First Utah Bank

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.75%	Reward Savings	Kasasa Saver 0.80% - National Average
1.15%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.35%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD

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Overview / Commentary

www.firstutahbank.com

801-272-9454

3826 South 2300 East
Salt Lake City, UT 84109

First Utah Bank is headquartered in Salt Lake City and is the 30^th largest bank in the state of Utah. It is also the 2,065^th largest bank in the nation. It was established in 1978 and as of March of 2017, it had grown to 119 employees at 7 locations. First Utah Bank has an A health rating.

Overall
FDIC Certificate #	22738
Year Established	1978
Employees	119
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	3.08%
Return on Equity - YTD	30.78%
Annual Interest Income	$3.7MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$325.8MM$308.6MM
Loans	Q1 2017vs Q1 2016	$231.2MM$211.1MM
Deposits	Q1 2017vs Q1 2016	$270.3MM$256.0MM
Equity Capital	Q1 2017vs Q1 2016	$33.8MM$28.7MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$3.7MM$4.9MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$310.00K$618.00K
Real Estate Owned	Q1 2017vs Q1 2016	$1.5MM$344.00K

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Utah Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%	$100	-	FLEX IRA
0.75%^*	-	$250k	Kasasa Saver
OTHER TIERS: 0.50% → $250k+
0.10%	-	-	Basic Savings

First Utah Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	-	-	Commercial High Yield Money Market
0.30%^*	$250k^*	-	High Yield Money Market
OTHER TIERS: 0.15% → Up to $25k \| 0.20% → $25k - $100k \| 0.25% → $100k - $250k
0.25%^*	$1m^*	-	Commercial Money Market
OTHER TIERS: 0.05% → Up to $100k \| 0.10% → $100k - $250k \| 0.15% → $250k - $500k \| 0.20% → $500k - $1mm
0.20%^*	$250k^*	-	Money Market
OTHER TIERS: 0.05% → Up to $25k \| 0.10% → $25k - $100k \| 0.15% → $100k - $250k

First Utah Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.15%^*	-	$25k	Kasasa Cash
OTHER TIERS: 0.50% → $25k+
0.40%^*	$1m^*	-	IOLTA (formerly Non-profit NOW)
OTHER TIERS: 0.20% → Up to $100k \| 0.25% → $100k - $250k \| 0.30% → $250k - $500k \| 0.35% → $500k - $1mm
0.25%^*	$250k^*	-	First Place Checking
OTHER TIERS: 0.10% → Up to $25k \| 0.15% → $25k - $100k \| 0.20% → $100k - $250k

First Utah Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.21%	$100k	-	60 Month Jumbo CD
1.20%	$500	-	24 Month Promotional CD
1.15%	$500	-	60 Month CD
0.90%	$100k	-	48 Month Jumbo CD
0.85%	$500	-	48 Month CD
0.80%	$100k	-	36 Month Jumbo CD
0.80%	$500	-	12 Month Promotional CD
0.75%	$500	-	36 Month CD
0.60%	$500	-	6 Month Promotional CD
0.55%	$100k	-	24 Month Jumbo CD
0.50%	$500	-	24 Month CD
0.40%	$100k	-	12 Month Jumbo CD
0.35%	$500	-	12 Month CD
0.30%	$100k	-	6 Month Jumbo CD
0.25%	$500	-	6 Month CD
0.15%	$100k	-	1 Month Jumbo CD
0.15%	$100k	-	3 Month Jumbo CD
0.10%	$500	-	1 Month CD
0.10%	$500	-	3 Month CD

Locations

First Utah Bank Locations
Sandy Branch	11015 South State Street	Sandy, UT 84070
City Center Branch	115 East 1300 South	Salt Lake City, UT 84115
Riverton Office	4168 West 12600 South	Riverton, UT 84096
Centennial Park Branch	1991 South 3600 West	Salt Lake City, UT 84104
International Branch	3123 South Redwood Road	West Valley City, UT 84119
First Utah Bank	3826 South 2300 East	Salt Lake City, UT 84109
Midvale Branch	7070 State Street	Midvale, UT 84047

First Utah Bank

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Data as of Q1 2017

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First Utah Bank Savings Account Rates

First Utah Bank Money Market Rates

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First Utah Bank CD Rates