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Overview / Commentary
1325 Hendricks Avenue
Jacksonville, FL 32207

FirstAtlantic Bank is headquartered in Jacksonville and is the 52nd largest bank in the state of Florida. It is also the 1,596th largest bank in the nation. It was established in 1999 and as of September of 2016, it had grown to 79 employees at 8 locations. FirstAtlantic Bank has a B+ health rating.

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Reviews (1)


Posted by: nueven | Nov 29, 2015

This has been the most user unfriendly bank to work with online. Of all the banks I've used, this is the only one that keeps locking me out after generating a series of security questions that I never set up in the first place, and therefore of course I do not have the answers for. This has happened repeatedly and of course I have no access to the bank on weekends to have the issued resolved timely. For this reason alone, I will be closing my account with them.

Furthermore, they have just instituted a new monthly service charge (which none of their competitors would dream of doing on a checking account) of $15.00 if your account balance falls under $10,000.00,


Health Grade Components

FDIC Certificate #35200
Year Established1999
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD6.58%
Annual Interest Income$13.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$435.3MM$445.5MM
LoansQ3 2016vs Q3 2015$308.8MM$287.7MM
DepositsQ3 2016vs Q3 2015$354.3MM$387.7MM
Equity CapitalQ3 2016vs Q3 2015$57.3MM$54.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.2MM$2.2MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.1MM$2.9MM
Real Estate OwnedQ3 2016vs Q3 2015$444.00K$704.00K

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FirstAtlantic Bank Locations
Ponte Vedra Beach Branch100 Corridor Road SouthPonte Vedra Beach, FL 32082
Cobblestone Village Branch105 Cbl DriveSaint Augustine, FL 32086
Firstatlantic Bank1325 Hendricks AvenueJacksonville, FL 32207
Orange Park Branch1440 Kingsley AvenueOrange Park, FL 32073
Beach & Hodges Branch3293 Hodges BoulevardJacksonville, FL 32224
Normandy Branch5665 Normandy BlvdJacksonville, FL 32205
Blanding Branch794 Blanding BoulevardOrange Park, FL 32073
Southpoint Branch6622 Southpoint Drive South, Suite 100Jacksonville, FL 32216