This has been the most user unfriendly bank to work with online. Of all the banks I've used, this is the only one that keeps locking me out after generating a series of security questions that I never set up in the first place, and therefore of course I do not have the answers for. This has happened repeatedly and of course I have no access to the bank on weekends to have the issued resolved timely. For this reason alone, I will be closing my account with them.
Furthermore, they have just instituted a new monthly service charge (which none of their competitors would dream of doing on a checking account) of $15.00 if your account balance falls under $10,000.00,
|FDIC Certificate #||57764|
|Return on Assets - YTD||1.37%|
|Return on Equity - YTD||9.02%|
|Annual Interest Income||$74.0MM|
|Assets and Liabilities|
|Assets||Q2 2018vs Q2 2017||$3.21B$2.41B|
|Loans||Q2 2018vs Q2 2017||$2.51B$1.88B|
|Deposits||Q2 2018vs Q2 2017||$2.67B$2.05B|
|Equity Capital||Q2 2018vs Q2 2017||$504.2MM$331.8MM|
|Loan Loss Allowance||Q2 2018vs Q2 2017||$16.0MM$13.4MM|
|Unbacked Noncurrent Loans||Q2 2018vs Q2 2017||$3.2MM$4.0MM|
|Real Estate Owned||Q2 2018vs Q2 2017||$1.3MM$0|
Sorry, we do not have rate data for FirstAtlantic Bank.