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First Utah Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
firstutahbank.com
801-272-9454
3826 South 2300 East
Salt Lake City, UT 84109

First Utah Bank is headquartered in SALT LAKE CITY and is the 29th largest bank in the state of Utah. It is also the 1,183rd largest bank in the nation. It was established in 1978 and as of March of 2025, it had grown to 116 employees at 7 locations. First Utah Bank's money market rates are 5X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #22738
Year Established1978
Employees116
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD15.52%
Annual Interest Income$14.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$857.6MM$740.7MM
LoansQ1 2025vs Q1 2024$657.9MM$550MM
DepositsQ1 2025vs Q1 2024$734.6MM$566.6MM
Equity CapitalQ1 2025vs Q1 2024$78.3MM$71.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.2MM$6.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$8.1MM$3.4MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Utah Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.47%*$1m*-Business Savings
OTHER TIERS: 0.50% → $0 - $100k | 2.07% → $100k - $500k | 2.22% → $500k - $1m
2.07%*$100k*-Personal Savings
OTHER TIERS: 0.50% → $0 - $100k
1.07%*$0$25kCompanion Savings
OTHER TIERS: 0.64% → $25k+

First Utah Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.47%*$1m*-Business Money Market
OTHER TIERS: 0.50% → $0 - $100k | 2.07% → $100k - $500k | 2.22% → $500k - $1m
2.07%*$100k*-Personal Money Market
OTHER TIERS: 0.50% → $0 - $100k

First Utah Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*$5m*-IntraFi ICS
OTHER TIERS: 1.51% → $0 - $100k | 1.76% → $100k - $500k | 2.02% → $500k - $1m | 2.27% → $1m - $500m
0.85%*$250k*-Full Service Checking
OTHER TIERS: 0.21% → $0 - $1k | 0.43% → $1k - $10k | 0.53% → $10k - $25k | 0.64% → $25k - $100k | 0.74% → $100k - $250k
0.21%$0-Interest Checking

First Utah Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$500-7 Month Promotional CD
4.10%$500-13 Month Promotional CD
3.50%$500-48 Month CD
3.50%$500-60 Month CD
3.45%$500-36 Month CD
3.40%$500-24 Month CD
3.35%$500-6 Month CD
3.35%$500-12 Month CD

First Utah Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%$100-Flex IRA
Locations


First Utah Bank Locations
Sandy Branch11015 South State StreetSandy, UT 84070
City Center Branch115 East 1300 SouthSalt Lake City, UT 84115
Riverton Office4168 West 12600 SouthRiverton, UT 84096
International Branch3123 South Redwood RoadWest Valley City, UT 84119
First Utah Bank3826 S 2300 ESalt Lake City, UT 84109
Midvale Branch7070 State StreetMidvale, UT 84047
Lehi Branch3601 North Digital Drive, Suite 301Lehi, UT 84043

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