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First Utah Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
firstutahbank.com
801-272-9454
3826 South 2300 East
Salt Lake City, UT 84109

First Utah Bank is headquartered in SALT LAKE CITY and is the 28th largest bank in the state of Utah. It is also the 1,160th largest bank in the nation. It was established in 1978 and as of December of 2024, it had grown to 113 employees at 7 locations. First Utah Bank's money market rates are 5X the national average, and it has a B health rating.

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Health
B

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #22738
Year Established1978
Employees113
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD10.21%
Annual Interest Income$53.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$874.2MM$717.6MM
LoansQ4 2024vs Q4 2023$662.9MM$532.1MM
DepositsQ4 2024vs Q4 2023$731.7MM$592.7MM
Equity CapitalQ4 2024vs Q4 2023$75.2MM$70MM
Loan Loss AllowanceQ4 2024vs Q4 2023$8.1MM$6.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$6.8MM$2.2MM
Real Estate OwnedQ4 2024vs Q4 2023$4.2MM$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Utah Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Utah Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.47%*$1m*-Business Savings
OTHER TIERS: 0.50% → $0 - $100k | 2.07% → $100k - $500k | 2.22% → $500k - $1m
2.07%*$100k*-Personal Savings
OTHER TIERS: 0.50% → $0 - $100k
1.07%*$0$25kCompanion Savings
OTHER TIERS: 0.64% → $25k+

First Utah Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.47%*$1m*-Business Money Market
OTHER TIERS: 0.50% → $0 - $100k | 2.07% → $100k - $500k | 2.22% → $500k - $1m
2.07%*$100k*-Personal Money Market
OTHER TIERS: 0.50% → $0 - $100k

First Utah Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*$5m*-IntraFi ICS
OTHER TIERS: 1.51% → $0 - $100k | 1.76% → $100k - $500k | 2.02% → $500k - $1m | 2.27% → $1m - $500m
0.85%*$250k*-Full Service Checking
OTHER TIERS: 0.21% → $0 - $1k | 0.43% → $1k - $10k | 0.53% → $10k - $25k | 0.64% → $25k - $100k | 0.74% → $100k - $250k
0.21%$0-Interest Checking

First Utah Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$500-7 Month Promotional CD
4.10%$500-13 Month Promotional CD
3.50%$500-48 Month CD
3.50%$500-60 Month CD
3.45%$500-36 Month CD
3.40%$500-24 Month CD
3.35%$500-6 Month CD
3.35%$500-12 Month CD

First Utah Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%$100-Flex IRA
Locations


First Utah Bank Locations
Sandy Branch11015 South State StreetSandy, UT 84070
City Center Branch115 East 1300 SouthSalt Lake City, UT 84115
Riverton Office4168 West 12600 SouthRiverton, UT 84096
International Branch3123 South Redwood RoadWest Valley City, UT 84119
First Utah Bank3826 S 2300 ESalt Lake City, UT 84109
Midvale Branch7070 State StreetMidvale, UT 84047
Lehi Branch3601 North Digital Drive, Suite 301Lehi, UT 84043

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