Overview / Commentary
1325 Hendricks Avenue
Jacksonville, FL 32207

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Reviews (1)


Posted by: nueven | Nov 29, 2015

This has been the most user unfriendly bank to work with online. Of all the banks I've used, this is the only one that keeps locking me out after generating a series of security questions that I never set up in the first place, and therefore of course I do not have the answers for. This has happened repeatedly and of course I have no access to the bank on weekends to have the issued resolved timely. For this reason alone, I will be closing my account with them.

Furthermore, they have just instituted a new monthly service charge (which none of their competitors would dream of doing on a checking account) of $15.00 if your account balance falls under $10,000.00,


Health Grade Components

FDIC Certificate #57764
Year Established2004
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD9.02%
Annual Interest Income$74.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$3.21B$2.41B
LoansQ2 2018vs Q2 2017$2.51B$1.88B
DepositsQ2 2018vs Q2 2017$2.67B$2.05B
Equity CapitalQ2 2018vs Q2 2017$504.2MM$331.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$16.0MM$13.4MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$3.2MM$4.0MM
Real Estate OwnedQ2 2018vs Q2 2017$1.3MM$0

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