This has been the most user unfriendly bank to work with online. Of all the banks I've used, this is the only one that keeps locking me out after generating a series of security questions that I never set up in the first place, and therefore of course I do not have the answers for. This has happened repeatedly and of course I have no access to the bank on weekends to have the issued resolved timely. For this reason alone, I will be closing my account with them.
Furthermore, they have just instituted a new monthly service charge (which none of their competitors would dream of doing on a checking account) of $15.00 if your account balance falls under $10,000.00,
|FDIC Certificate #||57764|
|Return on Assets - YTD||1.38%|
|Return on Equity - YTD||8.79%|
|Annual Interest Income||$120.2MM|
|Assets and Liabilities|
|Assets||Q3 2018vs Q3 2017||$4.10B$2.55B|
|Loans||Q3 2018vs Q3 2017||$3.23B$2.06B|
|Deposits||Q3 2018vs Q3 2017||$3.35B$2.14B|
|Equity Capital||Q3 2018vs Q3 2017||$691.8MM$370.5MM|
|Loan Loss Allowance||Q3 2018vs Q3 2017||$16.8MM$14.3MM|
|Unbacked Noncurrent Loans||Q3 2018vs Q3 2017||$4.8MM$4.4MM|
|Real Estate Owned||Q3 2018vs Q3 2017||$1.3MM$1.2MM|
Sorry, we do not have rate data for FirstAtlantic Bank.