%*$50k*-Business 3-5 Month Certificate
OTHER TIERS: 0.35% $500 - $50k

First U.S. Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%*$100k*-84 Month IRA
OTHER TIERS: 1.95% $500 - $50k | 2.00% $50k - $100k
2.00%*$100k*-72-83 Month IRA
OTHER TIERS: 1.90% $500 - $50k | 1.95% $50k - $100k
1.95%*$100k*-60-71 Month IRA
OTHER TIERS: 1.85% $500 - $50k | 1.90% $50k - $100k
1.65%*$50k*-48-59 Month IRA
OTHER TIERS: 1.60% $500 - $50k
1.35%*$50k*-36-47 Month IRA
OTHER TIERS: 1.30% $500 - $50k
1.20%*$50k*-30-35 Month IRA
OTHER TIERS: 1.05% $500 - $50k
1.10%*$50k*-24-29 Month IRA
OTHER TIERS: 1.00% $500 - $50k
0.90%*$50k*-18-23 Month IRA
OTHER TIERS: 0.85% $500 - $50k
0.85%*$50k*-12-17 Month IRA
OTHER TIERS: 0.80% $500 - $50k
0.60%*$50k*-6-11 Month IRA
OTHER TIERS: 0.55% $500 - $50k
0.40%*$50k*-3-5 Month IRA
OTHER TIERS: 0.35% $500 - $50k
Locations


First U.S. Community Credit Union Locations
Branch Office2100 Nevada City HwyGrass Valley, CA 95945
Branch Office424 Grass Valley HwyAuburn, CA 95603
Branch Office1335 J StSacramento, CA 95814
Branch Office580 University AveSacramento, CA 95825
Branch Office6843 Lonetree Blvd Ste 101Rocklin, CA 95765-5880
Branch Office2150 Watt AveSacramento, CA 95825
Branch Office11220 Gold Express Dr Ste 405Gold River, CA 95670-4410

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