First U.S. Community Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.50%	5-year CD	60-71 Month CD 1.85% - Synchrony Bank 60 Month CD
0.35%	1-year CD	12-17 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.04%	Savings	Custom Share Account 1.00% - Ally Bank Online Savings Account

View all First U.S. Community Credit Union rates »

Overview / Commentary

www.firstus.org

916-576-5700

580 University Ave
Sacramento, CA 95825

First U.S. Community Credit Union is headquartered in Sacramento and is the 94^th largest credit union in the state of California. It is also the 681^st largest credit union in the nation. It was established in 1936 and as of June of 2016, it had grown to 69 employees and 24,951 members at 7 locations. First U.S. Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Sacramento, Amador, Yuba, Yolo, El Dorado, Sutter, San Joaquin, Placer, Solano, Sierra, Nevada and Contra Costa counties in California.
See current membership details

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Health

A

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	68474
Year Chartered	1936
Employees	69
Primary Regulator

Profit Margin
Return on Assets - YTD	0.57%
Return on Equity - YTD	5.49%
Annual Interest Income	$4.7MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$342.6MM$329.9MM
Loans	Q2 2016vs Q2 2015	$192.3MM$185.7MM
Deposits	Q2 2016vs Q2 2015	$304.2MM$293.2MM
Equity Capital	Q2 2016vs Q2 2015	$35.7MM$33.7MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$980.00K$960.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$553.00K$1.0MM
Real Estate Owned	Q2 2016vs Q2 2015	$0$731.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First U.S. Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	Extreme Savings
0.20%	$300	-	Health Savings Account
0.07%	$100	-	IRA Shares
0.07%	$100	-	Roth IRA Shares
0.07%	$100	-	CESA Shares
0.06%^*	$10k^*	-	Money Market Savings
OTHER TIERS: 0.04% → $300 - $2,500 \| 0.05% → $2,500 - $10k
0.04%	$100	-	Regular Savings
0.04%	$100	-	Custom Share Account

First U.S. Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	$150k	-	Platinum Money Market
0.25%	$75k	-	Gold Money Market
0.20%	$35k	-	Silver Money Market
0.15%^*	$100k^*	-	Premier Plus Money Market
OTHER TIERS: 0.10% → $50k - $100k
0.15%^*	$100k^*	-	IRA Premier Plus Money Market
OTHER TIERS: 0.10% → $50k - $100k
0.10%^*	$25k^*	-	Premier Money Market
OTHER TIERS: 0.06% → $2,500 - $10k \| 0.08% → $10k - $25k
0.10%^*	$25k^*	-	IRA Premier Money Market
OTHER TIERS: 0.06% → $2,500 - $10k \| 0.08% → $10k - $25k

First U.S. Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	-	$500	Better Than Free Checking
0.10%^*	$100k^*	-	Ultimate Checking
OTHER TIERS: 0.05% → $50k - $100k
0.04%^*	$20k^*	-	Money Market Checking
OTHER TIERS: 0.03% → $5k - $20k
0.02%	$300	-	Dividend Checking

First U.S. Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.60%^*	$50k^*	-	84 Month CD
OTHER TIERS: 1.55% → $500 - $50k
1.55%^*	$50k^*	-	72-83 Month CD
OTHER TIERS: 1.50% → $500 - $50k
1.50%^*	$50k^*	-	60-71 Month CD
OTHER TIERS: 1.45% → $500 - $50k
1.30%^*	$50k^*	-	48-59 Month CD
OTHER TIERS: 1.25% → $500 - $50k
0.90%^*	$100k^*	-	36-47 Month CD
OTHER TIERS: 0.85% → $500 - $100k
0.50%^*	$100k^*	-	24-29 Month CD
OTHER TIERS: 0.45% → $500 - $100k
0.50%^*	$100k^*	-	30-35 Month CD
OTHER TIERS: 0.45% → $500 - $100k
0.35%^*	$50k^*	-	12-17 Month CD
OTHER TIERS: 0.30% → $500 - $50k
0.35%	$500	-	18-23 Month CD
0.30%^*	$100k^*	-	6-11 Month CD
OTHER TIERS: 0.25% → $500 - $100k
0.20%^*	$50k^*	-	3-5 Month CD
OTHER TIERS: 0.15% → $500 - $50k

First U.S. Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.60%^*	$50k^*	-	84 Month IRA
OTHER TIERS: 1.55% → $500 - $50k
1.55%^*	$50k^*	-	72-83 Month IRA
OTHER TIERS: 1.50% → $500 - $50k
1.50%^*	$50k^*	-	60-71 Month IRA
OTHER TIERS: 1.45% → $500 - $50k
1.30%^*	$50k^*	-	48-59 Month IRA
OTHER TIERS: 1.25% → $500 - $50k
0.90%^*	$100k^*	-	36-47 Month IRA
OTHER TIERS: 0.85% → $500 - $100k
0.50%^*	$100k^*	-	24-29 Month IRA
OTHER TIERS: 0.45% → $500 - $100k
0.50%^*	$100k^*	-	30-35 Month IRA
OTHER TIERS: 0.45% → $500 - $100k
0.35%^*	$50k^*	-	12-17 Month IRA
OTHER TIERS: 0.30% → $500 - $50k
0.35%	$500	-	18-23 Month IRA
0.30%^*	$100k^*	-	6-11 Month IRA
OTHER TIERS: 0.25% → $500 - $100k
0.20%^*	$50k^*	-	3-5 Month IRA
OTHER TIERS: 0.15% → $500 - $50k

Locations

First U.S. Community Credit Union Locations
Branch Office	2100 Nevada City Hwy	Grass Valley, CA 95945
Branch Office	424 Grass Valley Hwy	Auburn, CA 95603
Branch Office	1335 J St	Sacramento, CA 95814
Branch Office	580 University Ave	Sacramento, CA 95825
Branch Office	6843 Lonetree Blvd Ste 101	Rocklin, CA 95765-5880
Branch Office	2150 Watt Ave	Sacramento, CA 95825
Branch Office	2180 Golden Centre Ln Ste 50	Gold River, CA 95670-4479