FirstAtlantic Bank is headquartered in Jacksonville and is the 52nd largest bank in the state of Florida. It is also the 1,596th largest bank in the nation. It was established in 1999 and as of September of 2016, it had grown to 79 employees at 8 locations. FirstAtlantic Bank has a B+ health rating.
This has been the most user unfriendly bank to work with online. Of all the banks I've used, this is the only one that keeps locking me out after generating a series of security questions that I never set up in the first place, and therefore of course I do not have the answers for. This has happened repeatedly and of course I have no access to the bank on weekends to have the issued resolved timely. For this reason alone, I will be closing my account with them.
Furthermore, they have just instituted a new monthly service charge (which none of their competitors would dream of doing on a checking account) of $15.00 if your account balance falls under $10,000.00,
|FDIC Certificate #||35200|
|Return on Assets - YTD||0.86%|
|Return on Equity - YTD||6.58%|
|Annual Interest Income||$13.6MM|
|Assets and Liabilities|
|Assets||Q3 2016vs Q3 2015||$435.3MM$445.5MM|
|Loans||Q3 2016vs Q3 2015||$308.8MM$287.7MM|
|Deposits||Q3 2016vs Q3 2015||$354.3MM$387.7MM|
|Equity Capital||Q3 2016vs Q3 2015||$57.3MM$54.7MM|
|Loan Loss Allowance||Q3 2016vs Q3 2015||$2.2MM$2.2MM|
|Unbacked Noncurrent Loans||Q3 2016vs Q3 2015||$1.1MM$2.9MM|
|Real Estate Owned||Q3 2016vs Q3 2015||$444.00K$704.00K|
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|OTHER TIERS: 0.30% → $20k+|
|FirstAtlantic Bank Locations|
|Ponte Vedra Beach Branch||100 Corridor Road South||Ponte Vedra Beach, FL 32082|
|Cobblestone Village Branch||105 Cbl Drive||Saint Augustine, FL 32086|
|Firstatlantic Bank||1325 Hendricks Avenue||Jacksonville, FL 32207|
|Orange Park Branch||1440 Kingsley Avenue||Orange Park, FL 32073|
|Beach & Hodges Branch||3293 Hodges Boulevard||Jacksonville, FL 32224|
|Normandy Branch||5665 Normandy Blvd||Jacksonville, FL 32205|
|Blanding Branch||794 Blanding Boulevard||Orange Park, FL 32073|
|Southpoint Branch||6622 Southpoint Drive South, Suite 100||Jacksonville, FL 32216|