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Overview / Commentary
1325 Hendricks Avenue
Jacksonville, FL 32207

FirstAtlantic Bank is headquartered in Jacksonville and is the 51st largest bank in the state of Florida. It is also the 1,603rd largest bank in the nation. It was established in 1999 and as of December of 2016, it had grown to 84 employees at 8 locations. FirstAtlantic Bank has an A health rating.

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Reviews (1)


Posted by: nueven | Nov 29, 2015

This has been the most user unfriendly bank to work with online. Of all the banks I've used, this is the only one that keeps locking me out after generating a series of security questions that I never set up in the first place, and therefore of course I do not have the answers for. This has happened repeatedly and of course I have no access to the bank on weekends to have the issued resolved timely. For this reason alone, I will be closing my account with them.

Furthermore, they have just instituted a new monthly service charge (which none of their competitors would dream of doing on a checking account) of $15.00 if your account balance falls under $10,000.00,


Health Grade Components

FDIC Certificate #35200
Year Established1999
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD6.88%
Annual Interest Income$18.4MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$437.0MM$420.2MM
LoansQ4 2016vs Q4 2015$308.4MM$298.5MM
DepositsQ4 2016vs Q4 2015$357.9MM$355.9MM
Equity CapitalQ4 2016vs Q4 2015$53.2MM$53.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.3MM$2.0MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$245.00K$2.0MM
Real Estate OwnedQ4 2016vs Q4 2015$642.00K$658.00K

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FirstAtlantic Bank Locations
Ponte Vedra Beach Branch100 Corridor Road SouthPonte Vedra Beach, FL 32082
Cobblestone Village Branch105 Cbl DriveSaint Augustine, FL 32086
Firstatlantic Bank1325 Hendricks AvenueJacksonville, FL 32207
Orange Park Branch1440 Kingsley AvenueOrange Park, FL 32073
Beach & Hodges Branch3293 Hodges BoulevardJacksonville, FL 32224
Normandy Branch5665 Normandy BlvdJacksonville, FL 32205
Blanding Branch794 Blanding BoulevardOrange Park, FL 32073
Southpoint Branch6622 Southpoint Drive South, Suite 100Jacksonville, FL 32216